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1. 10/30/2014 EDWARD S. COHN, STEPHEN N. GOLDBERG, RICHARD E. SOLOMON, RICHARD J. ROGERS, RANDALL J. ROLLS, 600 Baltimore Avenue, Suite 208, Towson, MD 21204, Substitute Trustees, Plaintiffs, v. KIMBERLY A. DICAMILLO, JAMES J. DICAMILLO, 3125 Laurel View Drive, Abingdon, MD 21009, Defendants
In The Circuit Court For
Harford County, Maryland
CASE NO. 12-C-14-001990
NOTICE
Notice is hereby given this 10th day of October, 2014, by the Circuit Court for Harford County, that the sale of the property mentioned in these proceedings, made and reported, will be ratified and confirmed, unless cause to the contrary thereof be shown on or before the 10th day of November, 2014, provided a copy of this notice be published in a newspaper of general circulation in Harford County, once in each of three successive weeks before the 10th day of November, 2014.
The Report of Sale states the amount of the foreclosure sale price to be $250,000.00. The property sold herein is known as 3125 Laurel View Drive, Abingdon, MD 21009.
JAMES REILLY
Clerk of the Circuit Court
Harford County, Maryland
True Copy:
Test: James Reilly
Clerk of Circuit Court
By: M. Rukowicz
Deputy Clerk
AGF 10-2718 Oct. 17, 24, 31 998029

2. 10/30/2014 in the circuit court, seventh judicial circuit
in and for volusia county, florida
CASE NO. 2014-32846-FMCI
IN RE: The Name Change of (36)
MILES LITTLE JOHN GEORGE AULD, Minor child,
By GEORGE AND ANGELA CALDWELL, Petitioners.
NOTICE OF ACTION
TO: John Auld or any unknown father of a male minor child born May 28, 2009, in Warwick, Orange County, New York
Last known address, Columbia, Maryland
YOU ARE HEREBY NOTIFIED that a Petition for Petition for Change of Name (Minor Child) has been filed in regard to the above-styled case and you are required to serve a copy of your written defenses, to it, if any on:
Rick Brown, Attorney at Law, 555 Ballough Road,
Daytona Beach, Florida 32114
and file the original with the Clerk of the above-styled Court on or before November 24, 2014, otherwise a Judgment of Change of Name may be entered against you for the relief demanded in the Petition.
Description of birth mother: Age: 28, Race: White, Hair color: Brown, Eye color: Hazel/Brown, Height: 5'6', Weight: 140 (approx.)
Description of birth father: Age: 48, Race: White, Hair Color: Brown, Eye color: Blue, Height 5'8", Weight 160 (approx.)
Conception occurred in Warwick, Orange County, New York in or about August, 2008.
WITNESS my hand and seal of said Court on this 10th day of October, 2014
DIANE MATOUSEK, Clerk, Circuit Court
By: L. Kamerer, Deputy Clerk


HCT Oct. 16, 23, 30, Nov. 6 997895

3. 10/30/2014 Public Auction
Real Estate & Personal Property
3 Bedroom rancher on 1/2 acre +/-
Antiques, Tools, Furniture, Etc.
Sat. Nov. 8th @ 10:45/real estate noon
1503 Green Rd. (Harford County)
Edgewood, Md. 21040
Rancher w/lots recent updates, new 50 yr. roof last year fresh paint, landscaped, 3 sheds, carport and more, public utilities, off street parking, close to all amenities. Personal property: Antiques, washstand, furniture, old farm tools, large cast iron pot w/stand, snapper mower, chain saws, live traps, chain link runs w/gates, McCoy, glassware, hen on nests, concrete yard ornaments, crocks, hand tools, draw knives, hunting & fishing items, ammunition, goat yoke, mix bowls, block & tackle, canning jars, wheel barrow, floor jack, nuts & bolts, too much to list all.
Terms: $5,000.00 down on real estate day of sale cash, cashier check, certified funds. 60 days to settle. Being sold as-is. Full terms sale date. Personal Property - cash, good in state check Visa/M.C.,10% bf, 6% Md. tax. All sold as-is, immed. remove. Not responsible for accidents on property sale day.
Goins Auction Service
over 20 years Exp.
James Goins, auctioneer
Serving Harford/Balt./Cecil counties
410-652-3055 • office 410-679-4201
Real estate/Estates/Farms/Equip.
AGW 10-2114 Oct. 22, 29 998129

4. 10/30/2014 Law Offices of Jeffrey Nadel
4041 Powder Mill Road, Suite 415
Calverton, Maryland 20705
240-473-5000
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY
8539 Lucerne Road
Randallstown, MD 21133
Under a power of sale contained in a certain Deed of Trust from Vincent Lamont Mcmillan, dated March 1, 2007, and recorded in Liber 25639, Folio 247 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, Courthouse door, 401 Bosley Avenue entrance, Towson, MD on
November 5, 2014 at 9:00 AM
ALL THAT FEE SIMPLE LOT OF GROUND, situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 02-0206000850.
The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $18,500.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #63929)
Jeffrey Nadel and Scott Nadel, Substitute Trustees
MDC Auctioneers
606 Baltimore Avenue, Suite 206,
Towson, Maryland 21204
410-825-2900
JT 10/824 Oct. 21, 28 - Nov. 4 998428

5. 10/30/2014 Public Auction
FARM EQUIPMENT
MONDAY, NOVEMBER 3, 2014
at 2:00 P.M.
LOCATED AT: ATLANTIC TRACTOR, LLC.
720 WHEELER SCHOOL ROAD
WHITEFORD, MD 21160
410-452-5252
JD 4450 ROW CROP TRACTOR 2 WD CAB NEW REMAN ENGINE, REBUILT TRANS, RW4450P005433
AGW 10-2136 Oct. 22, 29 998423

6. 10/30/2014 Public Auction
HARFORD CO.
COOL SPRING COMMUNITY
2 STORY HOME W/ATTACHED GARAGE
ON A 1.40 (+/-) ACRE LOT
FRIDAY, NOVEMBER 7, 2014 @ 2PM










2504 BOUNTY COURT, BEL AIR, MD. 21015
Inspection: 1 hour prior to auction.
RE: Exterior is brick & aluminum sided. Enter from front to formal LR/DR to eat in country style kitchen w/electric stove, double oven, dishwasher, refrigerator, recessed lighting & pantry. Slider exits to rear deck. Full bath & hall closet & 3 BR's w/closets. Master BR has walk in closet, full bath, attic access & exit to deck. Lower level is unfinished w/potential club room w/exit to rear yard, rough in for bath, wood stove, utility room w/washer, dryer, utility sink. Attached one car side loading garage, work shop room w/additional double door garage to outside. Home is serviced by FHA heat pump, central a/c, private well w/water softener & septic system. Neutral carpeting & walls throughout.
Auctioneer's note: Great location and schools. Spacious lot, needs some TLC but great potential!
Terms: $10,000.00 down in cash, cashiers or certified funds at time of auction. 5% Buyers Premium, Sold AS IS, time is of the essence, 60 days to settle.
10-2113 AGW Oct. 22, 29, Nov. 5 R Oct. 24, 31 Nov. 7 997907

7. 10/30/2014 Public Auction
BALTIMORE CO. - LARGE SPACIOUS
3,300 SF BRICK RANCHER
W/ATTACHED 3 CAR GARAGE
ON A 3.0 (+/-) ACRE LOT
FRIDAY, NOVEMBER 7, 2014 @ 11AM











5909 GLEN ARM RD.
GLEN ARM, MD. 21057
Inspection: 1 hour prior to auction.
RE: Enter front to foyer w/large closet & hardwood flooring throughout also crown & chair moulding throughout. Formal LR & DR, eat-in country kitchen w/dining area (nook), refrigerator, dishwasher, microwave oven, electric stove top & pantry. Exits to large 3 car garage. Main level has 3 BR's w/full bath in main hall & master bath w/dual sinks, linen closet. Large rec room with powder room, utility room w/washer, dryer & utility sink. Digital thermostats & 2 zone heating & cooling, recessed lighting, electric hot water, ADT alarm system and more. Additional unfinished lower level of 3,300 sf perfect for in-law quarters or additional living space. Auctioneer's note: Great Balto. Co. location in private country setting.
Terms: $20,000.00 down in cash, cashiers or certified funds at time of auction. 5% Buyers Premium, Sold AS IS, time is of the essence, 60 days to settle.
AGW 10-2112 Oct. 22, 29 Nov. 5 997772

8. 10/30/2014 PUBLIC AUCTION- BALTIMORE CO.
LARGE SPACIOUS 3,300 SF BRICK RANCHER
W/ATTACHED 3 CAR GARAGE ON A 3.0
(+/-) ACRE LOT
FRIDAY, NOVEMBER 7, 2014 @ 11AM







5909 GLEN ARM RD. GLEN ARM, MD. 21057
Inspection: 1 hour prior to auction.
RE: Enter front to foyer w/large closet & hardwood flooring throughout also crown & chair moulding throughout. Formal LR & DR, eat-in country kitchen w/dining area (nook), refrigerator, dishwasher, microwave oven, electric stove top & pantry. Exits to large 3 car garage. Main level has 3 BR's w/full bath in main hall & master bath w/dual sinks, linen closet.Large rec room with powder room, utility room w/washer, dryer & utility sink. Digital thermostats & 2 zone heating & cooling, recessed lighting, electric hot water, ADT alarm system and more. Additional unfinished lower level of 3,300 sf perfect for in-law quarters or additional living space. Auctioneer's note: Great Balto. Co. location in private country setting.
Terms: $20,000.00 down in cash, cashiers or certified funds at time of auction. 5% Buyers Premium, Sold AS IS, time is of the essence, 60 days to settle.
J/TT 10/391 Oct. 22, 23, 29, 30, Nov. 5, 6 998270

9. 10/30/2014
NOTICE OF PUBLIC HEARING
ALCOHOLIC BEVERAGE HEARING BOARD
November 13, 2014
6:00 P.M.

This public hearing is being held in the Banneker Room, 3430 Court House Drive, Ellicott City, MD 21043. For further information, call 410-313-2008.

TRANSFER
CLASS BLX (luxury restaurant)
BEER, WINE AND LIQUOR
7-DAY
ON-SALE LICENSE
FROM: GMR Columbia, Inc., t/a Red Lobster in the names of Gary B. Mowery, Colleen Marie Hunter and Joseph George Kern for a 8,356 square foot restaurant located at 9011 Snowden River Parkway, Columbia, Maryland 21046.
TO: RL Columbia, LLC, t/a Red Lobster in the names of Garry Brent Mowery and Norma Iris Rivera.
HARRY EVANS, III
CHAIRPERSON

HCT 10/529 Oct. 23, 30 998640

10. 10/30/2014
NOTICE OF PUBLIC HEARING
ALCOHOLIC BEVERAGE HEARING BOARD
November 13, 2014
6:00 P.M.

This public hearing is being held in the Banneker Room, 3430 Court House Drive, Ellicott City, MD 21043. For further information, call 410-313-2008.

RESIDENT AGENT CHANGE/EXTENSION OF PREMISES/ CHANGE IN CLASS
CLASS B (restaurant/hotel)
BEER, WINE AND LIQUOR
7-DAY
ON-SALE LICENSE
FROM: Sonesta International Hotels Corporation, t/a Sonesta ES Suites Columbia in the names of Glenwood Grover Groves, III, William Sheehan, and Carlos Flores for a 1200 square foot Class B Beer and Light Wine 7-day on-sale license located at 8844 Columbia 100 Parkway, Columbia, Maryland 21045
TO: Sonesta International Hotels Corporation, t/a Sonesta ES Suites Columbia in the names of Muhammad Salman Choudhary, William Joseph Sheehan and Carlos Raul Flores for a 67,105 square foot Class B Beer, Wine and Liquor 7-day on-sale license located at 8844 Columbia Parkway, Columbia, Maryland 21045
HARRY EVANS, III
CHAIRPERSON

HCT 10/472 October 23, 30 998383

11. 10/30/2014 NOTICE OF PUBLIC HEARING
Public hearings will be held before the Zoning Hearing Examiner in the Council Chambers, 212 South Bond Street, First Floor, Bel Air, Maryland, to consider the following zoning applications on:
WEDNESDAY, NOVEMBER 19, 2014,
AT 6:30 P.M.
Case No. 5826. Variance, proposed for the First Election District, 308 Foster Knoll Drive, Joppa, by SHARON & BRIAN ROWLAND . A ppealed because a variance to Section 267 63G(4)(a)(11)[a][ii] of the Harford County Code, to allow an addition to an existing dwelling within the Critical Area buffer to be located closer to the water than the principal structures on adjacent properties or the local setback for the zoning district, whichever is greater, in the R3 District, requires approval by the Board of Appeals.
Case No. 5827. Variances, proposed for the Third Election District, 2 Lake Drive, Bel Air, by WENDY & ERIC NOWAKOWSKI . Appealed because a variance to Section 267-55B(1), Table 55-2, of the Harford County Code, to allow a natural resource use/raising of livestock (ducks) on a lot less than 2 acres (1.98 acres), and a variance to Section 267-23a95) and 267-27C(5), to allow an existing shed to remain within the required 60 foot front yard setback, 32+ feet from the road right-of-way in the R2 District, requires approval by the Board of Appeals.
Case No. 5829. Special Exception and variance, proposed for the Third Election District, 606 Mountain Road, Fallston, by ELAINE GILL . Appealed because a special exception, pursuant to Section 267-88F(6) of the Harford County Code, to permit a personal care boarding home, and a variance from Section 267-53C(1), Table 53-1, to permit a personal care boarding home on a lot which is less than the required 2 acre minimum (1.83 acres proposed), in the Agricultural District, requires approval by the Board of Appeals.
Any person affected by the requested relief in the application has the right to attend the hearing and to request that the Hearing Examiner reasonably use the subpoena powers of the County Council of Harford County to compel the attendance of witnesses and the production of evidence on behalf of the affected person. Subpoenas shall be requested no later than fifteen (15) days prior to the date of the hearing. Requests for subpoenas shall be in writing, stating in full the names and addresses of persons to be subpoenaed, a description of the evidence to be subpoenaed, and the basis on which they believe themselves to be affected.
BY ORDER: ZONING HEARING EXAMINER
AGW 10-2149 Oct. 22, 29 998544

12. 10/30/2014 Expression of Interest Sought
for New Lease in
Harford County, Maryland
REQUIREMENT: The U.S. Department of Agriculture, Farm Service Agency in Harford County, Forest Hill, Maryland , is interested in leasing approximately 4,263 contiguous rentable square feet of office space. The rentable space shall yield a minimum of 3,875 ANSl/BOMA usable square feet of first class, high quality office space, together with 33 onsite paved parking spaces. Preference will be given to first floor space.
TERM: The lease is for up to 10 years.
DELINEATED AREA: To be considered, the building location must be within an area bound on the North by: Jarrettsville Rd to Rt 1 N; East by Rt 136; South by Rt 22; West by Rt 24
EXPRESSIONS OF INTEREST SHOULD INCLUDE THE FOLLOWING:
1. Building Name and Address or Site Location and Address
2. Location of space within the building
3. Rentable Square feet offered and full-service rental rate per square foot
4. ANSI/BOMA Usable Square Feet and the Common Area Factor
5. Amount of onsite paved parking available
6. Contact Information for Owner or Authorized Agent
WRITTEN NOTICE of availability of space must be received by 4 p.m. on November 7, 20 I 4.
ADDRESS ALL RESPONSES TO: Elena Norfolk, Realty Specialist using one of the following addresses:
Overnight Services Only
USDA, Farm Service Agency
355 E Street, SW, 10 Floor
Washington, DC 20024-03221
U. S. Postal Services Only
(Regular and Express Mail)
USDA, Farm Services Agency
1400 Independence Avenue, SW
Mail Stop 0562 Washington, DC 20250-0590
Phone: 202-401-0250
Email: Elena.Norfolk@wdc.usda.gov
AGF/W 10-2746 Oct. 24, 29, 31, Nov. 5 998659

13. 10/30/2014 TRANSFER HEARING NOTICE
3rd DISTRICT
B1- BW ON SALE ONLY LICENSE
TRANSFERRING FROM: Alan McCracken, Member Matthew J. Markland, Member CRW Bel Air, L.L.C.
TRANSFERRING TO: Maria Vakulovska, Member Mriya, L.L.C. T/A C.R. Wings & Things 546 Baltimore Pike Bel Air, MD 21014
HEARING DATE: November 12, 2014
TIME: 3:00 p.m.
Any objections to the issuance of the above stated license should be filed with the Board on or before November 7, 2014. All applicants must appear at these hearings.
LIQUOR CONTROL BOARD
FOR HARFORD COUNTY, MARYLAND
Sandi L. Tunney, Chairwoman
Judith A. Powell, Administrator
REC/AGW 10-2751 Oct. 24, 29, 31, Nov. 5 998692

14. 10/30/2014 Diamond Iotina Hartman LLC
1 Village Square, Suite 158
Baltimore, MD 21210
443-825-4111
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
5457 HIGH TIDE CT.
COLUMBIA, MD 21044
Under a power of sale contained in a certain Deed of Trust from Cheleatha Bullock and Kenneth Bullock, dated January 23, 2007 and recorded in Liber 10533, folio 23 among the Land Records of Howard Co., MD (Case No. 13-C-14-099366) default having occurred under the terms thereof, the Substitute Trustees will sell at public auction Circuit Court for Howard Co., AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on
NOVEMBER 10, 2014 AT 9:40 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property and improvements will be sold in an "AS IS" condition and subject to conditions, restrictions, existing buildings and/or environmental violations, agreements of record affecting the same, if any, and with no warranty either expressed or implied as to the description of the condition of the property or improvements.
The property will be sold subject to a prior mortgage, the amount to be announced at the time of sale.
Terms of Sale: A deposit of $5,000 in the form of certified check, cashier's check or money order, at the time of sale will be required of all purchasers other than the holder of the Deed of Trust. Balance of the purchase price is to be paid in cash within ten (10) business days of the final ratification of sale by the Circuit Court for Howard Co., If payment of the balance does not take place within ten (10) business days of ratification, the deposit will be forfeited and the property will be resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. Interest to be paid on unpaid purchase money at the rate pursuant to the Deed of Trust note from date of sale to the date funds are received in the office of the Substitute Trustees, in the event the property is purchased by someone other than the note holder. In the event the settlement is delayed for any reason and the property is purchased by someone other than the note holder, there shall be no abatement of interest caused by the delay. Taxes, water rent, ground rent, condominium fees, and/or homeowners association dues, if applicable, to be adjusted to the date of sale and assumed thereafter by the purchaser. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be borne by the purchaser.
If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale.
Cindy R. Diamond, Bruce D. Brown,
Substitute Trustees
HCT 10/441 Oct. 23, 30, Nov. 6 998436

15. 10/30/2014 Robert F. Kahoe, Jr., P.A.
9 South Hickory Avenue
Bel Air, Maryland 21014
(410) 838-5210
AMENDED
Mortgage Assignee's Sale
OF VALUABLE
IMPROVED FEE SIMPLE PROPERTY
Properties:
1 and 3 Chesapeake Court, Aberdeen, MD
(Tax ID 02-090945 and 02-090937)
Under and by virtue of the power and authority contained in a Mortgage dated May 1, 2003 from Alvin Carson and Antoinette Carson and recorded among the Land Records of Harford County in Liber No. 4692, folio 362 as assigned by that Assignment of Mortgages dated August 28, 2008 to B Michael & Sons Business Trust and recorded in Liber No. 7931, folio 133 ("Mortgage"), with Robert F. Kahoe, Jr. having been assigned the Mortgage for the purpose of foreclosing the Mortgage by virtue of that Assignment of Mortgage dated August 28, 2014 and recorded among the Land Records of Harford County in Liber No. 10895, folio 433 and default having occurred under the terms thereof, and at the request of the parties secured thereby, the undersigned Assignee, will sell at public auction, at Circuit Court for Harford County 20 West Courtland Street Bel Air, Maryland 21014 on
Monday, November 3, 2014
at 2:00 p.m.
ALL those lots situate in City of Aberdeen, SECOND ELECTION DISTRICT of Harford County and being known as Lots 115 and 116 on that plat "Final Plat V, Swan Meadows Subdivision" which plat is recorded in Plat Book No. 72, folio 87 (incorrectly referenced in Mortgage as Plat Book No. 72, folio 4). BEING same land described in and conveyed by Deed dated May 1, 2003 from Baldwin Manor Incorporated to Alvin Carson and Antoinette Carson and recorded in Liber No. 4692, folio 358.
The improvements are attached and are utilized as one single family home. Accordingly, both properties will be sold as one unit. The properties are being sold "as is" in fee simple, and subject to all the conditions, liens, restrictions and agreements of record, affecting same, if any, and with no warranty as to the description or condition of the improvements. Purchaser is responsible for any and all housing and zoning code violations, if any, as well as for disposing of all items, including junk and debris on the properties.
TERMS OF SALE:
A deposit of $5,000.00 will be required of the purchaser to be paid at the time and place of sale, in such terms as shall be acceptable to the Assignee, balance in cash at settlement which shall be twenty days (20) after final ratification of sale by the Circuit Court for Harford County unless said period is extended by the Assignee, his successors or assigns for good cause shown, time being of the essence; interest at the rate of Six Percent (6.0%) per annum shall be paid on unpaid purchase money from the date of sale to the date of settlement. In the event the above-named Holder purchases the properties at the sale as the high bidder thereat, no deposit will be required and interest on the balance of the purchase price shall be waived. The properties will be sold subject to all restrictions, liens, covenants and encumbrances of record. In the event that the purchaser fails to settle as required, the properties shall be re-sold at purchaser's risk and expense. Taxes, water rent, and all other municipal liens and charges to be adjusted to date of sale. All other public charges and assessments payable on an annual basis shall be adjusted to date of sale and assumed thereafter by purchaser. Costs of all documentary stamps, transfer taxes, document preparation, agricultural transfer tax, title insurance, or any other type of settlement charges of every kind and nature shall be borne by the purchaser. The improvements are being sold in an "as is" condition with purchaser responsible for any and all housing and zoning code violations. If the Assignee is unable to convey good and marketable title or a resale is to take place for any reasons, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have not further claim against the Assignee. The Assignee, his/her/their attorneys shall not be liable individually or otherwise for any matters relating to this sale and/or the properties.
ROBERT F. KAHOE, JR., ASSIGNEE
9 South Hickory Avenue
Bel Air, Maryland 21014
(410) 838-5210/879-9906
Auctioneer Info.:
DAVID SHRODES AUCTIONEER
5013 Carea Road, White Hall, MD 21161
410-692-5667
AGF 10-2691 Oct. 10, 17, 24 997742

16. 10/30/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
935 Sedgley Road
Baltimore, MD 21228
Under and by virtue of the power of sale contained in a certain Deed of Trust to GARY T. BODANE AND NORVAL H. KING, III, Trustee(s), dated October 7, 1998, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 13241, folio 401, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NUMBERED THIRTY-EIGHT (38), BLOCK K, SECTION 3-B WESTVIEW PARK, WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK GLB NO. 22, FOLIO 23.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $10,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 7.500% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (7705)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/421 Oct. 23, 30, Nov. 6 998399

17. 10/30/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
2551 Old Frederick Road
Baltimore, MD 21228
Under and by virtue of the power of sale contained in a certain Deed of Trust to JOHN BURSON, ESQ., Trustee(s), dated April 5, 2005, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 21972, folio 430, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
ALL THAT PROPERTY CONVEYED BY DEED DATED NOVEMBER 24, 1995 AND RECORDED JANUARY 2, 1996 IN BOOK 11371, PAGE 53.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.125% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (20570)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/420 Oct. 23, 30, Nov. 6 998398

18. 10/30/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE FEE SIMPLE PROPERTY KNOWN AS
4360 Breeders Cup Circle
Randallstown, MD 21133
Under and by virtue of the power of sale contained in a certain Deed of Trust to MIHIR SHAH H, Trustee(s), dated March 28, 2008, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 26882, folio 366, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NUMBERED (31), AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED, "AMENDED PLAT A RESUBDIVISION OF FOXRIDGE", WHICH PLAT OF SUBDIVISION IS DULY RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY, MARYLAND IN PLAT BOOK S.M. 67, FOLIO 93.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $25,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 2.000% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (23472)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/419 Oct. 23, 30, Nov. 6 998397

19. 10/30/2014 Samuel I. White, P.C.
611 ROCKVILLE PIKE SUITE 100
ROCKVILLE, MARYLAND 20852
SUBSTITUTE TRUSTEES' SALE
OF VALUABLE LEASEHOLD PROPERTY KNOWN AS
4019 St. Augustine Lane
Dundalk, MD 21222
Under and by virtue of the power of sale contained in a certain Deed of Trust to ANDREW VALENTINE, Trustee, dated April 23, 2007, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 25733, folio 468, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE, TOWSON, MD 21204 ON,
NOVEMBER 12, 2014 at 2:30 PM
ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows:
LOT NO. 69, BLOCK H, SECTION 4 ON THE PLAT OF NORTH POINT VILLAGE: WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK GLB NO. 22, FOLIO 130.
THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $96.00 PAYABLE ON THE 18th DAYS OF June AND December OF EACH AND EVERY YEAR.
The property will be sold in an "AS IS WHERE IS" condition without either express or implied warranty or representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environmental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any condominium and of HOA assessments pursuant to Md Real Property Article 11-110.
TERMS OF SALE: A deposit of $15,000.00 payable in certified check or by a cashier's check will be required from purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 6.250% on unpaid purchase money from date of sale to date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser's deposit shall be forfeited and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser's deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (1456)
JOHN E. DRISCOLL III, et al SUBSTITUTE TRUSTEES
10/418 Oct. 23, 30, Nov. 6 998395

20. 10/30/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
4819 E. JOPPA RD.
BALTIMORE, MD 21128
Under a power of sale contained in a certain Deed of Trust from Obinna Ukwu and Daizy Ukwu, dated October 16, 2008 and recorded in Liber 27422, folio 377 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave., (Bosley Ave. Entrance), Towson, MD 21204, on
OCTOBER 31, 2014 AT 11:00 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
This property will be sold subject to private FFBC/deferred water and sewer facilities charges in the amount of $800.00 due and payable on the 1st day of July for a period of 40 years from the commencement date.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $55,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 8% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2013-38855)
This property will be sold subject to a 120 day right of redemption by the Internal Revenue Service.
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/311 October 16, 23, 30 997793

21. 10/30/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
301 STREETT CIR.
FOREST HILL, MD 21050
Under a power of sale contained in a certain Deed of Trust from Harold E. Gaskins and Heather D. Gaskins, dated July 23, 2007 and recorded in Liber 7483, folio 175 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:20 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $46,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 7.8% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2665 Oct. 10, 17, 24 997213

22. 10/30/2014 Law Offices of Jeffrey Nadel
4041 Powder Mill Road, Suite 415
Calverton, Maryland 20705
240-473-5000
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY
14 Shetland Circle
Reisterstown, MD 21136
Under a power of sale contained in a certain Deed of Trust from Dawn T. Gantt and Gerald O. Gantt Jr., dated November 9, 2006, and recorded in Liber 0024810, Folio 580 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, Courthouse door, 401 Bosley Avenue entrance, Towson, MD on
November 5, 2014 at 9:00 AM
ALL THAT FEE SIMPLE LOT OF GROUND, situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 04-1600010855.
The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $23,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18576)
Jeffrey Nadel, Scott Nadel, John-Paul Douglas
and Daniel Menchel, Substitute Trustees
MDC Auctioneers
606 Baltimore Avenue, Suite 206,
Towson, Maryland 21204
410-825-2900
JT 10/823 Oct. 21, 28 - Nov. 4 998424

23. 10/30/2014 Law Offices of Jeffrey Nadel
4041 Powder Mill Road, Suite 415
Calverton, Maryland 20705
240-473-5000
SUBSTITUTE TRUSTEES' SALE
OF REAL PROPERTY
2433 Ellis Road
Baltimore, MD 21234
Under a power of sale contained in a certain Deed of Trust from Babak Mir aka Bobby Mir, dated March 16, 2007, and recorded in Liber 0025426, Folio 646 among the Land Records of Baltimore County, MD, default having occurred under the terms thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore County, Courthouse door, 401 Bosley Avenue entrance, Towson, MD on
November 5, 2014 at 9:00 AM
ALL THAT FEE SIMPLE LOT OF GROUND, situated in Baltimore County, MD and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. 09-0902570190.
The property will be sold in an "as is" condition and subject to conditions, restrictions, agreements, easements, covenants and rights of way of record affecting the same, if any, and with no warranty of any kind.
Terms of Sale: A deposit of $29,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees determine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County, time being of the essence for purchaser. In the event that settlement does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attorney's fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, are to be adjusted to the date of auction and thereafter are to be assumed by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee's prior knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser's sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18274)
Jeffrey Nadel, Scott Nadel and
John-Paul Douglas, Substitute Trustees
MDC Auctioneers
606 Baltimore Avenue, Suite 206,
Towson, Maryland 21204
410-825-2900
JT 10/822 Oct. 21, 28 - Nov. 4 998422

24. 10/30/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
58 NORMAN AVE., ABERDEEN, MD 21001
Under a power of sale contained in a certain Deed of Trust from Connie J. Simon, dated February 25, 2005 and recorded in Liber 5931, folio 278 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:25 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $12,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 5.250% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2669 Oct. 10, 17, 24 997217

25. 10/30/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
1810 CHESTER WAY, BEL AIR, MD 21015
Under a power of sale contained in a certain Deed of Trust from David L. Hagy, Jr, Mindy Rae Hagy and Paul L. Foltz, dated August 30, 2005 and recorded in Liber 6342, folio 295 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:23 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $24,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 5.00000% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2668 Oct. 10, 17, 24 997216

26. 10/30/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
1348 BALDWIN MILL RD.
JARRETTSVILLE, MD 21084
Under a power of sale contained in a certain Deed of Trust from Cheryl E. Yox, dated June 8, 2007 and recorded in Liber 7431, folio 215 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:22 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $42,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 6.75% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2667 Oct. 10, 17, 24 997215

27. 10/30/2014 Morris-Schneider-Wittstadt, LLC
9409 Philadelphia Road
Baltimore, MD 21237
410-284-9600
Substitute Trustees' Sale
OF IMPROVED REAL PROPERTY
325 DELMAR CT. ABINGDON
I/R/T/A ABINTDON, MD 21009
Under a power of sale contained in a certain Deed of Trust from John Teluk, dated June 16, 2006 and recorded in Liber 6852, folio 391 among the Land Records of Harford Co., MD, default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Harford Co., at the Court House Door, 20 W. Courtland St., Bel Air, MD 21014, on
OCTOBER 29, 2014 AT 11:21 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Harford Co., MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind.
Terms of Sale:
A deposit of $21,000 by cash or certified check. Balance of the purchase price to be paid in cash within 10 days of final ratification of the sale by the Circuit Court for Harford Co. TIME IS OF THE ESSENCE . If the purchaser fails to settle within the aforesaid ten (10) days of ratification, the purchaser relinquishes their deposit and the Sub-Trustees may file an appropriate motion with the court to resell the property. Purchaser waives personal service of any paper filed with the Court in connection with such motion and any Show Cause Order issued by the Court and expressly agrees to accept service of any such paper or Order by certified mail and regular mail sent to the address provided by the purchaser and as recorded on the documents executed by the purchaser at the time of the sale. Service shall be deemed effective upon the purchaser 3 days after postmarked by the United States Post Office. It is expressly agreed by the purchaser that actual receipt of the certified mail is not required for service to be effective. If the purchaser fails to go to settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of this sale (including attorney fees and full commission on the gross sales price of the sale) shall be charged against and paid from the forfeited deposit. In the event of resale the defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property regardless of any improvements made to the real property. Interest is to be paid on the unpaid purchase money at the rate of 4.875% per annum from the date of sale to the date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Purchaser shall be responsible for the costs of all transfer taxes, documentary stamps and all other costs incident to settlement. Purchaser shall be responsible for physical possession of the property. Purchaser assumes the risk of loss from the date of sale forward. The sale is subject to post sale audit by the Noteholder to determine whether the borrower entered into any repayment/forbearance agreement, reinstated or paid off prior to the sale. In any such event the Purchaser agrees that upon notification by the Sub-Trustees of such event the sale is null and void and of no legal effect and the deposit returned without interest. If the Sub-Trustees are unable to convey either insurable or good and marketable title, or the sale is not ratified for any reason by the Circuit Court including errors made by the Sub-Trustees, the purchaser's sole remedy at law or in equity shall be limited to a refund of the deposit without any interest.
Mark H. Wittstadt, et al., Sub. Trustees
AGF 10-2666 Oct. 10, 17, 24 997214

28. 10/30/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
2219 ROCKHAVEN AVE.
BALTIMORE, MD 21228
Under a power of sale contained in a certain Deed of Trust from Ryan S. Thomas and Tricia Ann Thomas, dated September 13, 2005 and recorded in Liber 22976, folio 70 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave., (Bosley Ave. Entrance), Towson, MD 21204, on
OCTOBER 31, 2014 AT 10:59 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $15,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 6.350% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-18631)
The property will be sold subject to a 120 day right of redemption by the Internal Revenue Service.
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/310 October 16, 23, 30 997792

29. 10/30/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
761 ALDWORTH RD.
DUNDALK, MD 21222
Under a power of sale contained in a certain Deed of Trust from John Mordoff a/k/a John W. Mordoff, dated July 5, 2007 and recorded in Liber 25943, folio 525 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave., (Bosley Ave. Entrance), Towson, MD 21204, on
OCTOBER 31, 2014 AT 11:02 AM
ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $90. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $15,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 8.375% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-10380)
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/282 October 16, 23, 30 997791

30. 10/30/2014 McCabe, Weisberg & Conway, LLC
312 Marshall Avenue, Suite 800
Laurel, Maryland 20707
www.mwc-law.com
SUBSTITUTE TRUSTEES' SALE
OF IMPROVED REAL PROPERTY
5107 MCFAUL RD.
BALTIMORE, MD 21206
Under a power of sale contained in a certain Deed of Trust from Michael Kane, dated April 27, 2004 and recorded in Liber 20125, folio 696 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on
NOVEMBER 7, 2014 AT 10:59 AM
ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling.
The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind.
Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $13,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2012-33484)
Laura H. G. O'Sullivan, et al., Substitute Trustees
10/443 Oct. 23, 30, Nov. 6 998442

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