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1. 8/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 8505 Edenton Road Fulton, MD 20759 Under a power of sale contained in a certain Deed of Trust from Jeanne M. Arias and Joel E. Arias, dated December 1, 2006, and recorded in Liber 10440, Folio 359 among the Land Records of Howard County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Howard Co., (temporarily relocated to) Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on September 11, 2015 at 1:15 PM ALL THAT FEE SIMPLE LOT OF GROUND situated in Howard County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 05-363888. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $59,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Howard County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #19089) Jeffrey Nadel, Scott Nadel, Daniel Menchel and John-Paul Douglas, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 HCT 8/387 Aug. 27 - Sept. 3, 10 3525189
2. 8/30/2015 Ballard Spahr LLP 300 East Lombard Street, 18th Floor, Baltimore, MD 21202 410-528-5600 Substitute Trustees' Sale FLEX/OFFICE BUILDING COMPRISING 45,000¿ SQ. FT. OF GROSS RENTABLE AREA Known As THE BUSINESS CENTER AT RIVERSIDE Referred To As 1362 BRASS MILL ROAD, BELCAMP, MD 21017 Under a power of sale contained in that certain Indemnity Deed of Trust, Assignment of Leases and Rents and Security Agreement from Riverside Business Center, LLC, dated as of September 1, 2006 and recorded on September 5, 2006 among the Land Records of Harford County, MD (the "Land Records") in Liber 6939, folio 0433 (the "Deed of Trust") default having occurred under the terms thereof (Timothy F. McCormack, Substitute Trustee, et al. v. Riverside Business Center, LLC, Case No. 12-C-15-001486), and the holder of the Deed of Trust having appointed Timothy F. McCormack and Matthew G. Summers, the Substitute Trustees, by instrument dated May 5, 2015 and recorded on May 8, 2015 among the Land Records at Liber 11232, folio 005, the Substitute Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 West Courtland St., Bel Air, Maryland, on SEPTEMBER 9, 2015 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON, if any, situated in Harford County, MD and more fully described in the aforesaid Deed of Trust. Tax ID No. 01-220470. The property is believed to be improved by a flex/office building containing 45,000¿ square feet of gross rentable area. There are 131¿ parking spaces. Lot size 3.97¿ acres. The property and improvements, if any, will be sold in an "AS IS, WHERE IS" condition and subject to all conditions, restrictions, existing building and/or environmental violations, covenants, agreements, whether or not of record, affecting or benefitting the same, if any, and with no warranty either expressed or implied as to the description of the condition of the property or improvements. The property will be sold subject to any violation notices and subject to all conditions, restrictions, covenants, encumbrances, easements, rights-of-way, agreements and other matters, whether or not of record, affecting or benefitting the same, if any. The property will be sold subject to existing leases, if any. Terms of Sale: A deposit of $100,000 in the form of certified check, cashier's check or money order, at the time of sale will be required of all purchasers other than the holder of the Deed of Trust or its affiliate. The deposit(s) must be increased to 10% of the purchase price within 2 busi-ness days, and delivered to the office of the auctioneer in the same form as the initial deposit. The balance of the purchase price is to be paid in immediately available funds within ten (10) business days after the final ratification of sale by the Circuit Court for Harford County. If payment of the balance does not take place within ten (10) business days after ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. In the event the property is purchased by someone other than the holder of the Deed of Trust or its affiliate, interest shall be paid on the unpaid purchase money at the applicable rate set forth in the note secured by the Deed of Trust from date of sale to the date funds are received at the office of the Substitute Trustees. In the event the settlement is delayed for any reason and the property is purchased by someone other than the holder of the Deed of Trust or its affiliate, there shall be no abatement of interest caused by the delay. Taxes, water, sewer, ground rent, condominium fees, and/or homeowners association dues, if applicable, will be adjusted to the date of sale and assumed thereafter by the purchaser(s). All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges will be adjusted for the current year to date of sale and assumed thereafter by the purchaser(s). Cost of all documentary stamps, recordation taxes and transfer taxes shall be borne by the purchaser(s). The property will be sold in an "AS IS, WHERE IS" condition and without any recourse, representations or warranties, either express or implied, as to its nature, condition or de-scription. Neither of the Substitute Trustees, nor the holder of the Deed of Trust nor any other party makes any warranty or representation of any kind or nature regarding the physical condition of, the description of, or title to the property. The purchaser(s) at the foreclosure sale shall assume the risk of loss for the property immediately after the date of sale. If the Substitute Trustees are unable to convey the property as described above by reason of any defect in the title or otherwise, the purchaser's sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit. Upon refund of the deposit to purchaser(s), the sale(s) shall be void and of no effect, and the purchaser shall have no further claims against the Substitute Trustees or the holder of the Deed of Trust. The conveyance of the property by the Substitute Trustees to the purchaser(s) at settlement shall be by Substitute Trustees' Deed without covenant or warranty. The purchaser is responsible for, and the property is sold subject to, any environmental matter or condition, whether latent or observable, if any, that may exist at or affect or relate to the property and to any governmental requirements affecting the same. The Memorandum of Purchase between the Substitute Trustees, as sellers, and the pur-chaser(s) (the "Memorandum of Purchase") shall include, by reference, all the terms and conditions contained herein, specifically including, but not limited to, the following provi-sions: "Purchaser agrees and represents that the purchaser is purchasing the property subject to all matters known and unknown, in "AS IS, WHERE IS" condition. In executing and delivering the Memorandum of Purchase, purchaser recognizes purchaser has not relied upon nor been induced by any statements or representations of any person, including the Substitute Trustees, the holder of the Deed of Trust or any of its affiliates or their respective servicers, heirs, personal and legal representatives, agents, employees, successors and/or assigns (collectively, "Released Parties"), in respect of the condition of the property, including the environmental condition to the property, unless such representations or statements are specifically set forth in the Memorandum of Purchase. Purchaser has not relied on anything in the foreclosure advertisement, but rather has relied solely on such investigations, examinations or inspections of the property as purchaser has made. Purchaser waives and releases the Released Parties from any and all claims the purchaser or its successors and assigns may have now or in the future may have relating to the condition of the property. Purchaser acknowledges and agrees that this provision was a negotiated part of the Memorandum of Purchase and serves as an essential component of consideration for the same. The parties specifically acknowledge and agree that this clause bars all claims by purchaser against Released Parties, arising from the condition of or releases from the property pursuant to the Comprehensive Environmental Response, Compensations and Liability Act of 1980, as amended, and all other actions pursuant to federal, state or local laws, ordinances or regulations for any environmental condition of or releases from the property. Further, purchaser agrees to indemnify the Substitute Trustees for any liability they may have to any third party for any environmental condition of the property. Notwithstanding the parties' intent that this clause bars all such claims, should a court of competent jurisdiction deem otherwise, purchaser agrees that the presence of this clause should serve as the overwhelming, primary factor in any equitable apportionment of response costs under applicable federal, state or local laws, ordinances, or regulations." Note: The information contained herein was obtained from sources deemed to be reliable, but is offered for information purposes only. The Auctioneer, the Substitute Trustees, the holder of the Deed of Trust and its affiliates do not make any representations or warranties with respect to the accuracy of the information contained herein. Prospective purchasers are urged to make their own inspection. Timothy F. McCormack, Matthew G. Summers, Substitute Trustees AGF 8-2652 Aug. 21, 28, Sept. 4 3507322
3. 8/30/2015 Parker, Simon and Kokolis, LLC 110 N. Washington St., Suite 500 Rockville, MD 20850 301-656-5775 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 1205 WAKEFORD CIR. BALTIMORE, MD 21239 Under a power of sale contained in a certain Deed of Trust from Zeredith S. McCray, dated February 21, 2007 and recorded in Liber 25376, Folio 421 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 8, 2015 AT 10:15 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, which is improved by a dwelling, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $39,000 in the form of cash, certified check, or in any other form suitable to the Substitute Trustees in their sole discretion, shall be required at the time of sale, except no deposit shall be required of the secured party, its successors or assigns. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore Co. If the purchaser fails to go to settlement, the deposit shall be forfeited and the property may be resold at the purchaser's risk and expense. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. In the event settlement is delayed for any reason, there shall be no abatement of interest. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Sub. Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit. In the event the sale is not ratified for any reason, the purchaser's sole remedy, at law or equity, is the return of the deposit. Additional terms, if any, to be announced at sale. Craig A. Parker, Thomas J. Kokolis, Substitute Trustees 8/246 Aug. 20, 27, Sept. 3 3502665
4. 8/30/2015 ¿Buonassissi, Henning & Lash, P.C. 1861 Wiehle Avenue, Suite 300 Reston, Virginia 20190 (703) 796-1341 TRUSTEE'S SALE OF VALUABLE FEE SIMPLE PROPERTY 4108A Taylor Avenue Nottingham, MD 21236 a/k/a 4108A Taylor Avenue Baltimore, MD 21236 In execution of the Deed of Trust dated June 1, 2006 and recorded June 13, 2006 in Liber SM 0023999, folio 235, among the Baltimore County land records, the undersigned Substitute Trustees, any of whom may act, will offer for sale at public auction on September 8, 2015, at 10:03 AM, at the courthouse steps of the Circuit Court for Baltimore County, County Courts Building, 401 Bosley Avenue, Main Entrance (Level 1), Facing Patriot Plaza, Towson, Maryland 21204, the following property: ALL THAT FEE SIMPLE LOT OF GROUND together with any buildings or improvements thereon situated in Baltimore County, Maryland and more fully described in the aforementioned Deed of Trust. TAX ID: 14-1900001282 The property and improvements will be sold in "as is" physical condition without warranty of any kind and subject to all conditions, restrictions and agreements of record affecting the same. TERMS OF SALE: A non-refundable bidder's deposit of $23,000.00 by cashier's/certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. The balance of the purchase price together with interest thereon at 7.25% per annum from date of sale to receipt of purchase price by Trustees must be paid by cashier's check within 10 days after final ratification of sale. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. All real estate taxes and other public charges and/or assessments to be adjusted as of the date of sale and thereafter assumed by purchaser. If applicable, any condominium and/or homeowners association dues and assessments that may become due after the date of sale shall be purchaser's responsibility. Purchaser shall pay all transfer, documentary and recording tax-es/fees and all other settlement costs. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit will be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Trustees do not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed; a forbearance, repayment or other agreement was entered into; or the loan was reinstated or paid off. In any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. This commu-nication is from a debt collector. (80745) Case No.: 03-C-15-001060 Richard A. Lash, Barry K. Bedford, David A. Rosen, Leonard W. Harrington, Jr., and Robert E. Kelly, Substitute Trustees 8/237 Aug. 20, 27, Sept. 3 3502577
5. 8/30/2015 ¿Buonassissi, Henning & Lash, P.C. 1861 Wiehle Avenue, Suite 300 Reston, Virginia 20190 (703) 796-1341 TRUSTEE'S SALE OF VALUABLE FEE SIMPLE PROPERTY 1735 Hilltop Avenue Essex, MD 21221 a/k/a 1735 Hilltop Avenue Baltimore, MD 21221 In execution of the Deed of Trust dated October 10, 2005 and recorded October 25, 2005 in Liber SM 0022788, folio 094, among the Baltimore County land records, the undersigned Substitute Trustees, any of whom may act, will offer for sale at public auction on September 8, 2015, at 10:02 AM, at the courthouse steps of the Circuit Court for Baltimore County, County Courts Building, 401 Bosley Avenue, Main Entrance (Level 1), Facing Patriot Plaza, Towson, Maryland 21204, the following property: ALL THAT FEE SIMPLE LOT OF GROUND together with any buildings or improvements thereon situated in Baltimore County, Maryland and more fully described in the aforementioned Deed of Trust. TAX ID: 15-1519510340 The property and improvements will be sold in "as is" physical condition without warranty of any kind and subject to all conditions, restrictions and agreements of record affecting the same. TERMS OF SALE: A non-refundable bidder's deposit of $27,000.00 by cashier's/certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. The balance of the purchase price together with interest thereon at 6.99% per annum from date of sale to receipt of purchase price by Trustees must be paid by cashier's check within 10 days after final ratification of sale. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. All real estate taxes and other public charges and/or assessments to be adjusted as of the date of sale and thereafter assumed by purchaser. If applicable, any condominium and/or homeowners association dues and assessments that may become due after the date of sale shall be purchaser's responsibility. Purchaser shall pay all transfer, documentary and recording tax-es/fees and all other settlement costs. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit will be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Trustees do not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed; a forbearance, repayment or other agreement was entered into; or the loan was reinstated or paid off. In any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. This commu-nication is from a debt collector. (80462) Case No.: 03-C-14-011354 Richard A. Lash, Barry K. Bedford, David A. Rosen, Leonard W. Harrington, Jr., and Robert E. Kelly, Substitute Trustees 8/236 Aug. 20, 27, Sept. 3 3502447
6. 8/30/2015 Buonassissi, Henning & Lash, P.C. 1861 Wiehle Avenue, Suite 300 Reston, Virginia 20190 (703) 796-1341 TRUSTEE'S SALE OF VALUABLE FEE SIMPLE PROPERTY 335 South Woodward Drive Essex, MD 21221 AKA 335 South Woodward Drive Baltimore, MD 21221 In execution of the Deed of Trust dated December 20, 2006 and recorded January 5, 2007 in Liber SM 0025023, folio 630, among the Baltimore County land records, the undersigned Substitute Trustees, any of whom may act, will offer for sale at public auction on September 8, 2015, at 10:01 AM, at the courthouse steps of the Circuit Court for Baltimore County, County Courts Building, 401 Bosley Avenue, Main Entrance (Level 1), Facing Patriot Plaza, Towson, Maryland 21204, the following property: ALL THAT FEE SIMPLE LOT OF GROUND together with any buildings or improvements thereon situated in Baltimore County, Maryland and more fully described in the aforementioned Deed of Trust. TAX ID: 15-1519713890 The property and improvements will be sold in "as is" physical condition without warranty of any kind and subject to all conditions, restrictions and agreements of record affecting the same. TERMS OF SALE: A non-refundable bidder's deposit of $15,000.00 by cashier's/certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. The balance of the purchase price together with interest thereon at 10.99% per annum from date of sale to receipt of purchase price by Trustees must be paid by cashier's check within 10 days after final ratification of sale. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. All real estate taxes and other public charges and/or assessments to be adjusted as of the date of sale and thereafter assumed by purchaser. If applicable, any condominium and/or homeowners association dues and assessments that may become due after the date of sale shall be purchaser's responsibility. Purchaser shall pay all transfer, documentary and recording tax-es/fees and all other settlement costs. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit will be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Trustees do not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed; a forbearance, repayment or other agreement was entered into; or the loan was reinstated or paid off. In any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. This commu-nication is from a debt collector. (80793) Case No.: 03-C-15-003848 Richard A. Lash, Barry K. Bedford, David A. Rosen, Leonard W. Harrington, Jr., and Robert E. Kelly, Substitute Trustees 8/223 Aug. 20, 27, Sept. 3 3502206
7. 8/30/2015 Samuel I. White, P.C. 611 ROCKVILLE PIKE, SUITE 100 ROCKVILLE, MARYLAND 20852 SUBSTITUTE TRUSTEES' SALE OF VALUABLE LEASEHOLD PROPERTY KNOWN AS 1761 White Oak Avenue Parkville, MD 21234 Under and by virtue of the power of sale contained in a certain Deed of Trust to PRLAP, INC. , Trustee(s), dated May 31, 2000, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 14509, folio 669, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204 ON, SEPTEMBER 9, 2015 at 11:45 AM ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: LOT NO. 36, BLOCK 7, AS SHOWN ON PLAT ENTITLED, "RIDGELEIGH, 9TH ELECTION DISTRICT OF BALTIMORE COUNTY SUBDIVISION PLAT OF BLOCKS 7, 8, 11, 13 AND 14, DATED FEBRUARY, 1948", AND RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, IN PLAT BOOK TBS NO. 14, FOLIO 150. THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $108.00 PAYABLE ON THE 24th DAYS OF January AND July OF EACH AND EVERY YEAR. The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $20,000.00 cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 2.875% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowner association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. The purchaser agrees to accept service by first class mail and certified mail addressed to the address provided by said Purchaser as identified on the Memorandum of Sale for any Motion or Show Cause Order incident to this sale including a Motion to Default Purchaser and for Resale of the Property. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is return of the deposit. Trustee's File No. (25211) JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES 8/221 August 20, 27, Sept. 3 3502078
8. 8/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 17118 OLD YORK RD. MONKTON, MD 21111 Under a power of sale contained in a certain Deed of Trust from Carolyn Wheeless, dated October 17, 2005 and recorded in Liber 22845, folio 687 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:07 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $64,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2012-23995) Laura H. G. O'Sullivan, et al., Substitute Trustees 8/244 Aug. 20, 27 - Sept. 3 3501710
9. 8/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 2126 OAKLAND RD. BALTIMORE, MD 21220 Under a power of sale contained in a certain Deed of Trust from Karen E. Williams, Jamie C. Williams and Sherry A. Williams, dated October 1, 2007 and recorded in Liber 26304, folio 589 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:08 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IM-PROVEMENTS THEREON situated in Baltimore Co., Mary-land and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encum-brances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $16,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-611539) Laura H. G. O'Sullivan, et al., Substitute Trustees 8/245 Aug. 20, 27 - Sept. 3 3501760
10. 8/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 1003 BAYNER RD. ESSEX, MD 21221 Under a power of sale contained in a certain Deed of Trust from Maggie M. Montgomery, dated May 11, 2005 and recorded in Liber 21919, folio 494 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:06 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $11,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2013-42115) Laura H. G. O'Sullivan, et al., Substitute Trustees 8/243 Aug. 20, 27 - Sept. 3 3501646
11. 8/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 2009 WINTER GREEN PL. BALTIMORE, MD 21237 Under a power of sale contained in a certain Deed of Trust from Lisa A. McQuaige, dated November 26, 2007 and recorded in Liber 29288, folio 264 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:05 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $13,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-607046) Laura H. G. O'Sullivan, et al., Substitute Trustees 8/242 Aug. 20, 27 - Sept. 3 3501573
12. 8/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 6918 UPPER MILLS CIR. A/R/T/A 6918 UPPER MILL CIR. CATONSVILLE, MD 21228 Under a power of sale contained in a certain Deed of Trust from Rose Darden McDaniels a/k/a Rose K. Darden McDaniels and Damian Dewitt Mack, dated August 8, 2008 and recorded in Liber 27251, folio 616 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:04 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $5,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 9.68% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-18016) Laura H. G. O'Sullivan, et al., Substitute Trustees 8/241 Aug. 20, 27 - Sept. 3 3501506
13. 8/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 2604 WYCLIFFE RD. PARKVILLE, MD 21234 Under a power of sale contained in a certain Deed of Trust from Verna L. Hill, dated December 30, 2009 and recorded in Liber 29285, folio 371 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:03 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $17,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 6% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-15533) Laura H. G. O'Sullivan, et al., Substitute Trustees 8/240 Aug. 20, 27 - Sept. 3 3501481
14. 8/30/2015 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 9700 AMES CT. RANDALLSTOWN, MD 21133 Under a power of sale contained in a certain Deed of Trust from Kimberley Arrington a/k/a Kimberly Arrington, dated May 15, 2006 and recorded in Liber 24710, folio 113 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:01 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $25,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2012-28459) Laura H. G. O'Sullivan, et al., Substitute Trustees 8/238 Aug. 20, 27 - Sept. 3 3501427
15. 8/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 2728 LIGHTFOOT DR. PIKESVILLE A/R/T/A BALTIMORE, MD 21209 Under a power of sale contained in a certain Deed of Trust dated September 18, 2006 and recorded in Liber 24606, Folio 386 among the Land Records of Baltimore Co., MD, with an original principal balance of $745,600.00 and an original interest rate of 8.5% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:22 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. The property will be sold subject to utility liens of record. Terms of Sale: A deposit of $114,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 8/741 Aug. 18, 25 - Sept. 1 3498506
16. 8/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 3013 PENNSYLVANIA AVE. HALETHORPE, MD 21227 Under a power of sale contained in a certain Deed of Trust dated November 9, 2005 and recorded in Liber 23058, Folio 665 among the Land Records of Baltimore Co., MD, with an original principal balance of $107,180.00 and an original interest rate of 5.75% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:21 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $6,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 8/740 Aug. 18, 25 - Sept. 1 3498468
17. 8/30/2015 Rosenberg & Associates, LLC 7910 Woodmont Avenue, Suite 750 Bethesda, Maryland 20814 (301) 907-8000 www.rosenberg-assoc.com Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 1808 MORNING BROOK DR. FOREST HILL, MD 21050 Under a power of sale contained in a certain Deed of Trust from Sherron Benn-Thompson, dated October 30, 2006 and recorded in Liber 7078, folio 317 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on SEPTEMBER 3, 2015 AT 12:01 PM ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improve-ments thereon situated in Harford Co., MD and described as Tax ID #04-104544 and more fully described in the aforesaid Deed of Trust. The property, which is improved by a dwelling, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $103,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Harford Co. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. There will be no abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including agricultural taxes, if applicable, and any and all public and/or private charges or assessments, including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale. If the Sub. Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to set-tlement, the deposit shall be forfeited, to the Trustees for application against all expenses, attorney's fees and the full com-mission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeit-ed deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney's fees and expenses incurred in connection with all litigation involving the Property or the proceeds of the resale. Trustees' file number 47953. Diane S. Rosenberg, Mark D. Meyer, et al., Substitute Trustees AGW 8-2073 Aug. 19, 26, Sept. 2 3498344
18. 8/30/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 507 TIMBER SPRINGS COURT REISTERSTOWN, MD 21136 CASE NUMBER 03-C-14-000980 Under and by virtue of the power of sale contained in a Deed of Trust from Alvin D. Booze, Angela R. Booze, recorded among the Land Records of Baltimore County in Liber 0025327, folio 341, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Circuit Court for Baltimore Co., at the Courthouse Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Wednesday, September 2, 2015 at 09:00 AM: All that lot of ground and the improvements thereon situate in Baltimore County, State of Maryland, as de-scribed in the Deed of Trust recorded among the Land Records of Baltimore County, in Liber 0025327, folio 341, also being further described in a Deed recorded among the Land Records of Baltimore County in Liber 0025327, folio 336. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agree-ments of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $50,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Baltimore County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 4.62500% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason, there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com JT 8/757 Aug. 18, 25, Sept. 1 3500776
19. 8/30/2015 Rogers, Moore & Rogers, LLP 6 S. Calvert St. Baltimore, MD 21202 410-727-4456 SUBSTITUTE TRUSTEES' SALE CAPE COD STYLE HOME Located At 2014 HILLSIDE DR. GWYNN OAK, MD 21207 (Case No. 03-C-14-009083 in the Circuit Court for Baltimore County) Under a power of sale contained in a certain Refinance Deed of Trust from Anthony Williams, Michael Carbo and Tara Carbo, dated July 30, 2008 and recorded in Liber 27263, folio 505 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustees will sell at public auc-tion ON THE PREMISES, ON SEPTEMBER 3, 2015 AT 10:30 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IM-PROVEMENTS THEREON situated in Baltimore County, MD and more fully described in the aforesaid Refinance Deed of Trust. Tax ID No. 01-1900008799. The property is improved by cape cod style home believed to contain 7 rooms (3 bedrooms), 2 baths and gas radiator heat. The property will be sold in an "AS IS" condition and subject to agreements, easements, covenants, condi-tions, restrictions, and other matters of record affecting the same, as well as existing building and/or environ-mental violations, if any, and with no warranty either expressed or implied as to the description of the condition of the property. Terms of Sale: A deposit of $7,500 in the form of certified check, cashier's check or money order, at the time of sale will be required of all purchasers other than the holder of the Deed of Trust. The deposit must be increased to 10% of the purchase price within 2 business days after the sale, and delivered to the office of the auctioneer in the same form as the initial deposit. Balance of the purchase price is to be paid in cash within ten (10) business days of the final ratification of sale by the Circuit Court for Baltimore County. If payment of the balance does not take place within ten (10) business days of ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the Deed of Trust note from date of sale to the date funds are received in the office of the Substitute Trustees, in the event the property is purchased by someone other than the note holder. In the event the settlement is delayed for any reason and the property is purchased by someone other than the note holder, there shall be no abatement of interest caused by the delay. Taxes, water rent, ground rent, condominium fees, and/or homeowners association dues, if applicable, to be adjusted to the date of sale and assumed thereafter by the purchaser. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. Note: The information contained herein was obtained from sources deemed to be reliable, but is offered for information purposes only. The Auctioneer, the Substi-tute Trustees, the note holder and the secured party do not make any representations or warranties with respect to the accuracy of the information contained herein. Prospective purchasers are urged to make their own inspection. William C. Rogers, Jr., W. Charles Rogers, III, Substitute Trustees JT 8/758 Aug. 18, 25, Sept. 1 3500894
20. 8/30/2015 Rosenberg & Associates, LLC 7910 Woodmont Avenue, Suite 750 Bethesda, Maryland 20814 (301) 907-8000 www.rosenberg-assoc.com Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 108 K GWEN DR. FOREST HILL, MD 21050 Under a power of sale contained in a certain Deed of Trust from Delores Norris, dated March 2, 2010 and recorded in Liber 8567, folio 1 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on SEPTEMBER 3, 2015 AT 12:00 PM ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improve-ments thereon situated in Harford Co., MD and described as Unit 1K, Phase 11, in The Courtyards at the Pond, Tax ID #03-291782 and more fully described in the aforesaid Deed of Trust. The property, which is improved by a dwelling, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Harford Co. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. There will be no abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including agricultural taxes, if applicable, and any and all public and/or private charges or assessments, including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale forward. Cost of all documentary stamps, transfer taxes and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale. If the Sub. Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to set-tlement, the deposit shall be forfeited, to the Trustees for application against all expenses, attorney's fees and the full com-mission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeit-ed deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney's fees and expenses incurred in connection with all litigation involving the Property or the proceeds of the resale. Trustees' file number 57251. Diane S. Rosenberg, Mark D. Meyer, et al., Substitute Trustees AGW 8-2072 Aug. 19, 26, Sept. 2 3498227
21. 8/30/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 837 LANNERTON ROAD MIDDLE RIVER, MD 21220 CASE NUMBER 03-C-15-005190 Under and by virtue of the power of sale contained in a Deed of Trust from Dorothy M. Geleta, Michael S. Geleta, recorded among the Land Records of Baltimore County in Liber 32631, folio 161, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Circuit Court for Baltimore Co., at the Courthouse Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Wednesday, September 2, 2015 at 09:00 AM: All that lot of ground and the improvements thereon situate in Baltimore County, State of Maryland, as de-scribed in the Deed of Trust recorded among the Land Records of Baltimore County, in Liber 32631, folio 161, also being further described in a Deed recorded among the Land Records of Baltimore County in Liber 24271, folio 468. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agree-ments of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $14,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Baltimore County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 3.87500% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason, there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com JT 8/756 Aug. 18, 25, Sept. 1 3500679
22. 8/30/2015 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 11723A HAMILTON PL. WHITE MARSH, MD 21162 Under a power of sale contained in a certain Deed of Trust dated November 14, 2005 and recorded in Liber 23404, Folio 316 among the Land Records of Baltimore Co., MD, with an original principal balance of $412,800.00 and an original interest rate of 2.750% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on SEPTEMBER 4, 2015 AT 11:20 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $38,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees JT 8/739 Aug. 18, 25 - Sept. 1 3498008
23. 8/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 1301 Glenmont Road Baltimore, MD 21239 Under a power of sale contained in a certain Deed of Trust from Armin Malek, dated May 11, 2007, and recorded in Liber 0025727, Folio 124 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on September 2, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 09-0906452000. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, ease-ments, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $31,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memoran-dum of Sale at the time of auction. (Matter #18478) Jeffrey Nadel, Scott Nadel, John-Paul Douglas and Daniel Menchel, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 JT 8/755 Aug. 18, 25, Sept. 1 3500570
24. 8/30/2015 Shapiro, Sher, Guinot & Sandler 250 W. Pratt Street, 20th Floor, Baltimore, Maryland 21201 410-385-0202 Substitute Trustees' Auction 32.596¿ ACRE FARM Including 4 Bedroom Farmhouse - Apartment Building 16-Stall Bank Barn - Fenced Corrals & Outbuildings Sale On Premises 1282 MACTON ROAD "Street" Harford County, MD 21154 WEDNESDAY, SEPTEMBER 9, 2015 AT 11:00 A.M. Under and by virtue of the power of sale contained in a certain Money Loaned Deed of Trust (the "Deed of Trust") from Warren D. Wolbert and Mary Lou Wolbert to the Trustees therein, dated April 23, 2007, and recorded among the Land Records of Harford County, Maryland (the "Land Records"), in Liber 07322, Folio 062, the holder of the indebtedness secured thereby having appointed Scott W. Foley, Esq. and Joseph A. Pulver, Esq. to act as Substitute Trustees, in place and stead of the aforementioned Trustees, by Deed of Ap-pointment of Substitute Trustees dated March 18, 2015 and recorded among the Land Records in Liber 11161, Folio 250, default having occurred under the terms of the Deed of Trust and at the request of the party secured thereby, the Substitute Trustees will sell at Public Auction, on the premises, the following: All that fee simple lot of ground and the improvements thereon, situate and lying in Har-ford County, State of Maryland and being more fully described in the Deed of Trust, a copy of which can be found on the Auctioneer's web site. The property is believed to be identified as Lot 1, Parcel 288, Grid 1E, on Harford County Tax Map 18. The parcel is irregularly shaped, fronting approximately 1,200' along the north side of Macton Road with a depth of approximately 1,500'. The site is rolling, sloping upward to the north. Broad Creek traverses the southwestern corner of the site. The property is believed to be zoned AG, agricultural. The improvements are located along the northern portion of the property and are believed to comprise: Circa 1900 two story frame farmhouse, comprising approximately 4,800 square feet, and containing a living room, dining room, kitchen, office, laundry and bath, on the first floor; master bedroom and bath, 3 additional bedrooms and 2 addi-tional baths, on the second floor; lower level with 2 large finished rooms and laundry/storage area with toilet; oil fired hot water baseboard heat, central air conditioning Two story frame apartment building Bank Barn (approximately 40' x 56') with 16 stalls, silo, storage room and work room Frame storage building, fenced corrals, frame run-in sheds, stone building, in-ground swimming pool, asphalt driveway, one well, 2 septic systems Additional information including room dimensions, plat and letter from Harford County Zoning Office can be found on the Auctioneer's web site. NOTE: The information contained herein and available on the Auctioneer's web site has been obtained from sources deemed reliable and is believed to be substantially accurate, but is offered for informational purposes only. However, the Auctioneers, the Substitute Trustees, and the party secured by the Deed of Trust do not make any representations or warranties with respect to the accuracy of the information contained herein or in any of the information and materials made available to prospective purchasers and no express or implied warranties or representations may be inferred. All dimensions, square footage, acreage and other measurements, if any are approximate. Building area shown is gross building area and approximate. Prospective purchasers are encouraged to perform their own due diligence, in advance of the auction, regarding the property, existing structures and improvements thereon and the permitted uses thereof. TERMS OF SALE: A $50,000 deposit, payable by certified check or cashier's check, will be required of the purchaser at time and place of sale. The deposit shall be increased to 10% of the purchase price within 24 hours at the Substitute Trustees office. The holder of the indebtedness, if a bidder at the sale, shall not be required to post a deposit. Balance to be paid in immediately available funds at settlement, which shall take place within ten (10) business days following final ratification of the sale by the Circuit Court for Harford County at the offices of the Substitute Trustees. If payment of the balance does not take place within the specified time, in addition to any other legal or equitable remedies available to the Substitute Trustees and party secured by the Deed of Trust, the deposit shall be forfeited and the property may be resold at the risk and expense of the purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. In the event the property is purchased by someone other than the party secured by the Deed of Trust, interest to be charged on the unpaid purchase money, at the rate stated in the Note executed in connection with the foreclosed Deed of Trust, from date of sale to date of settlement. If settlement is delayed for any reason, there will be no abatement of interest. All adjustments as of date of sale. Taxes and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if any, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. The property will be sold in "AS IS" condition with "ALL FAULTS", and without any recourse, representations, or warranties, express or implied, as to the nature, condition, value use or description of the property or the improvements thereon. The purchaser is responsible for, and the property is sold subject to, any and all environmental violations, matters, problems, conditions or hazards, whether latent or observable, if any, that may exist at or affect or relate to the property and to any governmental requirements affecting the same, nuisances, violation notices, building code violations, zoning code violations, critical area and wetland violations, encumbrances, easements, equitable servitudes, conditions, rights of way, restrictions, rights of redemption, covenants, declarations, agreements, and restrictions of record affecting the property that are not extinguished by operation of law by the sale. In addition, the property is being sold subject to such state of facts that an accurate survey or physical inspection of the property might disclose. Purchaser shall be responsible for obtaining physical possession of the property and assumes the risk of loss or damage to the property from the date of sale forward. The purchaser waives and releases the Substitute Trustees, the holder of the indebtedness, the Auctioneers, and their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to the condition of the property, including but not limited to the environmental condition thereof. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit this sale shall be null and void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees, the holder of the indebtedness or Auctioneers. Recordation costs, transfer taxes and all other costs incident to settlement to be paid by the purchaser. The conveyance of the property by the Substitute Trustees shall be by Substitute Trustees' Deed without covenant or warranty. Time shall be of the essence for the purchaser. Authority to cancel this sale rests solely with the Substitute Trustees and/or the Auc-tioneer. Prospective buyers should disregard all other statements and comments made by any other person or entity regarding minimum bids, pricing and cancellations of the sale. Additional terms may be announced at the time of sale. The Substitute Trustees reserve: (1) the right to accept or reject any or all bids; (2) the right to modify or waive the requirements for bidders' deposits and terms of sale and/or settlement; (3) the right to withdraw the property from the sale before acceptance of the final bid; and (4) the right to cancel or postpone the sale. Scott W. Foley and Joseph A. Pulver, Substitute Trustees No Buyer's Premium AGF 8-2653 Aug. 21, 28, Sept. 4 3507415
25. 8/30/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 4852 LEE HOLLOW PLACE ELLICOTT CITY, MD 21043 CASE NUMBER 13-C-14-100320 Under and by virtue of the power of sale contained in a Deed of Trust from Young S. Kim, recorded among the Land Records of Howard County in Liber 12410, folio 043, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Melissa L. Cassell as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on Friday, September 4, 2015 at 01:15 PM All that lot of ground and the improvements thereon situate in Howard County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Howard County, in Liber 12410, folio 043, also being further described in a Deed recorded among the Land Records of Howard County in Liber 10154, folio 236. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $39,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Howard County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 5.37500% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Melissa L. Cassell, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com HCT 8/262 Aug. 20, 27 - Sept. 3 3508765
26. 8/30/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 7222 SOLAR WALK COLUMBIA, MD 21046 CASE NUMBER 13-C-11-086352 Under and by virtue of the power of sale contained in a Deed of Trust from Darren McLinton, Donnea McLinton, recorded among the Land Records of Howard County in Liber 11341, folio 452, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Thomas P. Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, and Erin Gloth as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on Friday, September 4, 2015 at 01:15 PM All that lot of ground and the improvements thereon situate in Howard County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Howard County, in Liber 11341, folio 452, also being further described in a Deed recorded among the Land Records of Howard County in Liber 11341, folio 446. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $39,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Howard County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 6.50000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Thomas P. Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, and Erin Gloth, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com HCT 8/261 Aug. 20, 27 - Sept. 3 3508700
27. 8/30/2015 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 5344 ELIOTS OAK ROAD COLUMBIA, MD 21044 CASE NUMBER 13-C-14-100089 Under and by virtue of the power of sale contained in a Deed of Trust from David Scott Anderson, Shirdell V. Mcdonald aka Shirdell V. Mcdonald-Anderson, recorded among the Land Records of Howard County in Liber 08770, folio 626, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 on Friday, September 4, 2015 at 01:15 PM All that lot of ground and the improvements thereon situate in Howard County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Howard County, in Liber 08770, folio 626, also being further described in a Deed recorded among the Land Records of Howard County in Liber 5306, folio 729. The improvements thereon consist of a dwelling. The property is being sold subject to a prior Deed of Trust or Mortgage. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $6,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Howard County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 4.75000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com HCT 8/260 Aug. 20, 27 - Sept. 3 3508538
28. 8/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 939 Elton Avenue Baltimore, MD 21224 Under a power of sale contained in a certain Deed of Trust from Oscar Lopez, dated November 21, 2006, and recorded in Liber 24826, Folio 125 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on September 2, 2015 at 9:00 AM ALL THAT LEASEHOLD LOT OF GROUND situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 12-1201036100. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, ease-ments, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT TO AN annual ground rent in the amount of $96.00 payable semi-annually on the 21st of April and October each and every year, Terms of Sale: A deposit of $13,300.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memoran-dum of Sale at the time of auction. (Matter #18909) Jeffrey Nadel, Scott Nadel, Daniel Menchel and John-Paul Douglas, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 JT 8/754 Aug. 18, 25, Sept. 1 3500506
29. 8/30/2015 Law Offices of Jeffrey Nadel 4041 Powder Mill Road, Suite 415 Calverton, Maryland 20705 240-473-5000 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY 1702 Glen Curtis Road Baltimore, MD 21221 Under a power of sale contained in a certain Deed of Trust from Nicole L. Besnoska and William F. Besnoska Jr., dated December 2, 2005, and recorded in Liber 23153, Folio 482 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, at the Courthouse Door, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on September 2, 2015 at 9:00 AM ALL THAT FEE SIMPLE LOT OF GROUND KNOWN AS 159, Edgewater Addition, situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 15-13-080010. The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, ease-ments, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $11,700.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trus-tee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) de-scribed in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memoran-dum of Sale at the time of auction. (Matter #18330) Jeffrey Nadel, Scott Nadel, Daniel Menchel and John-Paul Douglas, Substitute Trustees MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 JT 8/753 Aug. 18, 25, Sept. 1 3500437
30. 8/30/2015 Law Offices of Funk & Bolton, P.A. 36 South Charles Street, Twelfth Floor Baltimore, MD 21201-3111 SUBSTITUTE TRUSTEES' SALE OF VALUABLE COMMERCIAL REAL ESTATE COMMERCIAL REAL PROPERTY CONSISTING OF APPROXIMATELY 0.73 ACRES IMPROVED WITH A COMMERCIAL BUILDING (Known As) 410 Main Street Reisterstown, Maryland 21136 Under and by virtue of the power of sale contained in that certain Purchase Money Deed of Trust, Security Agreement and Fixture Filing from Reisterstown Family Chiropractic Realty, LLC to C. Kyle Scott and Mike Wallace, Trustees, dated December 4, 2007 and recorded among the Land Records of Baltimore County, Maryland at Book 26524, page 658, as modified pursuant to an Amendment to and Confirmation of Deed of Trust dated July 4, 2009 and recorded among the land records of Baltimore County, Maryland at Book 28522, page 050 (collectively, the "Deed of Trust"), the holder of the indebtedness secured by said Deed of Trust (the "Noteholder") having subsequently appointed Bradley J. Swallow and Eric S. Schuster as Substitute Trustees in the place of the former trustees by instrument duly executed, acknowledged, and recorded among the Land Records of Baltimore County, Maryland, default having occurred under the terms of the Deed of Trust and at the request of the parties as secured thereby, the undersigned Substitute Trustees (collectively, the "Trustees") will offer for sale at public auction at the steps of the Circuit Court for Baltimore County, Maryland, 401 Bosley Avenue (Main Entrance Facing Patriot Plaza), Towson, Maryland 21204 on: September 16, 2015 at 10:00 a.m. All that certain real property lying and being situated in Baltimore County, Maryland (the "Property"), and more particularly described as follows: BEGINNING FOR THE SAME on the westernmost side of Main Street (Reisterstown Road) at a railroad spike set at the end of the third or North 86 degrees East 162 footline described in a Deed from Bettie M. Berryman, et al, to George W. Baker and wife, dated June 19, 1919 and recorded among the Land Records of Baltimore County in Liber W.P.C. No. 513 folio 89, said point of beginning being also in the center of a 15 foot right of way referred to in a Deed from John Bruehl and wife to George L. Gill and wife dated May 13, 1942 and recorded among the aforesaid Land Records in Liber C.H.K. No. 1217 folio 531, thence leaving binding along the westernmost side of Main Street by magnetic bearings of 1961 1) South 06 degrees 16 minutes East 65.50 feet to a pipe, thence leaving Main Street 2) South 88 degrees 46 minutes 35 seconds West 380.21 feet to a stone, thence 3) North 03 degrees 38 minutes West 104.52 feet to a pipe, thence 4) North 86 degrees 18 minutes 30 seconds East 162.25 feet, thence 5) South 01 degrees 45 minutes East 51.30 feet to a stone in the center of the 15 foot right of way, thence along the center of said right of way the two following courses and distances: 6) North 87 degrees 25 minutes East 52.30 feet, and 7) North 87 degrees 25 minutes East 164.03 feet to the place of beginning. The improvements thereon being known as No. 410 Main Street. SUBJECT TO a 20 foot wide sewer easement described in a Deed from Mollie S. Eyler to Baltimore County, Maryland dated May 29, 1957 and recorded among the Land Records of Baltimore County, Maryland in Liber G.L.B No. 3171 folio 81. The Property is believed to consist of approxi-mately 0.73 acres of land improved with a com-mercial building with a net rentable area of ap-proximately 3,516 square feet. A deposit in the amount of Twenty-Five Thousand Dollars ($25,000.00), payable in cash, certified check, or other form acceptable to the Trustees, will be required of the purchaser(s) at the time and place of sale. The balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at the rate of ten percent (10%) per annum from the date of sale to and including the date of settlement. In the event the Noteholder, or an affiliate thereof, is the successful bidder at the sale, such party will not be required to make a deposit or to pay interest on the unpaid purchase money. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser(s). The cost of all documentary stamps, recordation taxes, document preparation, and transfer taxes is to be paid by the purchaser(s). The Trustees reserve the right to reject any and all bids and to extend the time for settlement, at their discretion. The Property will be sold in an "AS IS" condition and without any warranties or representations, either express or implied, as to the nature, condition, or description of the improvements. In addition, the Property will also be sold subject to all existing housing, building, and zoning code violations, subject to all critical area and wetland violations, subject to all environmental problems and violations which may exist with respect to the Property, and subject to all matters and restrictions of record affecting the same, if any. The purchaser(s) at the foreclosure sale shall assume the risk of loss for the above-referenced Property immediately after the sale takes place. It shall be the purchaser(s)' responsibility to obtain possession of the Property following ratification of its sale by the Circuit Court for Baltimore County, Maryland, and conveyance of the Property by the Trustees to the purchaser(s). The Property will be sold subject to all senior liens and encumbrances that are not extinguished by operation of law or by the foreclosure sale of the Property and subject to all easements, conditions, restrictions, rights of redemption, covenants, such state of facts that an accurate survey or physical inspection of the Property might disclose, and agreements of record affecting the Property. The purchaser(s) shall pay at settlement all state and local transfer taxes, documentary stamps, recordation taxes and fees, title examination costs, attorneys' fees, conveyance fees, and all other incidental settlement costs. The purchaser(s) shall settle and comply with the terms of sale within twenty (20) days following the final ratification of the sale by the Circuit Court for Baltimore County, Maryland, unless said period is extended by the Trustees for good cause shown. Time is of the essence. Settlement shall be held at the offices of Funk & Bolton, P.A., 36 South Charles Street, Twelfth Floor, Baltimore, Maryland, 21201. In the event the purchaser(s) fail to go to settlement as required, in addition to any other legal or equitable remedies available to them, the Trustees may, without further order of the court, declare the aforementioned deposit forfeited and re-sell the Property at the purchaser(s)' risk and expense. In such event, the defaulting purchaser(s) shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, reasonable attorneys' fees, all other charges due, and incidental damages. In the event the resale of the Property results in a sale in excess of the amount originally bid by the defaulting purchaser(s), the defaulting purchaser(s) waives any and all claims, rights, and interest in any such excess amounts and shall not be entitled to any distribution whatsoever from the resale proceeds. The parties' respective rights and obligations regarding the terms of sale and the conduct of the sale shall be governed by and interpreted according to the laws of the State of Maryland. If the Trustees are unable to convey the Property as described above, the purchaser(s)' sole remedy at law or in equity shall be limited to the refund of the aforementioned deposit, without interest thereon. Upon refund of the deposit to the purchaser(s), the sale shall be void and of no effect, and the purchaser(s) shall have no further claim against the Trustees or the Noteholder. The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. The Auctioneer, the Noteholder, and the Trustees do not make any representations or warranties with respect to the accuracy of this information. Bradley J. Swallow Eric S. Schuster Substitute Trustees For Further Information, Contact: Bradley J. Swallow, Esquire Funk & Bolton, P.A. 36 South Charles Street, Twelfth Floor Baltimore, Maryland 21201-3111 410.659.8320 Alex Cooper Aucts., Inc. 908 York Rd., Towson, MD 21204 410-828-4838 8/343 Aug. 27, Sept. 3, 10 3497504
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