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1. 4/17/2015 Butler & Hosch, P.A. 9409 Philadelphia Road Baltimore, MD 21237 410-284-9600 Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 4407 SANFORD CT. BELCAMP, MD 21017 Under a power of sale contained in a certain Deed of Trust from Roy Grady Haw-kins and Nancy Taylor Hawkins a/k/a Nancy Alison Taylor, dated November 3, 2009 and recorded in Liber 8441, folio 362 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on APRIL 22, 2015 AT 10:01 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, re-strictions and agreements of record affect-ing the same, if any and with no warranty of any kind. Terms of Sale: A deposit of $24,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratifica-tion of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE. If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the proper-ty. Purchaser waives personal service of any paper filed with the Court in connec-tion with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 4.50000% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser as-sumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, rein-stated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned with-out interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court includ-ing errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest. Mark H. Wittstadt, et al., Sub. Trustees AGF 4-2616 April 3, 10, 17 3168868
2. 4/17/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 125 GARDEN RIDGE RD. BALTIMORE A/R/T/A CATONSVILLE, MD 21228 Under a power of sale contained in a certain Deed of Trust dated January 9, 2009 and recorded in Liber 27591, Folio 559 and re-recorded in Liber 29645, Folio 290 among the Land Records of Baltimore Co., MD, with an original principal balance of $179,080.00 and an original interest rate of 4.87500% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on MAY 1, 2015 AT 11:30 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $24,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 4/080 April 14, 21, 28 3196309
3. 4/17/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 7822 MAIN FALLS CIR. CATONSVILLE A/R/T/A BALTIMORE, MD 21228 Under a power of sale contained in a certain Deed of Trust dated June 1, 2005 and recorded in Liber 22378, Folio 132 among the Land Records of Baltimore Co., MD, with an original principal balance of $304,000.00 and an original interest rate of 4.563% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on MAY 1, 2015 AT 11:29 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $36,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 4/079 April 14, 21, 28 3196256
4. 4/17/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 8833 GREEN NEEDLE DR. BALTIMORE A/R/T/A NOTTINGHAM, MD 21236 Under a power of sale contained in a certain Deed of Trust dated September 22, 2006 and recorded in Liber 24577, Folio 39 among the Land Records of Baltimore Co., MD, with an original principal balance of $173,600.00 and an original interest rate of 6.75000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on MAY 1, 2015 AT 11:23 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $22,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 4/073 April 14, 21, 28 3195681
5. 4/17/2015 Samuel I. White, P.C. 611 ROCKVILLE PIKE, SUITE 100 ROCKVILLE, MARYLAND 20852 Substitute Trustees' Sale OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS 303 ESTHER DRIVE FOREST HILL, MD 21050 Under and by virtue of the power of sale contained in a certain Deed of Trust to MAPLE LEAF TITLE, Trustee(s), dated May 2, 2003, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 4701, folio 269, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LO-CATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON, APRIL 22, 2015 at 2:30 PM ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows: LOT NO. 202, AS SHOWN ON PLAT ENTI-TLED "FINAL PLAT ONE-PHASE II, SECTION II, SPENCEOLO FARMS", WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF HARFORD COUNTY, MARYLAND IN PLAT BOOK NO. 96, FOLIO 33. The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same in-cluding any condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $20,000.00 payable in certi-fied check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 9.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (ex-cluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the pur-chaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (21330) JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES AGF 4-2619 April 3, 10, 17 3170222
6. 4/17/2015 Samuel I. White, P.C. 611 ROCKVILLE PIKE, SUITE 100 ROCKVILLE, MARYLAND 20852 Substitute Trustees' Sale OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS 1430 FOUNTAIN GLENN DRIVE BEL AIR, MD 21015 Under and by virtue of the power of sale contained in a certain Deed of Trust to ANDREW VALENTINE, Trustee(s), dated June 29, 2006, and recorded among the Land Records of HARFORD COUNTY, MARYLAND in Liber 6951, folio 151, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE HARFORD COUNTY COURTHOUSE LO-CATED AT 20 W COURTLAND ST, BEL AIR, MD 21014 ON, APRIL 22, 2015 at 2:30 PM ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in HARFORD COUNTY, MD and described as follows: LOT NO. 236 ON A PLAT ENTITLED "SEC-TION IV PLAT 11 FOUNTAIN GLEN", WHICH PLAT IS RECORDED AMONG THE PLAT RECORDS OF HARFORD COUNTY IN PLAT BOOK C.G.H. NO. 56 FOLIO 13. The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same in-cluding any condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $20,000.00 payable in certi-fied check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of HARFORD COUNTY, MARYLAND interest to be paid at the rate of 2.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (ex-cluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the pur-chaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (4229) JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES AGF 4-2618 April 3, 10, 17 3170094
7. 4/17/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-013199 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 155 Royalty Circle, Unit 155, Owing Mills, MD 21117 In enforcement of a Security Instrument granted by Sharon Denise Sinclair dated July 26, 2005 and recorded among the Land Records of Baltimore County, Maryland in Liber 0022340 at folio 653, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, May 5, 2015 at 11:00 AM All that fee simple property described in said Security Instrument, being in the 3 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 155 Royalty Circle, Unit 155, Owing Mills, MD 21117. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $16,500.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 5.75000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 14-01355 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 4/414 April 16, 23, 30 3210933
8. 4/17/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-013396 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 3714 Oak Avenue, Baltimore, MD 21207 In enforcement of a Security Instrument granted by Derrick Blackstone dated December 28, 2006 and recorded among the Land Records of Baltimore County, Maryland in Liber 25133 at folio 652, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204on Tuesday, May 5, 2015 at 11:00 AM All that property described in said Security Instrument, being in the 3 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 3714 Oak Avenue, Baltimore, MD 21207. Subject to all covenants, restrictions and easements of record, if any. Subject to the payment of annual ground rent of $ 180.00 , payable half-yearly on the 22nd day of June and December of each and every year. HOWEVER, PURCHASER ASSUMES AND AGREES TO PAY ALL UNPAID RENT AND COLLECTION. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $16,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 9.36000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 14-02281 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 4/413 April 16, 23, 30 3210890
9. 4/17/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 11607 ARDEN COURT LAUREL, MD 20723 CASE NUMBER 13-C-15-101988 Under and by virtue of the power of sale contained in a Deed of Trust from Golash O. Adadey, Nana A. Adadey, recorded among the Land Records of Howard County in Liber 10819, folio 479, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on Friday, May 1, 2015 at 01:15 PM All that lot of ground and the improvements thereon situate in Howard County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Howard County, in Liber 10819, folio 479, also being further described in a Deed recorded among the Land Records of Howard County in Liber 10819, folio 472. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $50,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Howard County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 8.00000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com HCT 4/326 Apr. 16, 23, 30 3210897
10. 4/17/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-004333 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 9955 Britinay Lane, Baltimore, MD 21234 In enforcement of a Security Instrument granted by Emery F Herczeg III dated September 13, 2002 and recorded among the Land Records of Baltimore County, Maryland in Liber 0016853 at folio 097, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, May 5, 2015 at 11:00 AM All that fee simple property described in said Security Instrument, being in the 11 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 9955 Britinay Lane, Balti-more, MD 21234. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $26,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 6.88500% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 13-02220 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 4/412 April 16, 23, 30 3210854
11. 4/17/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-13-007015 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 2900 Tallowtree Road, Woodstock, MD 21163-0000 In enforcement of a Security Instrument granted by Solomon Egbe and Gwendoline Takor dated March 23, 2005 and recorded among the Land Records of Baltimore County, Maryland in Liber 22874 at folio 317, and rerecorded July 3, 2006 in Liber 24121 at Folio 435, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, May 5, 2015 at 11:00 AM All that fee simple property described in said Security Instrument, being in the 2 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 2900 Tallowtree Road, Woodstock, MD 21163-0000. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $48,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 4.87500% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 12-03555 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 4/408 April 16, 23, 30 3210517
12. 4/17/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 9215 BRIDLE PATH LANE UNIT E LAUREL, MD 20723 CASE NUMBER 13-C-15-102041 Under and by virtue of the power of sale contained in a Deed of Trust from Tiffany Lucear, recorded among the Land Records of Howard County in Liber 10758, folio 378, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on Friday, May 1, 2015 at 01:15 PM All that lot of ground and the improvements thereon situate in Howard County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Howard County, in Liber 10758, folio 378, also being further described in a Deed recorded among the Land Records of Howard County in Liber 10758, folio 372. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $19,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Howard County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 6.50000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com HCT 4/325 Apr. 16, 23, 30 3210844
13. 4/17/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 6320 DOGWOOD ROAD GWYNN OAK, MD 21207 CASE NUMBER 03-C-12-008526 Under and by virtue of the power of sale contained in a Deed of Trust from Alma Byrd, recorded among the Land Records of Baltimore County in Liber 0027730, folio 287, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Thomas P. Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, Erin Gloth, and Christine Drexel as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Circuit Court for Baltimore Co., at the Courthouse Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Wednesday, April 22, 2015 at 09:00 AM: All that lot of ground and the improvements thereon situate in Baltimore County, State of Maryland, as de-scribed in the Deed of Trust recorded among the Land Records of Baltimore County, in Liber 0027730, folio 287, also being further described in a Deed recorded among the Land Records of Baltimore County in Liber 0027730, folio 281. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agree-ments of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $11,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Baltimore County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 6.25000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason, there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting pur-chaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Thomas P. Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, Erin Gloth, and Christine Drexel, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com JT 4/045 April 7, 14, 21 3181230
14. 4/17/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 1955 GUY WAY DUNDALK, MD 21222 Under a power of sale contained in a certain Deed of Trust from Nicholas Weber, Amber Weber and Robin Gobble, dated September 23, 2009 and recorded in Liber 28811, folio 95 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on APRIL 24, 2015 AT 10:54 AM ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $96. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $17,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5.75% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-607310) Laura H. G. O'Sullivan, et al., Substitute Trustees 4/166 April 9, 16, 23 3181283
15. 4/17/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-13-010852 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 2721 Norfen Road, Baltimore, MD 21227 In enforcement of a Security Instrument granted by Bonnie Boddie and Stephen L. Boddie dated May 17, 2006 and recorded among the Land Records of Baltimore County, Maryland in Liber 0023976 at folio 190, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, May 5, 2015 at 11:00 AM All that fee simple property described in said Security Instrument, being in the 13 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 2721 Norfen Road, Balti-more, MD 21227. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $11,500.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 6.62500% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 13-01284 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 4/409 April 16, 23, 30 3210568
16. 4/17/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-012721 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 3335 Fieldview Road, Baltimore, MD 21207 In enforcement of a Security Instrument granted by Sylvia I Allen Gilmer dated April 24, 2006 and recorded among the Land Records of Baltimore County, Maryland in Liber 0023818 at folio 512, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, May 5, 2015 at 11:00AM All that fee simple property described in said Security Instrument, being in the 2 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 3335 Fieldview Road, Baltimore, MD 21207. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $11,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 7.25000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically pre-serve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 14-02269 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 4/411 April 16, 23, 30 3210817
17. 4/17/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 9013 HAMOR RD. RANDALLSTOWN, MD 21133 Under a power of sale contained in a certain Deed of Trust from Delores Cook a/k/a Deloris Cook, dated January 19, 2007 and recorded in Liber 25173, folio 297 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on APRIL 24, 2015 AT 10:52 AM ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $210. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $29,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-13696) Laura H. G. O'Sullivan, et al., Substitute Trustees 4/164 April 9, 16, 23 3181195
18. 4/17/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 107 KENTWAY BALTIMORE, MD 21222 Under a power of sale contained in a certain Deed of Trust from Mark S. Dulaney, dated April 11, 2006 and recorded in Liber 23751, folio 17 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on APRIL 24, 2015 AT 10:53 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $13,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2013-42845) Laura H. G. O'Sullivan, et al., Substitute Trustees 4/165 April 9, 16, 23 3181231
19. 4/17/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-004250 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 233 Ridge Avenue, Baltimore, MD 21286 In enforcement of a Security Instrument granted by David Ruppert dated February 26, 2007 and recorded among the Land Records of Baltimore County, Maryland in Liber 0025349 at folio 223, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, May 5, 2015 at 11:00AM All that fee simple property described in said Security Instrument, being in the 9 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 233 Ridge Avenue, Baltimore, MD 21286. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For admin-istrative convenience, other sales may have been sched-uled for this specific time and date. Prior to commence-ment of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $14,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 6.25000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by coun-sel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 13-03064 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 4/410 April 16, 23, 30 3210779
20. 4/17/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 9534 GLEN OAKS LA. COLUMBIA, MD 21046 Under a power of sale contained in a certain Deed of Trust dated April 19, 2007 and recorded in Liber 10676, Folio 389 and re-recorded in Liber 15302, Folio 317 among the Land Records of Howard Co., MD, with an original principal balance of $236,000.00 and an original interest rate of 7.12500% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on APRIL 29, 2015 AT 9:42 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $31,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees HCT 4/159 April 9, 16, 23 3181112
21. 4/17/2015 Diamond Iotina Hartman LLC 1 Village Square, Suite 158 Baltimore, MD 21210 443-825-4111 SUBSTITUTE TRUSTEE'S SALE OF IMPROVED REAL PROPERTY 8074 HIGH CASTLE RD. ELLICOTT CITY, MD 21043 Under a power of sale contained in a certain Deed of Trust from William Adzimahe and Ninnette Dotsey Adzimahe, dated June 22, 2006 and recorded in Liber 10176, folio 203 among the Land Records of Howard Co., MD (Case No. 13-C-15-101938) default having occurred under the terms thereof, the Substitute Trustee will sell at public auction Circuit Court for Howard Co., AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on APRIL 29, 2015 AT 9:30 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property and improvements will be sold in an "AS IS" condition and subject to conditions, restrictions, existing buildings and/or environmental violations, agreements of record affecting the same, if any, and with no warranty either expressed or implied as to the description of the condition of the property or improvements. Terms of Sale: A deposit of $25,000 in the form of certified check, cashier's check or money order, at the time of sale will be required of all purchasers other than the holder of the Deed of Trust. Balance of the purchase price is to be paid in cash within ten (10) business days of the final ratification of sale by the Circuit Court for Howard Co., If payment of the balance does not take place within ten (10) business days of ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the Deed of Trust note from date of sale to the date funds are received in the office of the Substitute Trustee, in the event the property is purchased by someone other than the note holder. In the event the settlement is delayed for any reason and the property is purchased by someone other than the note holder, there shall be no abatement of interest caused by the delay. Taxes, water rent, ground rent, condominium fees, and/or homeowners association dues, if applicable, to be adjusted to the date of sale and assumed thereafter by the purchaser. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be borne by the purchaser. If the Substitute Trustee is unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustee. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. Cindy R. Diamond, Substitute Trustee HCT 4/156 April 9, 16, 23 3180919
22. 4/17/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 4 SEVEN SPRINGS CT. PHOENIX, MD 21131 Under a power of sale contained in a certain Deed of Trust from Bryarly Szalczyk and Stephen Szalczyk, Jr., dated October 11, 2006 and recorded in Liber 24851, folio 692 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on APRIL 24, 2015 AT 10:55 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $63,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-09329) This property will be sold subject to a 120 day right of redemption by the Internal Revenue Service. Laura H. G. O'Sullivan, et al., Substitute Trustees 4/155 April 9, 16, 23 3180848
23. 4/17/2015 Butler & Hosch, P.A. 9409 Philadelphia Road Baltimore, MD 21237 410-284-9600 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 3907 CHAFFEY RD. RANDALLSTOWN, MD 21133 Under a power of sale contained in a certain Deed of Trust from Shawan Smith and Gerald Smith, dated May 22, 2009 and recorded in Liber 28175, folio 202 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on APRIL 22, 2015 AT 11:17 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IM-PROVEMENTS THEREON situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind. Terms of Sale: A deposit of $20,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Baltimore Co. TIME IS OF THE ESSENCE. If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the pur-chaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the de-faulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 4.375% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, docu-mentary stamps and all other costs incident to settle-ment. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest. Mark H. Wittstadt, et al., Sub. Trustees JT 4/036 April 7, 14, 21 3178731
24. 4/17/2015 Butler & Hosch, P.A. 9409 Philadelphia Road Baltimore, MD 21237 410-284-9600 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 20 ROLLWIN RD. BALTIMORE, MD 21244 Under a power of sale contained in a certain Deed of Trust from Tajudeen Kusimo and Olabisi Kusimo, dated July 25, 2006 and recorded in Liber 24288, folio 262 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on APRIL 22, 2015 AT 11:16 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IM-PROVEMENTS THEREON situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind. Terms of Sale: A deposit of $39,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Baltimore Co. TIME IS OF THE ESSENCE. If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the pur-chaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the de-faulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 4.75% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, docu-mentary stamps and all other costs incident to settle-ment. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest. Mark H. Wittstadt, et al., Sub. Trustees JT 4/035 April 7, 14, 21 3178672
25. 4/17/2015 Axelson, Williamowsky, Bender & Fishman, P.C. ATTORNEYS AND COUNSELORS AT LAW 1401 Rockville Pike, Suite 650 Rockville, MD 20852 TELEPHONE (301) 738-7657 TELECOPIER (301) 424-0124 Substitute Trustee's Sale OF VALUABLE IMPROVED REAL ESTATE IMPROVED BY PREMISES KNOWN AS 1324 E SPRING MEADOW COURT, EDGEWOOD, MD 21040 By virtue of the power and authority contained in a Deed of Trust from JOHN K. MOONEY, dated October 28, 2004 and recorded in Liber 5697 at Folio 124 among the land records of HARFORD COUNTY, Maryland, upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse door, 20 West Courtland Street, Bel Air, Maryland on WEDNESDAY, APRIL 22, 2015 AT 2:00 P.M. all that property described in said Deed of Trust as follows: BEING KNOWN AND DESIGNATED AS LOT NO. 277 ON THE PLAT ENTITLED, "FINAL PLAT FOUR, PHASE TWO, WOODBRIDGE CENTER", WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF HARFORD COUNTY IN PLAT BOOK CGH 56, FOLIO 53. THE IMPROVEMENTS THEREON BEING KNOWN AS 1324 E. SPRING MEADOW COURT. Said property is improved by A Dwelling and Is SOLD IN "AS IS CONDITION" TERMS OF SALE: A deposit of $10,000.00 in the form of cash, certified check, or in any other form suitable to the substitute Trustees in their sole discretion, shall be required at the time of sale. The balance of the purchase price with interest at 6.00% per annum from the date of sale to the date of pay-ment will be paid within ten days after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. Front Foot Benefit charges are to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the property will be resold at the risk and cost of the defaulting purchaser. The purchaser agrees to pay the Substitute Trustees fees plus all costs incurred if the Substitute Trustee have filed the appropriate pleadings with the Court to resell the property. Purchaser waives personal service of any paper filed with the court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Substitute Trustee and all expenses of this sale (in-cluding attorney fees or full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. In the Event this property is sold and for any reason the sale is not ratified the liability of the Substitute Trustees shall be limited to a refund of the deposit. Upon refund of the deposit the purchaser shall have no further claim against the Substitute Trustees either at law or in equity. JEREMY K. FISHMAN, SAMUEL D. WILLIAMOWSKY, and ERICA T. DAVIS, SUBSTITUTE TRUSTEES, by virtue of instrument recorded among the land records of HARFORD County, Maryland Brenda DiMarco, Auctioneer 14804 Main Street Upper Marlboro, MD 20772 Phone#: 301-627-1002 Auctioneer's Number #A00116 AGF 4-2625 April 3, 10, 17 3173861
26. 4/17/2015 Samuel I. White, P.C. 611 ROCKVILLE PIKE, SUITE 100 ROCKVILLE, MARYLAND 20852 SUBSTITUTE TRUSTEES' SALE OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS 3703 Lamoine Road Randallstown, MD 21133 Under and by virtue of the power of sale contained in a certain Deed of Trust to T.A. OF LANCASTER, Trustee(s), dated October 27, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 24804, folio 716, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204 ON, MAY 5, 2015 at 11:45 AM ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: LOT NO. 25, BLOCK V, AS SHOWN AS PLAT OF SECTION 4, MCDONOUGH MANOR, WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK OTG NO. 31 FOLIO 52. The property will be sold in an "AS IS WHERE IS" condi-tion without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 3.125% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settle-ment shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforemen-tioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (11006) JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES 4/419 April 16, 23, 30 3211638
27. 4/17/2015 Samuel I. White, P.C. 611 ROCKVILLE PIKE, SUITE 100 ROCKVILLE, MARYLAND 20852 SUBSTITUTE TRUSTEES' SALE OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS 7900A Roseland Avenue Rosedale, MD 21237 Under and by virtue of the power of sale contained in a certain Deed of Trust to ALAN J. HYATT, Trustee(s), dated July 26, 2013, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 34112, folio 98, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204 ON, MAY 5, 2015 at 11:45 AM ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: ALL THAT PROPERTY CONVEYED BY DEED DATED MAY 19, 2011 AND RECORDED JUNE 1, 2011 IN BOOK 30854, PAGE 275. The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 4.250% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (23301) JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES 4/418 April 16, 23, 30 3211583
28. 4/17/2015 Samuel I. White, P.C. 611 ROCKVILLE PIKE, SUITE 100 ROCKVILLE, MARYLAND 20852 SUBSTITUTE TRUSTEES' SALE OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS 5818 East Avenue Baltimore, MD 21206 Under and by virtue of the power of sale contained in a certain Deed of Trust, dated June 30, 2009, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 28862, folio 166, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204 ON, MAY 5, 2015 at 11:45 AM ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: LOT NO. 5, AS SHOWN ON THE PLAT ENTITLED "RESUBDIVISION OF LOTS 25, 47, 48, 49 & 50, KENWOOD PARK," WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN LIBER E. J. K. JR. NO. 38, FOLIO 147. The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 4.625% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (10678) JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES 4/417 April 16, 23, 30 3211545
29. 4/17/2015 Samuel I. White, P.C. 611 ROCKVILLE PIKE, SUITE 100 ROCKVILLE, MARYLAND 20852 SUBSTITUTE TRUSTEES' SALE OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS 1315 Deanwood Road Parkville, MD 21234 Under and by virtue of the power of sale contained in a certain Deed of Trust to GREENHEAD INVESTMENTS, INC., A CALIFORNIA CORPORATION, Trustee(s), dated May 13, 2008, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 27036, folio 153, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204 ON, MAY 5, 2015 at 11:45 AM ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: ALL THAT PROPERTY CONVEYED BY DEED DATED JANUARY 29, 2004 AND RECORDED FEBRUARY 20, 2004 IN BOOK 19635, PAGE 413. The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 5.875% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (20899) JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES 4/416 April 16, 23, 30 3211502
30. 4/17/2015 Butler & Hosch, P.A. 9409 Philadelphia Road Baltimore, MD 21237 410-284-9600 Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 3922 RUSH RD. JARRETTSVILLE, MD 21084 Under a power of sale contained in a certain Deed of Trust from Richard P. Bry-ant and Joyce A. Bryant, dated August 27, 2007 and recorded in Liber 7561, folio 232 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Har-ford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on APRIL 22, 2015 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, re-strictions and agreements of record affect-ing the same, if any and with no warranty of any kind. Terms of Sale: A deposit of $31,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratifica-tion of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE. If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the proper-ty. Purchaser waives personal service of any paper filed with the Court in connec-tion with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 5.62500% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser as-sumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, rein-stated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned with-out interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court includ-ing errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest. Mark H. Wittstadt, et al., Sub. Trustees AGF 4-2615 April 3, 10, 17 3168831
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