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1. 5/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 121 WILGATE RD. OWINGS MILLS, MD 21117 Under a power of sale contained in a certain Deed of Trust dated January 16, 2009 and recorded in Liber 27612, Folio 76 among the Land Records of Baltimore Co., MD, with an original principal balance of $216,524.00 and an original interest rate of 5.00000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 5, 2015 AT 11:39 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $26,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 5/783 May 19, 26 - June 2 3286985
2. 5/30/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-13-014588 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 10834 Sherwood Hill Road, Owings Mills, MD 21117 In enforcement of a Security Instrument granted by Jeanne E. Boone dated March 9, 2007 and recorded among the Land Records of Baltimore County, Maryland in Liber 0025358 at folio 305, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, June 9, 2015 at 11:00AM All that fee simple property described in said Security Instrument, being in the 4 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 10834 Sherwood Hill Road, Owings Mills, MD 21117. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $29,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 8.74000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 12-02440 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 5/380 May 21, 28, June 4 3300196
3. 5/30/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-010484 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 8338 Kendale Road, Parkville, MD 21234 In enforcement of a Security Instrument granted by Danita Simon dated March 29, 2006 and recorded among the Land Records of Baltimore County, Maryland in Liber 0023647 at folio 366, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, June 9, 2015 at 11:00 AM All that fee simple property described in said Security Instrument, being in the 9 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 8338 Kendale Road, Parkville, MD 21234. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $21,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 6.33000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 11-02389 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 5/379 May 21, 28, June 4 3300135
4. 5/30/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 12-C-13-001630 Foreclosure Sale VALUABLE IMPROVED DWELLING 4341 GILMER COURT BELCAMP, MD 21017 In enforcement of a Security Instrument granted by John M. Mungai and Anne P. W. Njoroge dated July 9, 2004 and recorded among the Land Records of Harford Coun-ty, Maryland in Liber 5503 at folio 0026, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR HARFORD COUNTY at the Court House Door, 20 W. Courtland Street, Bel Air, Maryland on TUESDAY, JUNE 9, 2015 AT 12:30 PM All that fee simple property described in said Security Instrument, being in the 1 Election District of Harford County, Mary-land, and being improved by a dwelling bearing the street address of 4341 Gilmer Court, Belcamp, MD 21017. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $22,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratifica-tion of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the un-dersigned at the rate of 9.12500% per an-num. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, in-cluding transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 13-00670 AGF 5-2702 May 22, 29, June 5 3300126
5. 5/30/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-009793 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 3101 Bero Road, Halethorpe, MD 21227 In enforcement of a Security Instrument granted by Ivan M. Durham dated June 26, 2007 and recorded among the Land Records of Baltimore County, Maryland in Liber 0025871 at folio 246, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, June 9, 2015 at 11:00 AM All that property described in said Security Instrument, being in the 13 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 3101 Bero Road, Halethorpe, MD 21227. Subject to all covenants, restrictions and easements of record, if any. Subject to the payment of annual ground rent of $ 90.00 , payable half-yearly on the 1st day of March and September of each and every year. HOWEVER, PURCHASER ASSUMES AND AGREES TO PAY ALL UNPAID RENT AND COLLECTION. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $12,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 9.97000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 12-03519 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 5/378 May 21, 28, June 4 3300071
6. 5/30/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 12-C-14-003793 Foreclosure Sale VALUABLE IMPROVED DWELLING 713 PAIGE CIRCLE, BEL AIR, MD 21014 In enforcement of a Security Instrument granted by Patrick D. Paul and Diane M. Paul dated May 2, 2007 and recorded among the Land Records of Harford Coun-ty, Maryland in Liber 07398 at folio 144, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR HARFORD COUNTY at the Court House Door, 20 W. Courtland Street, Bel Air, Maryland on TUESDAY, JUNE 9, 2015 AT 12:30PM All that fee simple property described in said Security Instrument, being in the 3 Election District of Harford County, Mary-land, and being improved by a dwelling bearing the street address of 713 Paige Circle, Bel Air, MD 21014. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $45,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratifica-tion of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the un-dersigned at the rate of 5.87500% per an-num. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, in-cluding transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 14-00952 AGF 5-2701 May 22, 29, June 5 3300082
7. 5/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 2316 CROSSETT RD. BALTIMORE, MD 21237 Under a power of sale contained in a certain Deed of Trust dated March 15, 2002 and recorded in Liber 16258, Folio 77 among the Land Records of Baltimore Co., MD, with an original principal balance of $153,185.00 and an original interest rate of 5.0% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 5, 2015 AT 11:36 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $22,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 5/780 May 19, 26 - June 2 3286676
8. 5/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 715 WISE AVE. DUNDALK A/R/T/A BALTIMORE, MD 21222 Under a power of sale contained in a certain Deed of Trust dated December 10, 2004 and recorded in Liber 21201, Folio 351 among the Land Records of Baltimore Co., MD, with an original principal balance of $141,988.00 and an original interest rate of 6.00000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 5, 2015 AT 11:35 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $13,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 5/779 May 19, 26 - June 2 3286623
9. 5/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 24 MOUNTAIN GREEN CIR. WINDSOR MILL A/R/T/A BALTIMORE, MD 21244 Under a power of sale contained in a certain Deed of Trust dated October 31, 2011 and recorded in Liber 31382, Folio 233 among the Land Records of Baltimore Co., MD, with an original principal balance of $154,715.00 and an original interest rate of 4.5% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 5, 2015 AT 11:33 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $16,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 5/777 May 19, 26 - June 2 3286142
10. 5/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 3807 BRENBROOK DR. RANDALLSTOWN, MD 21133 Under a power of sale contained in a certain Deed of Trust dated December 9, 1996 and recorded in Liber 11940, Folio 88 among the Land Records of Baltimore Co., MD, with an original principal balance of $106,200.00 and an original interest rate of 7.500% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 5, 2015 AT 11:30 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $15,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 5/774 May 19, 26 - June 2 3286127
11. 5/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 6313 FIELDVALE RD. ROSEDALE A/R/T/A BALTIMORE, MD 21237 Under a power of sale contained in a certain Deed of Trust dated April 25, 2008 and recorded in Liber 27010, Folio 625 among the Land Records of Baltimore Co., MD, with an original principal balance of $120,000.00 and an original interest rate of 7.62500% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 5, 2015 AT 11:29 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $12,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 5/773 May 19, 26 - June. 2 3286089
12. 5/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 1801 Edgewood Road Baltimore, MD 21234 Under a power of sale contained in a certain Deed of Trust from Warren Barnes, dated October 24, 2007, and recorded in Liber 26355, Folio 614 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on June 3, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 09-0913750980. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, ease-ments, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $38,900.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18902) Jeffrey Nadel, Scott Nadel, Daniel Menchel and John-Paul Douglas, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 JT 5/829 May 19, 26, June 2 3296077
13. 5/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 17 Locust Path Court Nottingham, MD 21236 Under a power of sale contained in a certain Deed of Trust from Rosa J. Neville, dated August 3, 2007, and recorded in Liber 26009, Folio 286 among the Land Rec-ords of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on June 3, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND situated in Balti-more County, MD and more fully described in the afore-said Deed of Trust, carrying Tax ID No. 11-2200016503. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, ease-ments, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $27,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine accepta-ble. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in de-fault. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited depos-it. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the default-ing purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, includ-ing sanitary and/or metropolitan district charges, if appli-cable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchas-er's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particu-lars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #19071) Jeffrey Nadel, Scott Nadel, Daniel Menchel and John-Paul Douglas, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 JT 5/828 May 19, 26, June 2 3296048
14. 5/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 5372 King Arthur Circle Baltimore, MD 21237 Under a power of sale contained in a certain Deed of Trust from Herbert E. Shipley, dated July 19, 2006, and recorded in Liber 24287, Folio 714 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on June 3, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 14-1800001083. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $21,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #19159) Jeffrey Nadel, Scott Nadel, Daniel Menchel and John-Paul Douglas, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206 Towson, Maryland 21204 410-825-2900 JT 5/824 May 19, 26 - June 2 3295993
15. 5/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 111 Nunnery Lane Catonsville, MD 21228 Under a power of sale contained in a certain Deed of Trust from Lisandro A. Garcia, Lisandro Amaya aka Li-zandro Amaya-Garcia and Rosa Mirian Velasquez Cabezas, dated July 11, 2006, and recorded in Liber 25137, Folio 709, and re-recorded in Liber 28734, Folio 305 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on June 3, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND situated in Balti-more County, MD and more fully described in the afore-said Deed of Trust, carrying Tax ID No. 01-0108000660. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, ease-ments, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $24,700.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine accepta-ble. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in de-fault. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited depos-it. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the default-ing purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, includ-ing sanitary and/or metropolitan district charges, if appli-cable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchas-er's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particu-lars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18331) Jeffrey Nadel, Scott Nadel, John-Paul Douglas and Daniel Menchel, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 JT 5/827 May 19, 26, June 2 3295983
16. 5/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 3100 River Drive Road Baltimore, MD 21219 Under a power of sale contained in a certain Deed of Trust from Lynette A. Chetelat and Timothy G. Chetelat, dated April 21, 2006, and recorded in Liber 23791, Folio 747 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on June 3, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 15-1513203570. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $19,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18634) Jeffrey Nadel and Scott Nadel, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206 Towson, Maryland 21204 410-825-2900 JT 5/825 May 19, 26 - June 2 3296049
17. 5/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 2041 Riding Crop Way Baltimore, MD 21244 Under a power of sale contained in a certain Deed of Trust from Derrick A. Conway and Sheila E. Conway, dated August 16, 2006, and recorded in Liber 24413, Folio 168 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on June 3, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND situated in Balti-more County, MD and more fully described in the afore-said Deed of Trust, carrying Tax ID No. 01-2200005527. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, ease-ments, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $21,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine accepta-ble. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in de-fault. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited depos-it. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the default-ing purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, includ-ing sanitary and/or metropolitan district charges, if appli-cable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchas-er's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particu-lars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18755) Jeffrey Nadel, Scott Nadel, John-Paul Douglas and Daniel Menchel, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 JT 5/826 May 19, 26, June 2 3295939
18. 5/30/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 6905 OLD WATERLOO ROAD UNIT 8B ELKRIDGE, MD 21075 CASE NUMBER 13-C-14-101433 Under and by virtue of the power of sale contained in a Deed of Trust from Deirdre E. Pacylowski, Michael J. Pacylowski, recorded among the Land Records of Howard County in Liber 09657, folio 660, and Declaration of Sub-stitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Melissa L. Cassell as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on Friday, June 5, 2015 at 01:15 PM: All that lot of ground and the improvements thereon situate in Howard County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Howard County, in Liber 09657, folio 660, also being further described in a Deed recorded among the Land Records of Howard County in Liber 5844, folio 0137. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agree-ments of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substi-tuted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $39,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Howard County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 2.00000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser de-faults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Melissa L. Cassell, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com HCT 5/322 May 21, 28, June 4 3295619
19. 5/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 322 Chamborley Drive Reisterstown, MD 21136 Under a power of sale contained in a certain Deed of Trust from Jill R. Getlan and Rodney S. Getlan, dated February 22, 2006, and recorded in Liber 23487, Folio 400 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on June 3, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND, situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 04-2400008574. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT TO water and sewer facilities charges and declaration. Terms of Sale: A deposit of $85,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18467) Jeffrey Nadel, Scott Nadel, John-Paul Douglas and Daniel Menchel, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206 Towson, Maryland 21204 410-825-2900 JT 5/823 May 19, 26 - June 2 3295949
20. 5/30/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-006014 FORECLOSURE SALE VALUABLE IMPOVED DWELLING 810 Tipton Road, Middle River, MD 21220 In enforcement of a Security Instrument granted by Walter Cancel, Jr. and Flaviana Dela Cruz dated October 25, 2006 and recorded among the Land Records of Baltimore County, Maryland in Liber 24766 at folio 689, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, June 9, 2015 at 11:00 AM All that fee simple property described in said Security Instrument, being in the 15 Election District of Baltimore County, Maryland, and being bearing the street address of 810 Tipton Road, Middle River, MD 21220. Subject to all covenants, restrictions and easements of record, if any. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $19,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 4.62500% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 14-03655 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 5/376 May 21, 28, June 4 3299596
21. 5/30/2015 THE FISHER LAW GROUP, PLLC 9440 Pennsylvania Avenue-Suite 350 Upper Marlboro, Maryland 20772 Telephone (301) 599-7700 Case No.: 03-C-14-002938 FORECLOSURE SALE VALUABLE IMPROVED DWELLING 2513 Wendover Road, Baltimore, MD 21234 In enforcement of a Security Instrument granted by Mark Milton Mallonee and JoEllen Mallonee dated April 27, 1990 and recorded among the Land Records of Baltimore County, Maryland in Liber 8472 at folio 516, the undersigned, will sell at public auction at the Courthouse entrance of the: CIRCUIT COURT FOR BALTIMORE COUNTY at 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Tuesday, June 9, 2015 at 11:00 AM All that property described in said Security Instrument, being in the 9 Election District of Baltimore County, Maryland, and being improved by a dwelling bearing the street address of 2513 Wendover Road, Baltimore, MD 21234. Subject to all covenants, restrictions and easements of record, if any. Subject to the payment of annual ground rent of $ 96.00 , payable half-yearly on the 1st day of May and November of each and every year. HOWEVER, PURCHASER ASSUMES AND AGREES TO PAY ALL UNPAID RENT AND COLLECTION. (NOTE WELL: For administrative convenience, other sales may have been scheduled for this specific time and date. Prior to commencement of the sales, an announcement will be made as to the order of sale. Additional information is available at www.first-legal.com.) TERMS OF SALE: A cash or cash equivalent deposit of $12,000.00 will be required at the time of sale, the balance to be payable in cash within ten (10) business days after ratification of the sale by the Circuit Court, with interest on said balance from the date of sale to date of receipt of funds by the undersigned at the rate of 5.00000% per annum. Failure of the purchaser to settle may result in resale of the property at purchaser's risk and cost, and forfeiture of deposit, at the election of the undersigned, who specifically preserve all legal and equitable remedies available to them. The undersigned reserve the right to waive the deposit requirements as to a purchaser representing the interests of the party secured by the Security Instrument. Sale is "AS-IS" and the undersigned make no warranty regarding the physical condition, physical description, title, or any other matter with respect to the property. All due and/or unpaid water and sewer facilities charges and front foot benefit payments are payable by the purchaser without adjustment. Taxes, rents (other than ground rents) and any other annually payable public charges and assessments, including any condominium fees and/or homeowner's association dues, if applicable, will be adjusted to the day of sale and thereafter assumed by the Purchaser. All costs of conveyancing, including transfer taxes and recordation taxes will be paid by the Purchaser. The Purchaser will pay a reasonable fees for any services rendered by counsel for the undersigned at the request of the purchaser or due to the failure of the purchaser to comply with the terms of sale. The Purchaser shall be responsible for obtaining possession of the property. In the event the undersigned are unable to convey marketable title or in the event the borrower entered into a repayment plan, reinstated or paid the loan off prior to the sale, or if for any other reason, the undersigned did not have the right to sell, the sale is null and void and the Purchaser is not entitled to any legal or equitable remedy other than return of the deposit without interest and any and all other claims of the purchaser are hereby released. Other terms and conditions may be announced at the sale. JEFFREY B. FISHER, ET AL. for Substitute Trustees Matter No. 12-01076 Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com 5/377 May 21, 28, June 4 3299928
22. 5/30/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 5101 MONTGOMERY ROAD ELLICOTT CITY, MD 21043 CASE NUMBER 13-C-15-102880 Under and by virtue of the power of sale contained in a Deed of Trust from Ryan M. King, Yim Q. King aka Yim Chhay, recorded among the Land Records of Howard County in Liber 11762, folio 126, and Declaration of Sub-stitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on Friday, June 5, 2015 at 01:15 PM: All that lot of ground and the improvements thereon situate in Howard County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Howard County, in Liber 11762, folio 126, also being further described in a Deed recorded among the Land Records of Howard County in Liber 11030, folio 430. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agree-ments of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substi-tuted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $50,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Howard County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 8.19070% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser de-faults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com HCT 5/321 May 21, 28, June 4 3295526
23. 5/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 512 BURLINGTON CT. EDGEWOOD, MD 21040 Under a power of sale contained in a certain Deed of Trust from Adrienne C. Poole, dated June 15, 2007 and recorded in Liber 7427, folio 483 and re-recorded in Liber 7483, folio 244 and re-recorded in Liber 7802, folio 662 among the Land Rec-ords of Harford Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on JUNE 12, 2015 AT 1:07 PM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, re-strictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $16,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Harford Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 6.5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-607149) Laura H. G. O'Sullivan, et al., Substitute Trustees AGW 5-2123 May 27, June 3, 10 3302179
24. 5/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 209 ASBURY RD. CHURCHVILLE, MD 21028 Under a power of sale contained in a certain Deed of Trust from Richard W. Nokes and Carol A. Nokes, dated February 22, 2007 and recorded in Liber 7222, folio 579 among the Land Records of Harford Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Har-ford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on JUNE 12, 2015 AT 1:06 PM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, re-strictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $5,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Harford Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 8.39% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-18547) Laura H. G. O'Sullivan, et al., Substitute Trustees AGW 5-2122 May 27, June 3, 10 3302142
25. 5/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 308 OAK ST., EDGEWOOD, MD 21040 Under a power of sale contained in a certain Deed of Trust from Randall W. Bry-ant, dated February 15, 2013 and recorded in Liber 10138, folio 15 among the Land Records of Harford Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on JUNE 12, 2015 AT 1:05 PM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, re-strictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $17,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Harford Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-603511) Laura H. G. O'Sullivan, et al., Substitute Trustees AGW 5-2121 May 27, June 3, 10 3302069
26. 5/30/2015 COHN, GOLDBERG & DEUTSCH, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE, SUITE 208 TOWSON, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 2219 GAYLAWN DRIVE HALETHORPE, MD 21227 Under a power of sale contained in a certain Deed of Trust from Vincente H. Castillo, dated February 5, 2009 and recorded in Liber 27682, Folio 75 among the Land Records of Baltimore County, Maryland, with an original principal balance of $175,000.00, and an original interest rate of 3.750%, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on June 11, 2015 AT 10:00 AM ALL THAT LEASEHOLD LOT OF GROUND and the improvements thereon situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property is subject to an annual ground rent of $99.00 each and every year. The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting same, if any and with no warranty of any kind. Terms of Sale: A deposit of $17,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason , there shall be no abatement of interest. All due and/or unpaid private utility, water and facilities charges, or front foot benefit payments, are payable by the purchaser without adjustment.Real estate taxes and all other public charges, or assessments, including water/sewer charges, ground rent, or condo/HOA assessments, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Edward S. Cohn, Stephen N. Goldberg, Richard E. Solomon, Richard J. Rogers, and Randall J. Rolls, Substitute Trustees Mid-Atlantic Auctioneers, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 5/861 May 26 - June 2, 9 3303267
27. 5/30/2015 COHN, GOLDBERG & DEUTSCH, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE, SUITE 208 TOWSON, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 3500 DUNHAVEN ROAD BALTIMORE, MD 21222 Under a power of sale contained in a certain Deed of Trust from Roy Lee Neal, III and Ashleigh Williams, dated June 8, 2007 and recorded in Liber 0026061, Folio 747 among the Land Records of Baltimore County, Maryland, with an original principal balance of $179,500.00, and an original interest rate of 2.000%, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on June 11, 2015 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting same, if any and with no warranty of any kind. Terms of Sale: A deposit of $18,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason , there shall be no abatement of interest. All due and/or unpaid private utility, water and facilities charges, or front foot benefit payments, are payable by the purchaser without adjustment.Real estate taxes and all other public charges, or assessments, including water/sewer charges, ground rent, or condo/HOA assessments, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Edward S. Cohn, Stephen N. Goldberg, Richard E. Solomon, Richard J. Rogers, and Randall J. Rolls, Substitute Trustees Mid-Atlantic Auctioneers, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 5/860 May 26 - June 2, 9 3303131
28. 5/30/2015 Parker, Simon and Kokolis, LLC 110 N. Washington St., Suite 500 Rockville, MD 20850 301-656-5775 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 2800 MOORES VALLEY DR. BALTIMORE, MD 21209 Under a power of sale contained in a certain Deed of Trust from Yon Fisher and Ilona Fisher, dated July 24, 2006 and recorded in Liber 24244, Folio 352 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 11, 2015 AT 12:00 PM ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, which is improved by a dwelling, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $52,000 in the form of cash, certified check, or in any other form suitable to the Substitute Trustees in their sole discretion, shall be required at the time of sale, except no deposit shall be required of the secured party, its successors or assigns. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore Co. If the purchaser fails to go to set-tlement, the deposit shall be forfeited and the property may be resold at the purchaser's risk and expense. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Sub. Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit. In the event the sale is not ratified for any reason, the purchaser's sole remedy, at law or equity, is the return of the deposit. Additional terms, if any, to be announced at sale. Craig A. Parker, Thomas J. Kokolis, Substitute Trustees JT 5/836 May 26, June 2, 9 3303069
29. 5/30/2015 COHN, GOLDBERG & DEUTSCH, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE, SUITE 208 TOWSON, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 5013 RED TOP TERRACE PERRY HALL, MD 21128 Under a power of sale contained in a certain Deed of Trust from Eun H. Kim and Ki C. Kim, dated February 24, 2004 and recorded in Liber 0019836, Folio 601 among the Land Records of Baltimore County, Maryland, with an original principal balance of $326,400.00, and an original interest rate of 4.000%, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on June 11, 2015 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting same, if any and with no warranty of any kind. Terms of Sale: A deposit of $43,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason , there shall be no abatement of interest. All due and/or unpaid private utility, water and facilities charges, or front foot benefit payments, are payable by the purchaser without adjustment.Real estate taxes and all other public charges, or assessments, including water/sewer charges, ground rent, or condo/HOA assessments, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Edward S. Cohn, Stephen N. Goldberg, Richard E. Solomon, Richard J. Rogers, and Randall J. Rolls, Substitute Trustees Mid-Atlantic Auctioneers, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 5/859 May 26 - June 2, 9 3302966
30. 5/30/2015 Rosenberg & Associates, LLC 7910 Woodmont Avenue, Suite 750 Bethesda, Maryland 20814 (301) 907-8000 www.rosenberg-assoc.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 1126 ELM RD. BALTIMORE, MD 21227 Under a power of sale contained in a certain Deed of Trust from Peggy A. Malone, dated June 28, 2004 and recorded in Liber 20402, folio 263 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JUNE 11, 2015 AT 10:40 AM ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore Co., MD and described as Tax ID #13-1315370210 and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $96, payable on the 21st day of February and August. The property, which is improved by a dwelling, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. The property will be sold subject to a prior mortgage, the amount to be announced at the time of sale. Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore Co. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. There will be no abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including agricultural taxes, if applicable, and any and all public and/or private charges or assessments, including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser as-sumes the risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale. If the Sub. Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to settlement, the deposit shall be forfeited, to the Trustees for application against all expenses, attorney's fees and the full commission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney's fees and expenses incurred in connection with all litigation involving the Property or the proceeds of the resale. Trustees' file number 54894. This property will be sold subject to a 120 day right of redemption by the Internal Revenue Service. Diane S. Rosenberg, Mark D. Meyer, et al., Substitute Trustees JT 5/835 May 26, June 2, 9 3302951
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