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1. 10/22/2014 Ronald B. Katz, P.A. 11403 Cronridge Dr., Suite 230, Owings Mills, MD 21117 410-581-1131
Substitute Trustees' Sale
EDGEWOOD *PRIME DEVELOPMENT PARCEL* 7.67 acres +/- Zoned R-4
SALE ON PREMISES
2002 WILLOUGHBY BEACH ROAD EDGEWOOD, MD 21040
Under a power of sale contained in a certain Deed of Trust from Fountain of Life Fellowship Church, dated February 12, 2004 and recorded in Liber 5158, folio 565 among the Land Records of Harford County, Maryland, the holder of the indebtedness secured thereby having appointed Ronald B. Katz and Eric A. Hartlaub as Substitute Trustees will sell at public auction
ON THE PREMISES, ON
TUESDAY, OCTOBER 28, 2014 AT 12:00 NOON
ALL THAT FEE-SIMPLE LOT OF GROUND situated in Harford County, Maryland, Tax ID No. 01-297074 and more fully described in the aforesaid Deed of Trust.
The lot size is approximately 7.67 acres, more or less. It is believed that public water and sewer are available to the lot. The subject property is believed to be zoned R4, Urban Residential District, which is the highest density residential district under Harford County Zoning.
Note: The information contained herein was obtained from sources deemed to be reliable, but is offered for information purposes only. The Auctioneer, the Substitute Trustees, the note holder and the secured party do not make any representations or warranties with respect to the accuracy of the information contained herein. Prospective purchasers are urged to make their own inspection.
The real property will be sold in an "AS IS" condition and subject to agreements, easements, covenants, conditions, restrictions, and other matters of record affecting the same, as well as existing building and/or environmental violations, if any, and with no warranty either expressed or implied as to the description of the condition of the real property or improvements. Neither the Substitute Trustees, the secured party, the note holder nor any other party makes any warranty or representation of any kind or nature regarding the physical condition of, the description of, or title to the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale.
Terms of Sale:
A deposit of $20,000.00 in the form of certified check, cashier's check or money order, at the time of sale will be required of all purchasers other than the holder of the note secured by the Deed of Trust or its successors, assigns, or affiliates. The deposit must be increased to 10% of the purchase price within 2 business days at the office of the auctioneer. If the deposit is not increased to 10% of the purchase price within 2 business days, the deposit will be forfeited and the property will be resold at the purchaser's risk and expense. The balance of the purchase price is to be paid in immediately available funds, within 10 business days after the final ratification of sale by the Circuit Court for Harford County, except that if the note holder, or its successors, assigns, or affiliates is the purchaser, a credit will be allowed for the mortgage debt. If payment of the balance does not take place within 10 business days after ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. In the event the property is purchased by someone other than the note holder or its successors, assigns, or affiliates, interest shall be paid on the unpaid purchase money at the rate pursuant to the note secured by the Deed of Trust from date of sale to the date funds are received in the office of the Substitute Trustees. Taxes, water, sewer, ground rent, condominium fees, and/or homeowners association dues, if applicable, to be adjusted to the date of sale and assumed thereafter by the purchaser. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, are to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, recordation taxes and transfer taxes shall be borne by the purchaser.
If the Substitute Trustees are unable to convey the property as described above, by reason of any defect in the title or otherwise, the purchaser's sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit. Upon refund of the deposit to purchaser, the sale shall be void and of no effect, and the purchaser shall have no further claims against the property, the Substitute Trustees, the secured party or the note holder. The conveyance of the property by the Substitute Trustees to the purchaser at settlement shall be by Trustees' Deed without covenant, warranty or representation.
The purchaser is responsible for, and the property is sold subject to, any environmental matter or condition, whether latent or observable, if any, that may exist at or affect or relate to the property and to any governmental requirements affecting the same.
The Memorandum of Purchase between the Substitute Trustees, as sellers, and the purchaser (the "Memorandum of Purchase") shall include, by reference, all the terms and conditions contained herein, specifically including, but not limited to, the following provisions: "Purchaser agrees and represents that the purchaser is purchasing the property subject to all matters known and unknown, in "AS IS, WHERE IS" condition. In executing and delivering the Memorandum of Purchase, purchaser recognizes purchaser has not relied upon nor been induced by any statements or representations of any person, including the Substitute Trustees, the secured party, the note holder or an affiliate or their respective servicers, heirs, personal and legal representatives, agents, employees, successors and assigns (collectively, "Released Parties"), in respect of the condition of the property, including the environmental condition to the property, unless such representations or statements are specifically set forth in the Memorandum of Purchase. Purchaser has not relied on anything in the foreclosure advertisement, but rather has relied solely on such investigations, examinations or inspections of the property as purchaser has made. Purchaser waives and releases the Released Parties from any and all claims the purchaser or its successors and assigns may have now or in the future may have relating to the condition of the property. Purchaser acknowledges and agrees that this provision was a negotiated part of the Memorandum of Purchase and serves as an essential component of consideration for the same. The parties specifically acknowledge and agree that this clause bars all claims by purchaser against Released Parties, arising from the condition of or releases from the property pursuant to the Comprehensive Environmental Response, Compensations and Liability Act of 1980, as amended, and all other actions pursuant to federal, state or local laws, ordinances or regulations for any environmental condition of or releases from the property. Further, purchaser agrees to indemnify Substitute Trustees for any liability they may have to any third party for an environmental condition of the property. Notwithstanding the parties' intent that this clause bars all such claims, should a court of competent jurisdiction deem otherwise, purchaser agrees that the presence of this clause should serve as the overwhelming, primary factor in any equitable apportionment of response costs under applicable federal, state or local laws, ordinances, or regulations."
Time shall be of the essence for the purchaser. No Buyer's Premium.
Ronald B. Katz, Eric A. Hartlaub, Substitute Trustees
AGF 10-2652 Oct. 10, 17, 24 995236

2. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOWN AS 1821 Robinson Mill Road
Darlington, MD 21034
Under and by virtue of the power of sale contained in a certain Deed of Trust to PAUL FEIN AND LISA CAVACINI, Trustee(s), dated April 22, 2003, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 5391, folio 0569, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT 6, AS SHOWN ON A PLAT ENTITLED, "FINAL PLAT, SECTION 2, DAY VIEW", RECORDED IN PLAT BOOK CGH 93, FOLIO 57.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 4.875% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (22569)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2603 Oct. 3, 10, 17 995791

3. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOWN AS 102 Calder Court
Forest Hill, MD 21050
Under and by virtue of the power of sale contained in a certain Deed of Trust to B. GEORGE BALLMAN, Trustee(s), dated October 2, 2003, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 4961, folio 653, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT 765, AS SHOWN ON A PLAT ENTITLED, "FINAL PLAT FIVE, SECTION THIRTEEN, PHASE I - FOREST LAKE", WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF HARFORD COUNTY, MARYLAND IN PLAT BOOK CGH 99, FOLIO 46.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $25,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 4.500% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (1041)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2604 Oct. 3, 10, 17 995812

4. 10/22/2014 COHN, GOLDBERG & DEUTSCH, LLC
ATTORNEYS AT LAW
600 BALTIMORE AVENUE SUITE 208
TOWSON, MARYLAND 21204
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
6118 SEBRING DRIVE
COLUMBIA, MD 21044
Under a power of sale contained in a certain Deed of Trust from Delores Dyce, dated January 18, 2006 and recorded in Liber 09835, Folio 175 among the Land Records of Howard County, Maryland, with an original principal balance of $401,209.00, and an original interest rate of 7.990%, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 [PLEASE NOTE THAT THIS IS A TEMPORARY LOCATION DURING THE RENOVATION OF THE COUNTY COURT HOUSE], on
October 22, 2014 AT 10:00 AM
ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Howard County, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting same, if any and with no warranty of any kind.
Terms of Sale: A deposit of $37,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Howard County. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. Real estate taxes and all other public charges, or assessments, including water/sewer charges, ground rent, condo/HOA assessments or private utility charges, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward.
If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available legal remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest.
Edward S. Cohn, Stephen N. Goldberg,
Richard E. Solomon, Richard J. Rogers,
and Randall J. Rolls, Substitute Trustees
Mid-Atlantic Auctioneers, LLC
(410) 825-2900 www.mid-atlanticauctioneers.com
HCT 10/012 Oct. 2, 9, 16 995866

5. 10/22/2014 BWW Law Group, LLC
6003 Executive Boulevard, Suite 101
Rockville, MD 20852
(301) 961-6555
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY AND
ANY IMPROVEMENTS THEREON
6393 FAIRMEAD LA.
COLUMBIA, MD 21045
Under a power of sale contained in a certain Deed of Trust dated May 19, 2006 and recorded in Liber 10033, Folio 323 among the Land Records of Howard Co., MD, with a modified principal balance of $289,360.01 and an original interest rate of 6.00000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 22, 2014 AT 9:45 AM
ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust.
The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $29,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest.
PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES
Howard N. Bierman, Carrie M. Ward, et al.,
Substitute Trustees
HCT 10/013 Oct. 2, 9, 16 995868

6. 10/22/2014 BWW Law Group, LLC
6003 Executive Boulevard, Suite 101
Rockville, MD 20852
(301) 961-6555
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY AND
ANY IMPROVEMENTS THEREON
3608 JOYCIN CT., UNIT A
ELLICOTT CITY, MD 21042
Under a power of sale contained in a certain Deed of Trust dated March 7, 2008 and recorded in Liber 11131, Folio 96 among the Land Records of Howard Co., MD, with an original principal balance of $294,500.00 and an original interest rate of 2.00% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 22, 2014 AT 9:47 AM
ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and described as Unit No. 78, Building "D", Section III, Plumtree Condominium and more fully described in the aforesaid Deed of Trust.
The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $30,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest.
PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES
Howard N. Bierman, Carrie M. Ward, et al.,
Substitute Trustees
HCT 10/014 Oct. 2, 9, 16 995870

7. 10/22/2014 Alvin Lapidus, Solicitor
1726 Reisterstown Rd. Suite 212
Baltimore, MD 21208
410-484-3100
SUBSTITUTE TRUSTEES' SALE
OF 3 BEDROOM RANCHER
7117 MANILA AVE.
BALTIMORE, MD 21244
Under a power of sale contained in a certain Deed of Trust from Myrna L. Daniels, dated August 10, 2004 and recorded in Liber 20598, folio 599 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction on the premises, on
OCTOBER 20, 2014 AT 2:00 PM
ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $180.
The property is believed to be improved by a rancher containing 6 rooms (3 bedrooms), 1 bath and a full basement.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty as to the description of the improvements.
Terms of Sale: A deposit of $15,000 will be required at time of sale, such deposit to be in cash, certified check, or in other form as the Substitute Trustees may determine acceptable, in their sole discretion. Balance of the purchase price is to be paid in cash within ten (10) business days of the final ratification of sale by the Circuit Court for Baltimore Co.. Time is of the essence. If payment of the balance does not take place within ten business days of ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from date of sale to date of settlement, in the event the property is purchased by someone rather than the noteholder. Taxes, ground rent and water rent to be adjusted to date of sale, if any. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be borne by the purchaser. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. Purchaser shall be responsible for obtaining physical possession of the property.
If the Substitute Trustees are unable to convey good and marketable title to the property, the purchaser's sole remedy at law or in equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees.
Dimensions, square footage and acreage contained herein are more or less. The information contained herein was obtained from sources deemed to be reliable, but is offered for information purpose only. The Auctioneer and the Substitute Trustees do not make any representations or warranties with respect to the accuracy of this information.
Alvin M. Lapidus, Denise Rush Nader, Substitute Trustees
10/016 Oct. 2, 9, 16 995873

8. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
3700 Laburman Drive
Randallstown, MD 21133
Under and by virtue of the power of sale contained in a certain Deed of Trust to SUELLEN WOHLFARTH, Trustee(s), dated September 8, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 24594, folio 475, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 3, IN BLOCK NO. 4 AS SHOWN ON THE PLAT ENTITLED "SECTION I, FOREST HILLS", RECORDED IN PLAT BOOK GLB NO. 24, FOLIO 54.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.375% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (4646)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/029 October 2, 9, 16 995879

9. 10/22/2014 Morris/Hardwick/Schneider
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
3804 BONNYBRIDGE PL.
A/K/A 3804 N. BONNYBRIDGE PL.
ELLICOTT CITY, MD 21043
Under a power of sale contained in a certain Deed of Trust from Saima Akhtar, dated September 15, 2006 and recorded in Liber 10292, folio 364 among the Land Records of Howard Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 20, 2014 AT 9:45 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale: A deposit of $32,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Howard Co., TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 2.875% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
HCT 10/017 Oct. 2, 9, 16 995883

10. 10/22/2014 Morris/Hardwick/Schneider
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
6068 LAUREL WREATH WAY, UNIT #D18
COLUMBIA, MD 21044
Under a power of sale contained in a certain Deed of Trust from Laura M. Smith, dated April 5, 2005 and recorded in Liber 9177, folio 251 among the Land Records of Howard Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 20, 2014 AT 9:46 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Howard Co., MD and described as Unit D18, Building D, Phase 11, in the horizontal property regime known as "Banneker Place Condominium" and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale: A deposit of $26,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Howard Co., TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 6.375% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
HCT 10/018 Oct. 2, 9, 16 995887

11. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOW N AS 59 Liberty Street
Aberdeen, M D 21001
Under and by virtue of the power of sale contained in a certain Deed of Trust to DONALD J. ORDAKOWSKI, JR. AND HENRY BIEGACZ, Trustee(s), dated April 11, 2006, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 6691, folio 548, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT NO. 52, AS SHOWN ON THE PLAT ENTITLED, "FINAL PLAT IV, SWAN MEADOWS SUBDIVISION", RECORDED IN PLAT BOOK C.G.H., NO. 72, FOLIO 88.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 6.875% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (7472)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2605 Oct. 3, 10, 17 995892

12. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOWN AS 239 Maple Wreath Court Abingdon, MD 21009
Under and by virtue of the power of sale contained in a certain Deed of Trust to MICHAEL LYON, Trustee(s), dated October 31, 2007, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 7606, folio 356, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT 214, AS SHOWN ON PLAT ENTITLED "FINAL PLAT TWO-PHASE SIX-LAUREL WOODS" RECORDED IN PLAT BOOK 70 AT PLAT 33, AMONG THE LAND RECORDS OF HARFORD COUNTY MARYLAND.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 2.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (9040)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2606 Oct. 3, 10, 17 995896

13. 10/22/2014 BWW Law Group, LLC
6003 Executive Boulevard, Suite 101
Rockville, MD 20852
(301) 961-6555
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY AND
ANY IMPROVEMENTS THEREON
9607 WASHINGTON AVE.
LAUREL, MD 20723
Under a power of sale contained in a certain Deed of Trust dated April 6, 2006 and recorded in Liber 9943, Folio 249 among the Land Records of Howard Co., MD, with an original principal balance of $483,915.00 and an original interest rate of 4.25000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 17, 2014 AT 9:45 AM
ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust.
The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $54,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest.
PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES
Howard N. Bierman, Carrie M. Ward, et al.,
Substitute Trustees
HCT 10/019 Oct. 2, 9, 16 995897

14. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOWN AS 310 Palmetto Drive
Edgewood, MD 21040
Under and by virtue of the power of sale contained in a certain Deed of Trust to LANDAMERICA COMMONWEALTH TITLE INSURANCE CO., Trustee(s), dated June 9, 2006, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 6829, folio 543, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT NO. 245, AS SHOWN ON A PLAT ENTITLED "PLAT 3, WILLOUGHBY WOODS", RECORDED IN PLAT BOOK H.D.C. NO. 25, FOLIO 28.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 3.625% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (7783)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2607 Oct. 3, 10, 17 995900

15. 10/22/2014 BWW Law Group, LLC
6003 Executive Boulevard, Suite 101
Rockville, MD 20852
(301) 961-6555
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY AND
ANY IMPROVEMENTS THEREON
10707 CROYDON CT.
WOODSTOCK, MD 21163
Under a power of sale contained in a certain Deed of Trust dated November 30, 2006 and recorded in Liber 10417, Folio 619 among the Land Records of Howard Co., MD, with an original principal balance of $378,900.00 and an original interest rate of 0.04625% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 17, 2014 AT 9:47 AM
ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust.
The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $46,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest.
PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES
Howard N. Bierman, Carrie M. Ward, et al.,
Substitute Trustees
HCT 10/021 Oct. 2, 9, 16 995901

16. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
6804 Chippewa Drive
Baltimore, MD 21209
Under and by virtue of the power of sale contained in a certain Deed of Trust to STEPHEN A. DRAZIN, ESQ., Trustee(s), dated December 28, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 25077, folio 469, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 5, BLOCK B, SECTION II, OF VALLEY STREAM, WHICH PLAT IS FILED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, IN PLAT BOOK G.L.B. NO. 20 FOLIO 85.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.250% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (8111)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/030 October 2, 9, 16 995902

17. 10/22/2014 BWW Law Group, LLC
6003 Executive Boulevard, Suite 101
Rockville, MD 20852
(301) 961-6555
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY AND
ANY IMPROVEMENTS THEREON
8893 SHINING OCEANS WAY
A/R/T/A 8893 SHINING OCEAN WAY
COLUMBIA, MD 21045
Under a power of sale contained in a certain Deed of Trust dated March 29, 2012 and recorded in Liber 14177, Folio 387 among the Land Records of Howard Co., MD, with an original principal balance of $408,995.00 and an original interest rate of 4.50000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 17, 2014 AT 9:48 AM
ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and described as Unit 15, Phase 2, in the condominium regime known as "Kendall Overlook Condominium II" and more fully described in the aforesaid Deed of Trust.
The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $41,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest.
PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES
Howard N. Bierman, Carrie M. Ward, et al.,
Substitute Trustees
HCT 10/022 Oct. 2, 9, 16 995904

18. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
2152 CEDAR BARN WAY
BALTIMORE, MD 21244
Under and by virtue of the power of sale contained in a certain Deed of Trust to WILLIAM C. STENEMAN, Trustee(s), dated May 16, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 25713, folio 402, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 56, AS SHOWN ON A PLAT ENTITLED. "SECTION 1 PLAT 2 PARKVIEW TRAIL", RECORDED IN PLAT BOOK 58, FOLIO 97.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 7.500% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (22322)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/031 October 2, 9, 16 995905

19. 10/22/2014 BWW Law Group, LLC
6003 Executive Boulevard, Suite 101
Rockville, MD 20852
(301) 961-6555
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY AND
ANY IMPROVEMENTS THEREON
11445 BUTTERFRUIT WAY
ELLICOTT CITY, MD 21042
Under a power of sale contained in a certain Deed of Trust dated February 24, 2003 and recorded in Liber 7010, Folio 179 among the Land Records of Howard Co., MD, with an original principal balance of $527,000.00 and an original interest rate of 5.37500% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
OCTOBER 17, 2014 AT 9:49 AM
ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust.
The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $53,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest.
PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES
Howard N. Bierman, Carrie M. Ward, et al.,
Substitute Trustees
HCT 10/023 Oct. 2, 9, 16 995906

20. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOWN AS 1 232 Bear Hollow Court
Forest Hill, MD 21050
Under and by virtue of the power of sale contained in a certain Deed of Trust to B. GEORGE BALLMAN, Trustee(s), dated July 15, 2004, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 5578, folio 302, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT NO. 33 AS SHOWN ON PLAT ENTITLED "FINAL PLAT SIX, WATER VALE FARM" WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF HARFORD COUNTY, MARYLAND IN PLAT BOOK 105 PAGE 21.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $30,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 6.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (14141)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2608 Oct. 3, 10, 17 995907

21. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOWN AS 514 Shore Drive
Joppa, MD 2 1085
Under and by virtue of the power of sale contained in a certain Deed of Trust to STEVEN R. FASICK, Trustee(s), dated July 26, 2007, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 7496, folio 402, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT NO. 4 IN BLOCK NO. 85. AS SHOWN ON THE PLAT ENTITLED, "RUMSEY ISLAND, PART THIRTY-FIVE", RECORDED IN PLAT BOOK H.D.C., NO 32, FOLIO 51.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 2.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (1435)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2609 Oct. 3, 10, 17 995919

22. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
1934 Quentin Road
Dundalk, MD 21222
Under and by virtue of the power of sale contained in a certain Deed of Trust to BELTWAY TITLE AND ABSTRACT, INC. , Trustee(s), dated April 24, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 25621, folio 75, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NUMBERED THIRTY-EIGHT (38) IN. BLOCK NUMBERED TWENTY-TWO (22), IN THE SUBDIVISION KNOWN AS "PLAT NO.6 AND REVISION OF PART OF PLAT NO.5, WEST INVERNESS", AS PER PLAT THEREOF RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, MARYLAND IN PLAT BOOK GLB 20 AT PLAT 170.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 5.125% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (7564)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/033 October 2, 9, 16 995921

23. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
433 Virginia Avenue
Baltimore, MD 21221
Under and by virtue of the power of sale contained in a certain Deed of Trust to PRLAP, INC. , Trustee(s), dated October 31, 2005, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 23083, folio 336, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 29, BLOCK 2 IN SECTION A AS SHOWN ON THE PLAT OF THE SAME OF ESSEX, WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK W.P.C. NO. 3, FOLIO 15.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.125% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (22376)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/034 October 2, 9, 16 995932

24. 10/22/2014 Law Offices
GOOZMAN, BERNSTEIN & MARKUSKI
9101 Cherry Lane, Suite 207
Laurel, Maryland 20708
(301) 953-7480
(410) 792-0075
TRUSTEES' SALE
Case No. 03-C-14-007526
Of Valuable Real Estate
located in Baltimore County, MD at
14460 Old Hanover Road
Reisterstown, Maryland 21136 Under and by virtue of a Power Of Sale contained in a certain Deed Of Trust from Preston C. Thomas to James D. Aird and Martin L. Goozman, Trustees, dated January 20, 2012, and duly recorded among the Land Records of Baltimore County, Maryland, in Liber 31758, at Folio 005, docketed for foreclosure in Civil No. 03-C-14-007526, the holder of the indebtedness secured by the Deed Of Trust having appointed Martin L. Goozman and Jeffrey W. Bernstein as Substitute Trustees by instrument duly executed, acknowledged and recorded among the Land Records of the said County, default having occurred under the terms thereof and at the request of the holder of the Note secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the front entrance of the Circuit Court for Baltimore County, Maryland, 401 Bosley Avenue, Towson, Maryland 21204-0754, on
Wednesday, October 22, 2014
at 11:00 a.m.
all that Property described in the said Deed Of Trust as follows:
ALL that tract or parcel of ground situate, lying and being in the Fourth Election District of Baltimore County, in the State of Maryland, on the west side of the Old Hanover Road, south of the Village of Boring, and which recording to a survey by A.L. Snyder, dated November 2, 1989, with bearings referred to the true meridian is described as follows:
"BEGINNING for the same at a stone heretofore set at the beginning of that parcel of land, the parcel described herein being the same, which was conveyed by Conrad Hundermark and Caroline Hundermark, his wife, by deed dated April 14, 1882 and recorded among the Land Records of Baltimore County, Maryland in Liber W.M.I. 129 folio 358 etc. (currently being the first parcel mentioned in a deed from Howard F. Schaefer and Emma May Schaefer, his wife, to Arthur M. Schaefer and Margaret E. Schaefer, his wife, dated July 25, 1956 and recorded among the aforementioned Land Records in Liber G.L. B. 2987 folio 530 etc.), said beginning of that tract of land which was conveyed by Mildred O. Nolte to Thomas E. Nolte, by deed dated July 31, 1981 and recorded among the aforementioned Land Records in Liber E.H.K. Jr. 6340 folio 679 etc., said beginning point being also the beginning of the fourth or S 36-1/2º W 95-3/4 perches line of that tract of land which was conveyed by Julius Rudiger, Trustee, to Henry F.L. Steger by deed dated February 17, 1872 and recorded among the aforementioned Land Records in Liber E.H.A. 74 folio 54, etc. (now Edgar B. Grothe, S.M. 7454 folio 155 etc.)b thence for the outlines of the aforementioned parcel of land conveyed to Frederick Hundermark and May A. Hundermark as now surveyed, the following nine courses and distances, the first and second lines herein running with and binding on the first or N 68º 47' 57" E 948.75 feet line and the second or S 86º 42' 03" E 138.60 feet line of Nolte the following two courses and distances:
1.) N 58º 25' 02" E 948.75 feet to a steel pin found bent and reset, thence
2.) N 82º 55' 01" E 138.60 feet to a steel pin heretofore set in the western limits of The Old Hanover Road and the western right of way of the C.S.X. Railroad (formerly the Western Maryland Railway, and also formerly the Baltimore and Hanover Railroad) and as shown on Western Maryland Railway Company Right of Way and Track Map V. 1-4/3 and to the end of the third or S 86º W 33 feet line of that parcel of land which was conveyed by Conrad Hundermark and Caroline Hundermark, his wife, to the Baltimore and Hanover Railroad Company by deed dated August 21, 1879 and recorded among the aforementioned Land Records in Liber W.M.I. 136 folio 194 etc., thence running with and binding on the fourth or S 7-1/2º E 595 feet line thereof parallel to the present centerline of the railroad.
3.) S 13º 01' 01" E 661.35 feet to a steel pin now set on the west side of the Old Hanover Road and south of the stone lane which leads to the buildings on the herein described parcel, and the sixth or S 85-1/2º E 22 perches line of that lot or parcel of land which was conveyed by Rosalie H. Melking, widow, to Jon Barton and Judith K. Barton, his wife, by deed dated March 17, 1971 and recorded among the aforementioned Land Records in Liber O.T.G. 5175 folio 811 etc., thence running reversely with and binding on the

25. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
2148 Chantilla Road
Catonsville, MD 21228
Under and by virtue of the power of sale contained in a certain Deed of Trust to MICHELLE SLATTERY, Trustee(s), dated August 22, 2008, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 27320, folio 130, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 13. AS SHOWN ON A PLAT ENTITLED PLAT OF REVISION OF BLOCK C AND PARCEL B SECTION E AND PLAT A, SECTION F WESTERLEE WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, MARYLAND IN PLAT E.H.K. JR. NO 36 FOLIO 91.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $30,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.500% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (15565)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/035 October 2, 9, 16 995935

26. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
Substitute Trustees' Sale
OF VALUABLE
FEE SIMPLE PROPERTY
KNOWN AS 520 Beards Hill Road Aberdeen, M D 21001
Under and by virtue of the power of sale contained in a certain Deed of Trust to PRLAP, INC., Trustee(s), dated March 30, 2006, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 6680, folio 103, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LOCATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON,
OCTOBER 22, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows:
LOT NO. 50 AS DESIGNATED ON FINAL PLAT OF WINDEMERE SECTION III, RECORDED AMONG THE LAND RECORDS OF HARFORD COUNTY IN PLAT BOOK NO. 34, FOLIO 63.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE:
A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 6.375% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (2011)
JOHN E. DRISCOLL III, et al
SUBSTITUTE TRUSTEES
AGF 10-2610 Oct. 3, 10, 17 995936

27. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
3427 Wallford Drive
Baltimore, MD 21222
Under and by virtue of the power of sale contained in a certain Deed of Trust to RECON TRUST COMPANY, Trustee(s), dated December 31, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 26715, folio 478, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOTS NO. 2 AND NO. 3, BLOCK G, AS SHOWN ON SAID PLAT OF THE WALLFORD SECTION OF CHARLESMONT, FILED AMONG THE PLAT RECORDS OF BALTIMORE COUNTY IN PLAT BOOK FLB NO. 23 FOLIO 130.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.375% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (22704)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/036 October 2, 9, 16 995938

28. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
8420 Allenswood Road
Randallstown, MD 21133
Under and by virtue of the power of sale contained in a certain Deed of Trust to THE LAW OFFICES OF DANIEL A. FULCO, PLLC. , Trustee(s), dated February 8, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 23442, folio 431, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT 149 AS LAID DOWN AND SHOWN ON THE PLAT OF SECTION II, CROWN ESTATES WHICH PLAT IS DULY RECORDED IN PLAT BOOK CLB 23, FOLIO 49
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 5.875% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (7452)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/037 October 2,9, 16 995939

29. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
5330 Castle Stone Drive
Rosedale, MD 21237
Under and by virtue of the power of sale contained in a certain Deed of Trust to RICK SKOGG, Trustee(s), dated November 27, 2002, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 17218, folio 5, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 38, AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED "PLAT "A", CASTLE STONE AT WHITE MARSH" RECORDED IN PLAT BOOK 63, AT PLAT NO. 140.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (4990)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/038 October 2, 9, 16 995940

30. 10/22/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
2703 Garnet Road
Baltimore, MD 21234
Under and by virtue of the power of sale contained in a certain Deed of Trust to RECONTRUST COMPANY, NA. , Trustee(s), dated January 2, 2008, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 26580, folio 329, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
OCTOBER 22, 2014 at 11:30 AM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
ALL THAT PROPERTY CONVEYED BY DEED DATED NOVEMBER 30, 1998 AND RECORDED IN LIBER 13374, FOLIO 074
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 7.750% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (6050)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/039 October 2, 9, 16 995943

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