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1. 10/25/2014 Diamond Iotina Hartman LLC
1 Village Square, Suite 158
Baltimore, MD 21210
443-825-4111
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
5457 HIGH TIDE CT.
COLUMBIA, MD 21044
Under a power of sale contained in a certain Deed of Trust from Cheleatha Bullock and Kenneth Bullock, dated January 23, 2007 and recorded in Liber 10533, folio 23 among the Land Records of Howard Co., MD (Case No. 13-C-14-099366) default having occurred under the terms thereof, the Substitute Trustees will sell at public auction Circuit Court for Howard Co., AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
NOVEMBER 10, 2014 AT 9:40 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property and improvements will be sold in an "AS IS" condition and subject to conditions, restrictions, existing buildings and/or environmental violations, agreements of record affecting the same, if any, and with no warranty either expressed or implied as to the description of the condition of the property or improvements.
The property will be sold subject to a prior mortgage, the amount to be announced at the time of sale.
Terms of Sale: A deposit of $5,000 in the form of certified check, cashier's check or money order, at the time of sale will be required of all purchasers other than the holder of the Deed of Trust. Balance of the purchase price is to be paid in cash within ten (10) business days of the final ratification of sale by the Circuit Court for Howard Co., If payment of the balance does not take place within ten (10) business days of ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the Deed of Trust note from date of sale to the date funds are received in the office of the Substitute Trustees, in the event the property is purchased by someone other than the note holder. In the event the settlement is delayed for any reason and the property is purchased by someone other than the note holder, there shall be no abatement of interest caused by the delay. Taxes, water rent, ground rent, condominium fees, and/or homeowners association dues, if applicable, to be adjusted to the date of sale and assumed thereafter by the purchaser. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be borne by the purchaser.
If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale.
Cindy R. Diamond, Bruce D. Brown,
Substitute Trustees
HCT 10/441 Oct. 23, 30, Nov. 6 998436

2. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY
KNOWN AS
3702 Wildor Avenue
Windsor Mill, MD 21244
Under and by virtue of the power of sale contained in a certain Deed of Trust to HOMELAND TITLE & ESCROW, LTD., Trustee(s), dated November 20, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 24866, folio 303, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 29, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 25, AS SHOWN ON PLAT ENTITLED, PLAT OF VICTORIA, RECORDED IN PLAT BOOK G.L.B. NO. 20, FOLIO 168.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 4.625% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (14729)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
Harvey West Auctioneers
300 E. Joppa Rd
Hampton Plaza-Suite 1103
Baltimore, MD 21286
www.hwestauctions.com 410-769-9797
10/166 Oct. 9, 16, 23 996721

3. 10/25/2014 Robert F. Kahoe, Jr., P.A.
9 South Hickory Avenue
Bel Air, Maryland 21014
(410) 838-5210
AMENDED
Mortgage Assignee's Sale
OF VALUABLE
IMPROVED FEE SIMPLE PROPERTY
Properties:
1 and 3 Chesapeake Court, Aberdeen, MD
(Tax ID 02-090945 and 02-090937)
Under and by virtue of the power and authority contained in a Mortgage dated May 1, 2003 from Alvin Carson and Antoinette Carson and recorded among the Land Records of Harford County in Liber No. 4692, folio 362 as assigned by that Assignment of Mortgages dated August 28, 2008 to B Michael & Sons Business Trust and recorded in Liber No. 7931, folio 133 ("Mortgage"), with Robert F. Kahoe, Jr. having been assigned the Mortgage for the purpose of foreclosing the Mortgage by virtue of that Assignment of Mortgage dated August 28, 2014 and recorded among the Land Records of Harford County in Liber No. 10895, folio 433 and default having occurred under the terms thereof, and at the request of the parties secured thereby, the undersigned Assignee, will sell at public auction, at Circuit Court for Harford County 20 West Courtland Street Bel Air, Maryland 21014 on
Monday, November 3, 2014
at 2:00 p.m.
ALL those lots situate in City of Aberdeen, SECOND ELECTION DISTRICT of Harford County and being known as Lots 115 and 116 on that plat "Final Plat V, Swan Meadows Subdivision" which plat is recorded in Plat Book No. 72, folio 87 (incorrectly referenced in Mortgage as Plat Book No. 72, folio 4). BEING same land described in and conveyed by Deed dated May 1, 2003 from Baldwin Manor Incorporated to Alvin Carson and Antoinette Carson and recorded in Liber No. 4692, folio 358.
The improvements are attached and are utilized as one single family home. Accordingly, both properties will be sold as one unit. The properties are being sold "as is" in fee simple, and subject to all the conditions, liens, restrictions and agreements of record, affecting same, if any, and with no warranty as to the description or condition of the improvements. Purchaser is responsible for any and all housing and zoning code violations, if any, as well as for disposing of all items, including junk and debris on the properties.
TERMS OF SALE:
A deposit of $5,000.00 will be required of the purchaser to be paid at the time and place of sale, in such terms as shall be acceptable to the Assignee, balance in cash at settlement which shall be twenty days (20) after final ratification of sale by the Circuit Court for Harford County unless said period is extended by the Assignee, his successors or assigns for good cause shown, time being of the essence; interest at the rate of Six Percent (6.0%) per annum shall be paid on unpaid purchase money from the date of sale to the date of settlement. In the event the above-named Holder purchases the properties at the sale as the high bidder thereat, no deposit will be required and interest on the balance of the purchase price shall be waived. The properties will be sold subject to all restrictions, liens, covenants and encumbrances of record. In the event that the purchaser fails to settle as required, the properties shall be re-sold at purchaser's risk and expense. Taxes, water rent, and all other municipal liens and charges to be adjusted to date of sale. All other public charges and assessments payable on an annual basis shall be adjusted to date of sale and assumed thereafter by purchaser. Costs of all documentary stamps, transfer taxes, document preparation, agricultural transfer tax, title insurance, or any other type of settlement charges of every kind and nature shall be borne by the purchaser. The improvements are being sold in an "as is" condition with purchaser responsible for any and all housing and zoning code violations. If the Assignee is unable to convey good and marketable title or a resale is to take place for any reasons, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have not further claim against the Assignee. The Assignee, his/her/their attorneys shall not be liable individually or otherwise for any matters relating to this sale and/or the properties.
ROBERT F. KAHOE, JR., ASSIGNEE
9 South Hickory Avenue
Bel Air, Maryland 21014
(410) 838-5210/879-9906
Auctioneer Info.:
DAVID SHRODES AUCTIONEER
5013 Carea Road, White Hall, MD 21161
410-692-5667
AGF 10-2691 Oct. 10, 17, 24 997742

4. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
935 Sedgley Road
Baltimore, MD 21228
Under and by virtue of the power of sale contained in a certain Deed of Trust to GARY T. BODANE AND NORVAL H. KING, III, Trustee(s), dated October 7, 1998, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 13241, folio 401, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NUMBERED THIRTY-EIGHT (38), BLOCK K, SECTION 3-B WESTVIEW PARK, WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK GLB NO. 22, FOLIO 23.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 7.500% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (7705)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/421 Oct. 23, 30, Nov. 6 998399

5. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
2551 Old Frederick Road
Baltimore, MD 21228
Under and by virtue of the power of sale contained in a certain Deed of Trust to JOHN BURSON, ESQ., Trustee(s), dated April 5, 2005, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 21972, folio 430, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
ALL THAT PROPERTY CONVEYED BY DEED DATED NOVEMBER 24, 1995 AND RECORDED JANUARY 2, 1996 IN BOOK 11371, PAGE 53.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.125% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (20570)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/420 Oct. 23, 30, Nov. 6 998398

6. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
4360 Breeders Cup Circle
Randallstown, MD 21133
Under and by virtue of the power of sale contained in a certain Deed of Trust to MIHIR SHAH H, Trustee(s), dated March 28, 2008, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 26882, folio 366, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NUMBERED (31), AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED, "AMENDED PLAT A RESUBDIVISION OF FOXRIDGE", WHICH PLAT OF SUBDIVISION IS DULY RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, MARYLAND IN PLAT BOOK S.M. 67, FOLIO 93.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $25,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 2.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (23472)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/419 Oct. 23, 30, Nov. 6 998397

7. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE LEASEHOLD PROPERTY KNOWN AS
4019 St. Augustine Lane
Dundalk, MD 21222
Under and by virtue of the power of sale contained in a certain Deed of Trust to ANDREW VALENTINE, Trustee, dated April 23, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 25733, folio 468, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 69, BLOCK H, SECTION 4 ON THE PLAT OF NORTH POINT VILLAGE: WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK GLB NO. 22, FOLIO 130.
THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $96.00 PAYABLE ON THE 18th DAYS OF June AND December OF EACH AND EVERY YEAR.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.250% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (1456)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/418 Oct. 23, 30, Nov. 6 998395

8. 10/25/2014 Moore, Carney, Ryan & Lattanzi, LLC
9649 Belair Road - Suite 302
Nottingham, Maryland 21236
SUBSTITUTE TRUSTEES' SALE
ROSEDALE
"Holland Hill"
Desirable, End-Of-Group
BRICK TOWNHOME
3 Bedrooms Deck Central Air
Sale On Premises
5688 LEIDEN ROAD
Off Hamilton Avenue
Baltimore County, MD 21206
MONDAY, OCTOBER 27, 2014
AT 11:00 A.M.
Under and by virtue of the power of sale contained in a certain Deed of Trust from Charles W. Carter (a/k/a Charles Wilson Carter) and Lidia M. Carter (a/k/a Lidia Carter) to Lawrence W. Williams, Trustee, dated April 27, 2009 and recorded among the Land Records of Baltimore County, MD, in Liber S.M. 28080, folio 075, the holders of the indebtedness secured thereby having appointed Lisa M.L. Eisemann, and/or Richard E. Lattanzi, and/or Kristin A. Harclerode to act as Substitute Trustees, in place and stead of the aforementioned Trustee, by instrument duly executed, acknowledged and recorded among the Land Records aforesaid, default having occurred under the terms thereof and at the request of the party secured thereby, the undersigned Substitute Trustees will sell at Public Auction, on the premises, the following:
All that leasehold lot of ground and the improvements thereon, situate and lying in Baltimore County, State of Maryland, and being more fully described in the above referenced Deed of Trust.
The property is being sold subject to an annual $150 ground rent and is reportedly improved by a two story brick end-of-group townhome containing a living room, dining room, kitchen, 3 bedrooms and full bath; finished basement with a club room, powder room and laundry room; vinyl double glazed windows, gas forced hot air heat; central air; deck; and driveway. Mostly rectangular lot measuring 34.88', 31.88' rear, with depths of 115', more or less.
TERMS OF SALE: A $7,500 deposit, payable by certified check or cashier's check, will be required of the purchaser at time and place of sale. The deposit is to be increased to 10% of the purchase price within 24 hours at the office of the Auctioneers. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Baltimore County at the offices of the Substitute Trustees. If payment of the balance does not take place within the specified time, the deposit will be forfeited and the property may be resold at the risk and expense of the purchaser. Interest to be charged on the unpaid purchase money, at the rate of 4.75% per annum, from date of sale to date of settlement. All adjustments as of date of sale. Taxes, ground rent and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition, without express or implied warranty as to the nature and description of the improvements as contained herein; and subject to easements, agreements, restrictions or covenants of record affecting same, if any. Purchaser shall be responsible for obtaining physical possession of the property and assumes the risk of loss or damage to the property from the date of sale forward. The purchaser waives and releases the Substitute Trustees, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees, Noteholder or Auctioneer. Recordation costs, transfer taxes and all other costs incident to settlement to be paid by the purchaser except where otherwise mandated by local, State or Federal law. Time shall be of the essence for the purchaser. No Buyer's Premium!
Authority to cancel this sale rests solely with the Substitute Trustees and/or the Auctioneer. Prospective buyers should disregard all other statements and comments made by any other person or entity regarding minimum bids, pricing and cancellations of the sale. Additional terms may be announced at the time of sale. The Substitute Trustees reserve: (1) the right to accept or reject any or all bids; (2) the right to modify or waive the requirements for bidders' deposits and terms of sale and/or settlement; (3) the right to withdraw the Property from the sale before acceptance of the final bid; and (4) the right to cancel or postpone the sale.
Lisa M.L. Eisemann, Kristin A. Harclerode and
Richard E. Lattanzi, Substitute Trustees.
10/198 October 9, 16, 23 997145

9. 10/25/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
4819 E. JOPPA RD.
BALTIMORE, MD 21128
Under a power of sale contained in a certain Deed of Trust from Obinna Ukwu and Daizy Ukwu, dated October 16, 2008 and recorded in Liber 27422, folio 377 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave., (Bosley Ave. Entrance), Towson, MD 21204, on
OCTOBER 31, 2014 AT 11:00 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
This property will be sold subject to private FFBC/deferred water and sewer facilities charges in the amount of $800.00 due and payable on the 1st day of July for a period of 40 years from the commencement date.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $55,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 8% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2013-38855)
This property will be sold subject to a 120 day right of redemption by the Internal Revenue Service.
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/311 October 16, 23, 30 997793

10. 10/25/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
301 STREETT CIR.
FOREST HILL, MD 21050
Under a power of sale contained in a certain Deed of Trust from Harold E. Gaskins and Heather D. Gaskins, dated July 23, 2007 and recorded in Liber 7483, folio 175 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:20 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $46,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 7.8% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2665 Oct. 10, 17, 24 997213

11. 10/25/2014 Law Offices of Jeffrey Nadel
4041 Powder Mill Road, Suite 415
Calverton, Maryland 20705
240-473-5000
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY
14 Shetland Circle
Reisterstown, MD 21136
Under a power of sale contained in a certain Deed of Trust from Dawn T. Gantt and Gerald O. Gantt Jr., dated November 9, 2006, and recorded in Liber 0024810, Folio 580 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, Courthouse door, 401 Bosley Avenue entrance, Towson, MD on
November 5, 2014 at 9:00 AM
ALL THAT FEE SIMPLE LOT OF GROUND, situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 04-1600010855.
The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $23,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18576)
Jeffrey Nadel, Scott Nadel, John-Paul Douglas
and Daniel Menchel, Substitute Trustees
MDC Auctioneers
606 Baltimore Avenue, Suite 206,
Towson, Maryland 21204
410-825-2900
JT 10/823 Oct. 21, 28 - Nov. 4 998424

12. 10/25/2014 Law Offices of Jeffrey Nadel
4041 Powder Mill Road, Suite 415
Calverton, Maryland 20705
240-473-5000
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY
2433 Ellis Road
Baltimore, MD 21234
Under a power of sale contained in a certain Deed of Trust from Babak Mir aka Bobby Mir, dated March 16, 2007, and recorded in Liber 0025426, Folio 646 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, Courthouse door, 401 Bosley Avenue entrance, Towson, MD on
November 5, 2014 at 9:00 AM
ALL THAT FEE SIMPLE LOT OF GROUND, situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 09-0902570190.
The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $29,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18274)
Jeffrey Nadel, Scott Nadel and
John-Paul Douglas, Substitute Trustees
MDC Auctioneers
606 Baltimore Avenue, Suite 206,
Towson, Maryland 21204
410-825-2900
JT 10/822 Oct. 21, 28 - Nov. 4 998422

13. 10/25/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
58 NORMAN AVE., ABERDEEN, MD 21001
Under a power of sale contained in a certain Deed of Trust from Connie J. Simon, dated February 25, 2005 and recorded in Liber 5931, folio 278 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:25 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $12,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 5.250% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2669 Oct. 10, 17, 24 997217

14. 10/25/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
1810 CHESTER WAY, BEL AIR, MD 21015
Under a power of sale contained in a certain Deed of Trust from David L. Hagy, Jr, Mindy Rae Hagy and Paul L. Foltz, dated August 30, 2005 and recorded in Liber 6342, folio 295 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:23 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $24,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 5.00000% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2668 Oct. 10, 17, 24 997216

15. 10/25/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
1348 BALDWIN MILL RD.
JARRETTSVILLE, MD 21084
Under a power of sale contained in a certain Deed of Trust from Cheryl E. Yox, dated June 8, 2007 and recorded in Liber 7431, folio 215 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:22 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $42,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 6.75% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2667 Oct. 10, 17, 24 997215

16. 10/25/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
325 DELMAR CT. ABINGDON
I/R/T/A ABINTDON, MD 21009
Under a power of sale contained in a certain Deed of Trust from John Teluk, dated June 16, 2006 and recorded in Liber 6852, folio 391 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:21 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $21,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 4.875% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2666 Oct. 10, 17, 24 997214

17. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
15 Mountain Green Circle
Baltimore, MD 21244
Under and by virtue of the power of sale contained in a certain Deed of Trust to HARRY KOROTKI, Trustee(s), dated August 1, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 26087, folio 357, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 29, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NUMBERED ONE HUNDRED FIVE (105) AS SHOWN ON PLAT ENTITLED, "PLAT FOUR, REVISED PLAT OF PORTION OF AMENDED PLAT SECTION ONE, QUAIL MEADOWS TOWNHOUSES", RECORDED IN PLAT BOOK 41 AT PLAT NO. 137
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.875% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (23560)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/165 October 9, 16, 23 996864

18. 10/25/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
2219 ROCKHAVEN AVE.
BALTIMORE, MD 21228
Under a power of sale contained in a certain Deed of Trust from Ryan S. Thomas and Tricia Ann Thomas, dated September 13, 2005 and recorded in Liber 22976, folio 70 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave., (Bosley Ave. Entrance), Towson, MD 21204, on
OCTOBER 31, 2014 AT 10:59 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $15,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 6.350% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-18631)
The property will be sold subject to a 120 day right of redemption by the Internal Revenue Service.
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/310 October 16, 23, 30 997792

19. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
2616 Molton Way
Windsor Mill, MD 21244
Under and by virtue of the power of sale contained in a certain Deed of Trust to PAUL JEDNORSKI, ESQ. , Trustee(s), dated April 10, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 25546, folio 10, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 29, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
UNIT NO. 2616, BUILDING NO. 9, SECTION 1 IN THE HORIZONTAL PROPERTY REGIME KNOWN AS KINGSWOOD COMMON, A CONDOMINIUM, RECORDED IN LIBER NO. 5490, FOLIO 802.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 9.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (1549)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/164 October 9, 16, 23 996857

20. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
662 Kennington Road
Reisterstown, MD 21136
Under and by virtue of the power of sale contained in a certain Deed of Trust to LANDAMERICA TRANSNATION TITLE INSURANCE COMPANY, Trustee(s), dated May 2, 2005, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 21915, folio 138, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 29, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
CONDOMINIUM UNIT NO. 622, PHASE X, IN TIMBERGROVE CONDOMINIUM
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.125% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (12970)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/163 October 9, 16, 23 996855

21. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
9304 Lyonswood Drive
Owings Mills, MD 21117
Under and by virtue of the power of sale contained in a certain Deed of Trust to UNIVERSAL TITLE , Trustee(s), dated June 3, 2005, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 22125, folio 571, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 29, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT 10, AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED "LYONSWOOD, SECTION B, PLAT 3", AS PER PLAT THEREOF RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, MARYLAND IN PLAT BOOK 62, AT PLAT NO. 77.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $30,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.875% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (3971)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/162 October 9, 16, 23 996853

22. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
412 Samanthas Court
Reisterstown, MD 21136
Under and by virtue of the power of sale contained in a certain Deed of Trust to JOHN BURSON, ESQ., Trustee(s), dated December 7, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 24996, folio 550, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 29, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NUMBERED 7, AS SET FORTH ON A PLAT ENTITLED, "AMENDED PLAT SECTION TWO, DELFORA PROPERTY," S.M. (68-22) AND RECORDED AMONG THE PLAT RECORDS OF BALTIMORE COUNTY IN PLAT BOOK S.M. 68, FOLIO 67.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $25,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 2.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (23474)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/161 October 9, 16, 23 996850

23. 10/25/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
9434 Fitzharding Lane
Owings Mills, MD 21117
Under and by virtue of the power of sale contained in a certain Deed of Trust to PRLAP, INC. , Trustee(s), dated May 15, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 25721, folio 648, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 29, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 8, IN BLOCK P, AS SHOWN ON PLAT ENTITLED, "SECTION THREE, PART A, QUEEN ANNE VILLAGE", WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, IN PLAT BOOK E.H.K. JR. NO. 45, FOLIO 46.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.500% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (21343)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/160 October 9, 16, 23 996847

24. 10/25/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
761 ALDWORTH RD.
DUNDALK, MD 21222
Under a power of sale contained in a certain Deed of Trust from John Mordoff a/k/a John W. Mordoff, dated July 5, 2007 and recorded in Liber 25943, folio 525 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave., (Bosley Ave. Entrance), Towson, MD 21204, on
OCTOBER 31, 2014 AT 11:02 AM
ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $90. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $15,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 8.375% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-10380)
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/282 October 16, 23, 30 997791

25. 10/25/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
5107 MCFAUL RD.
BALTIMORE, MD 21206
Under a power of sale contained in a certain Deed of Trust from Michael Kane, dated April 27, 2004 and recorded in Liber 20125, folio 696 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on
NOVEMBER 7, 2014 AT 10:59 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $13,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2012-33484)
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/443 Oct. 23, 30, Nov. 6 998442

26. 10/25/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
10 GWYNNBROOK AVE.
OWINGS MILLS, MD 21117
Under a power of sale contained in a certain Deed of Trust from Theresa Abbott-Knefel, dated July 26, 2007 and recorded in Liber 25984, folio 319 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on
NOVEMBER 7, 2014 AT 10:50 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $23,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 7.875% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2009-05113)
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/432 Oct. 23, 30 - Nov. 6 998440

27. 10/25/2014 THE FISHER LAW GROUP, PLLC
9440 Pennsylvania Avenue-Suite 350
Upper Marlboro, Maryland 20772
Telephone (301) 599-7700
Case No.: 13-C-13-096361
FORECLOSURE SALE
VALUABLE IMPROVED DWELLING
4521 Ten Oaks Road,
Dayton, MD 21036
In enforcement of a Security Instrument granted by Charles C. Clark dated September 18, 2009 and recorded among the Land Records of Howard County, Maryland in Liber 14870 at folio 309, the undersigned, will sell at public auction at the Courthouse entrance of the:
CIRCUIT COURT FOR HOWARD COUNTY
at the Thomas Dorsey Building,
9250 Bendix Road, Columbia, MD 21045 on
Monday, November 10, 2014 at 9:30 AM
All that fee simple property described in said Security Instrument, being in the 5 Election District of Howard County, Maryland, and being improved by a dwelling bearing the street address of 4521 Ten Oaks Road, Dayton, MD 21036. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com .)
TERMS OF SALE: A cash or cash equivalent deposit of $64,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 5.56000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale.
JEFFREY B. FISHER, ET AL. for Substitute Trustees
Matter No. 11-00093
HCT 10/445 Oct. 23, 30, Nov. 6 998449

28. 10/25/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
7811 OLD HARFORD RD.
BALTIMORE, MD 21234
Under a power of sale contained in a certain Deed of Trust from Justinian Baumann and Phillis Baumann, dated October 30, 2002 and recorded in Liber 17332, folio 413 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on
NOVEMBER 7, 2014 AT 10:51 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $8,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 6% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-604020)
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/433 Oct. 23, 30 - Nov. 6 998447

29. 10/25/2014 THE FISHER LAW GROUP, PLLC
9440 Pennsylvania Avenue-Suite 350
Upper Marlboro, Maryland 20772
Telephone (301) 599-7700
Case No.: 13-C-14-098235
FORECLOSURE SALE
VALUABLE IMPROVED DWELLING
7755 Browns Bridge Road,
Highland, MD 20777
In enforcement of a Security Instrument granted by Cindy Varga-Coccio A/K/A Cynthia Varga-Coccio dated April 25, 2007 and recorded among the Land Records of Howard County, Maryland in Liber 10680 at folio 677, the undersigned, will sell at public auction at the Courthouse entrance of the:
CIRCUIT COURT FOR HOWARD COUNTY
at the Thomas Dorsey Building,
9250 Bendix Road, Columbia, MD 21045 on
Monday, November 10, 2014 at 9:30 AM
All that fee simple property described in said Security Instrument, being in the 5 Election District of Howard County, Maryland, and being improved by a dwelling bearing the street address of 7755 Browns Bridge Road, Highland, MD 20777. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com .)
TERMS OF SALE: A cash or cash equivalent deposit of $80,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 8.74000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale.
JEFFREY B. FISHER, ET AL. for Substitute Trustees
Matter No. 12-03775
HCT 10/444 Oct. 23, 30, Nov. 6 998445

30. 10/25/2014 THE FISHER LAW GROUP, PLLC
9440 Pennsylvania Avenue-Suite 350
Upper Marlboro, Maryland 20772
Telephone (301) 599-7700
Case No.: 03-C-14-004258
FORECLOSURE SALE
VALUABLE IMPROVED DWELLING
1204 Wilson Avenue,
Baltimore, MD 21207
In enforcement of a Security Instrument granted by Eric Todd Harden dated March 26, 2008 and recorded among the Land Records of Baltimore County, Maryland in Liber 0026909 at folio 358, the undersigned, will sell at public auction at the Courthouse entrance of the:
CIRCUIT COURT FOR BALTIMORE COUNTY
at 401 Bosley Avenue, Towson MD 21204 on
Tuesday, October 28, 2014 at 11:00 AM
All that fee simple property described in said Security Instrument, being in the 1 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 1204 Wilson Avenue, Baltimore, MD 21207. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com .)
TERMS OF SALE: A cash or cash equivalent deposit of $11,500.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 7.87500% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale.
JEFFREY B. FISHER, ET AL. for Substitute Trustees
Matter No. 13-02678
Tidewater Auctions, LLC
(410) 825-2900 www.tidewaterauctions.com
10/263 Oct. 9, 16, 23 997167

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