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1. 7/28/2016 IN THE CIRCUIT COURT FOR BALTIMORE COUNTY, MARYLAND Case No.: 03-C-16-004503 SUSAN NJENGA Plaintiff v. CHRISTOPHER N. WAMAI Defendant. NOTICE BY PUBLICATION Upon consideration of Plaintiff's Complaint for Immedi-ate Custody, in which Plaintiff Susan Njenga is seeking custody of the minor children of the parties, Notice is hereby issued by the Circuit Court for Baltimore County, that the relief sought in Plaintiffs' Complaint for Immedi-ate Custody may be granted, unless cause be shown to the contrary. Defendant is to file a response to the Com-plaint for Immediate Custody on or before September 14, 2016. Failure to file a response within the time allowed may result in a judgment by default or the granting of the relief sought, provided a copy of this Notice be published in some newspaper published in this county, once in each or three (3) successive weeks on or before August 15, 2016. Julie L. Ensor CLERK True Copy Test JULIE L. ENSOR, Clerk JT 7/717 July 19, 26, August 2 4320715
2. 7/28/2016 . IN THE CIRCUIT COURT FOR HOWARD COUNTY, MD CASE NO. 13C15105540 Diane S. Rosenberg, Mark D. Meyer, John A. Ansell, III, Kenneth Savitz Caroline Fields, Jennifer Rochino Rosenberg & Associates, LLC 4340 East West Highway, Suite 600 Bethesda, Maryland 20814 Substitute Trustees Plaintiff(s) v. Robert G. Dyke 5823 Montgomery Road Elkridge, MD 21075 22nd day of August, 2016 Defendant(s) NOTICE Notice is hereby given this 21st day of July, 2016 , by the Circuit Court for Howard County, Maryland, that the sale of 5823 Montgomery Road, Elkridge, MD 21075 made and reported, will be ratified and confirmed, unless cause to the contrary thereof be shown on or before the , provided a copy of this notice be inserted in a newspaper printed in said County, once in each of three successive weeks before the 15th day of August, 2016. The Report of Sale states the amount of the foreclosure sale price to be $788,000.00. Wayne A. Robey Clerk of the Circuit Court, Howard County, MD TRUE COPY TEST Wayne A. Robey, Clerk HCT 7/183 July 28 - Aug. 4, 11 4343746
3. 7/28/2016 Circuit Court for Baltimore County Case No. 03-C-16-005058 Emily Hobbs 406 Virginia Ave. Towson, MD 21286 Plaintiff vs. Michael Horstmann 601 Delaware Ave. Essex, MD 21221 Defendant NOTICE (DOM REL 72) The above Plaintiff has filed a petition/complaint/motion, entitled: Motion for Alternative Service in which he/she is seeking Absolute Divorce. Notice is hereby issued by the Circuit Court for Baltimore County, that the relief sought in the aforementioned petition/complaint/motion may be granted, unless cause be shown to the contrary. Defendant is to file a response to the petition/complaint/motion on or before September 26, 2016. Failure to file the response within the time allowed may result in a judgment by default or the granting of the relief sought, provided a copy of this Notice be: posted by the sheriff at the courthouse door or on a bulletin board within its immediate vicinity on or before August 22, 2016; or published in some newspaper published in this county/city, once in each of three (3) successive weeks on or before August 22, 2016. Julie L. Ensor Clerk True Copy Test JULIE L. ENSOR, Clerk, 7/177 July 28 - Aug.4, 11 4343391
4. 7/28/2016 STATE OF NORTH CAROLINA COUNTY OF JOHNSTON IN THE GENERAL COURT OF JUSTICE SUPERIOR COURT DIVISION BEFORE THE CLERK 16-E-318 Juanita F. Holder, Administratrix of the Estate of James F. Holder Petitioner Vs. Juanita F. Holder, Sherrie Denise O'Savio Lisa Simone Holder and Roberta Rena Holder Respondents NOTICE OF SERVICE OF PROCESS BY PUBLICATION TO: Roberta Rena Holder, a Respondent in the above captioned case. Take notice that a pleading seeking relief against you has been filed in the above captioned special proceeding. The nature of the relief being sought is a follows: The Clerk of Court of Johnston County, North Carolina is being requested to enter an order authorizing Juanita F. Holder, Administratrix of the Estate of James F. Holder to sell real property described in such special proceeding in private sales pursuant to the provisions of N.C.G.S. 28A17-7. You are required to make defense to such pleading not later than the 6th day of September, 2016, said date being 40 days from the first publication of this notice and upon your failure to do so, the party seeking service against you will apply to the Court for the relief being sought. This 7th day of July, 2016. George N. Hamrick, Attorney for Petitioner 7048 Knightdale Blvd., Ste. 200 Knightdale, NC 27545 Bar Number: 6184 HCT 7/175 July 28 - Aug. 4, 11 4342431
5. 7/28/2016 Circuit Court for Baltimore County Case No. 03-C-15-013440 DA Shiekima Joseph Buckland 36 Hardwood Dr. Rosedale, MD 21237 Plaintiff vs. Mark Buckland Lot 149 Daytona Gtr Portmore Jamaica Defendant NOTICE (DOM REL 72) The above Plaintiff has filed a petition/complaint/motion, entitled: Complaint for Absolute Divorce in which he/she is seeking a Divorce. Notice is hereby issued by the Circuit Court for Baltimore County, that the relief sought in the aforementioned petition/complaint/motion may be granted, unless cause be shown to the contrary. Defendant is to file a response to the petition/complaint/motion on or before September 26, 2016. Failure to file the response within the time allowed may result in a judgment by default or the granting of the relief sought, provided a copy of this Notice be: published in some newspaper published in this county/city, once in each of three (3) successive weeks on or before August 22, 2016. Julie L. Ensor Clerk True Copy Test JULIE L. ENSOR, Clerk, JT 7/774 July 26-Aug. 2, 9 4336801
6. 7/28/2016 . IN THE CIRCUIT COURT FOR HOWARD COUNTY, MD CASE NO. 13C16106613 Diane S. Rosenberg, Mark D. Meyer, John A. Ansell, III, Kenneth Savitz Caroline Fields, Jennifer Rochino 4340 East West Highway, Suite 600 Bethesda, Maryland 20814 Substitute Trustees Plaintiff(s) v. Daniel J. Duncan, Margaret A. Duncan 5889 Rowanberry Drive Elkridge, MD 21075 8th day of August, 2016 Defendant(s) NOTICE Notice is hereby given this 7th day of July, 2016 , by the Circuit Court for Howard County, Maryland, that the sale of 5889 Rowanberry Drive, Elkridge, MD 21075, made and reported, will be ratified and confirmed, unless cause to the contrary thereof be shown on or before the , provided a copy of this notice be inserted in a newspaper printed in said County, once in each of three successive weeks before the 1st day of August, 2016. The Report of Sale states the amount of the foreclosure sale price to be $134,000.00. Wayne A. Robey Clerk of the Circuit Court, Howard County, MD TRUE COPY TEST Wayne A. Robey, Clerk HCT 7/090 July 14, 21, 28 4312454
7. 7/28/2016 NOTICE Summons (Parentage-Custody and Support) Notice to Respondent: Jeremy Anthony Watties Petitioner's name: Nancy Noemi Herrera Case number: 15P001259 You have 30 calendar days after this Summons and Petition are served on you to file a Response (form FL-220 or FL-270) at the court and have a copy served on the petitioner. A letter, phone call, or court appearance will not protect you. If you do not file your Response on time, the court may make orders affecting your right to custody of your children. You may also be ordered to pay child support and attorney fees and costs. For legal advice, contact a lawyer immediately. Get help finding a lawyer at the California Courts Online Self-Help Center (www.courts.ca.gov/selfhelp), at the California Legal Services website (www.lawhelpca.org), or by contacting your local bar association. NOTICE: The restraining order on page 2 remains in effect against each parent until the petition is dismissed, a judgement is entered, or the court makes further orders. This order is enforceable anywhere in California by any law enforcement officer who has received or seen a copy of it. FEE WAIVER: If you cannot pay the filing fee, ask the clerk for a fee waiver form. The court may order you to pay back all or part of the fees and costs that the court waived for you or the other party. 1. The name and address of the court are: Superior Court of California, County of Orange, 341 The City Drive, Orange CA 92868, Lamoreaux Justice Center 2. The name, address, and telephone number of petitioner's attorney, or petitioner without an attorney, are: Nancy Noemi Herrera, 310 S Jefferson St. Apt. 7C, Placentia CA 92870. Date: AUG 14, 2015 Clerk, by Wendy Varga, Deputy STANDARD RESTRAINING ORDER (Parentage-Custody and Support) Starting immediately, you and every other party are restrained from removing from the state, or applying for a passport for, the minor child or children for whom this action seeks to establish a parent-child relationship or custody order without the prior written consent of every other party or an order of the court. This restraining order takes effect against the petitioner when he or she files the petition against the respondent when he or she is personally served with the Summons and Petition OR when he or she waives and accepts service. This restraining order remains in effect until the judgement is entered, the petition is dismissed, or the court makes other orders. This order is enforceable anywhere in California by any law enforcement officer who has received or seen a copy of it. CAT 7/083 July 13, 20, 27, August 3 4312001
8. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 3040 WOODSIDE AVE. PARKVILLE, MD 21234 Under a power of sale contained in a certain Deed of Trust from Glenn A. Thomas and Bonnie M. Thomas, dated February 12, 2009 and recorded in Liber 27674, folio 85 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 5, 2016 AT 11:10 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $21,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5.25% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2012-25149) Laura H. G. O'Sullivan, et al., Substitute Trustees J 7/129 July 21, 28, Aug. 4 4326149
9. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 8675 DOVES FLY WAY LAUREL, MD 20723 Under a power of sale contained in a certain Deed of Trust from Laura Hines and Michael All, dated February 24, 2005 and recorded in Liber 9078, folio 621 among the Land Records of Howard Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on AUGUST 15, 2016 AT 9:15 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Howard Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $31,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Howard Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2012-24308) Laura H. G. O'Sullivan, et al., Substitute Trustees HCT 7/174 July 28-Aug. 4, 11 4341386
10. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 5023 CAMEO TERR. PERRY HALL, MD 21128 Under a power of sale contained in a certain Deed of Trust from Michael Johnson, dated April 25, 2012 and recorded in Liber 32060, folio 286 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 10:57 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and described as Unit 5023, in Phase 25 pursuant to a Condominium Regime established by and shown on a plat entitled "Condominium Plat - Phase 25, Honeygo Village Condominium Association, Inc." and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $38,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-600013) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/163 July 28-Aug. 4, 11 4340377
11. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 2136 REDTHORN RD. MIDDLE RIVER, MD 21220 Under a power of sale contained in a certain Deed of Trust from George Smith and Celena Smith, dated May 17, 2005 and recorded in Liber 22021, folio 257 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 11:01 AM ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $90. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $12,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 7.5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-605253) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/153 July 28-Aug. 4, 11 4339629
12. 7/28/2016 COHN, GOLDBERG & DEUTSCH, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE, SUITE 208 TOWSON, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 6669 HUNTER ROAD ELKRIDGE, MD 21075 Under a power of sale contained in a certain Deed of Trust from Wayne P. Phillips and Delma E. Phillips, dated January 12, 2008 and recorded in Liber 11059, Folio 747 among the Land Records of Howard County, Maryland, with an original principal balance of $341,243.00, and an original interest rate of 4.500%, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 [PLEASE NOTE THAT THIS IS A TEMPORARY LOCATION DURING THE RENOVATION OF THE COUNTY COURT HOUSE], on August 17, 2016 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Howard County, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting same, if any and with no warranty of any kind. Terms of Sale: A deposit of $50,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Howard County. At the Substitute Trustees' discretion, the foreclosure purchaser, if a corporation or LLC, must produce evidence, prior to bidding, of the legal formation of such entity. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason , there shall be no abatement of interest. All due and/or unpaid private utility, water and facilities charges, or front foot benefit payments, are payable by the purchaser without adjustment. Real estate taxes and all other public charges, or assessments, including water/sewer charges, ground rent, or condo/HOA assessments, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Edward S. Cohn, Stephen N. Goldberg, Richard E. Solomon, Richard J. Rogers, Randall J. Rolls, and Christopher Peck, Substitute Trustees Mid-Atlantic Auctioneers, LLC (410) 825-2900 www.mid-atlanticauctioneers.com HCT 7/157 July 28-Aug. 4, 11 4340103
13. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 5835 WESTWOOD AVE. BALTIMORE, MD 21206 Under a power of sale contained in a certain Deed of Trust from Christine S. Stone a/k/a Christine Stone and Heath W. Stone, dated November 9, 2005 and recorded in Liber 23043, folio 359 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JULY 29, 2016 AT 11:02 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $23,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-614354) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/078 July 14, 21, 28 4309020
14. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 120 SANFORD AVE. CATONSVILLE, MD 21228 Under a power of sale contained in a certain Deed of Trust from Jeffrey R. Green, dated July 24, 2009 and recorded in Liber 28510, folio 22 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 11:02 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $48,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #14-607180) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/151 July 28-Aug. 4, 11 4339518
15. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 26 PELCZAR AVE. ESSEX, MD 21221 Under a power of sale contained in a certain Deed of Trust from John V. Jakum, dated December 4, 2009 and recorded in Liber 29125, folio 58 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 10:56 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $21,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2011-16808) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/162 July 28-Aug. 4, 11 4340358
16. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 912 VANDERWOOD RD. CATONSVILLE, MD 21228 Under a power of sale contained in a certain Deed of Trust from Rebecca E. Jackson, dated December 15, 2006 and recorded in Liber 25005, folio 380 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 11:04 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $20,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-617988) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/155 July 28-Aug. 4, 11 4339717
17. 7/28/2016 MILES & STOCKBRIDGE P.C. 100 Light Street, Baltimore, Maryland 21202 (410) 385-3406 SUBSTITUTE TRUSTEES' SALE FEE SIMPLE IMPROVED RESIDENTIAL REAL PROPERTY KNOWN AS 7811 FIELDSTONE COURT, ELLICOTT CITY, MARYLAND, IMPROVED BY A TWO STORY DETATCHED HOME OF APPROXIMATELY 2,420 SQUARE FEET±, SITUATE ON APPROXIMATELY .41 ACRES OF LAND Under the power of sale contained in that certain Indemnity Deed of Trust and Security Agreement dated April 19, 2005 from John J. Hildreth and Marie Noelle Hildreth to David S. Musgrave and Robert E. Scher, Trustees, which Deed of Trust is recorded among the Land Records of Howard County, Maryland, in Liber 9126, folio 497, default having occurred under the terms of said Deed of Trust and at the request of the Lender secured thereby, (Civil Case No. 13-C-15-106232) the undersigned Substitute Trustees, or either of them, will offer the following property for sale at Public Auction: MONDAY, AUGUST 15, 2016 at 10:30 A.M. Sale to be held at the Thomas Dorsey Building 9250 Bendix Road, Columbia, Maryland 21045 PROPERTY DESCRIPTION (the "Property"): All that lot of ground situate in Howard County, Maryland, together with any and all improvements thereon, and being more particularly described as follows: BEING KNOWN AND DESIGNATED as Lot No. 12, as shown on Plat entitled, Rockburn Township, Section 1, Area 1, Lots 1 thru 102, sheet 4 of 10, which Plat is recorded among the Land Records of Howard County, Maryland at Plat No. 8072. The improvements thereon being known as 7811 Fieldstone Court. Together with any and all building and improvements thereon, hereinafter referred to as the "Property." CONDITIONS OF SALE: The Property will be sold in an "AS IS/WHERE IS" condition without any representations or warranties of any nature whatsoever. Neither the Substitute Trustees nor the Lender make any representation or warranty with respect to: (1) the existence, validity, scope, or nature of any zoning, land use, development, site plans, occupancy or other governmental permits or approvals with respect to the Property; (2) fitness for any particular purpose or use, including the structural integrity of any improvements on the Property; (3) flood zone designations of the Property; (4) compliance of the Property with any zoning or building laws, regulations and ordinances; (5) ingress, egress or access to the Property or any portion thereof; (6) the rights of any parties in possession, or the existence, validity, terms or conditions of any lease of all or any portion of the Property; (7) the existence of any security deposits or rental payments; (8) compliance of the Property with the Americans with Disabilities Act; or (9) the condition of the Property, of any nature whatsoever, including environmental contamination. Neither the Substitute Trustees nor the Lender shall have any obligation to obtain possession of the Property. It shall be the purchaser's obligation, at the purchaser's sole cost, to obtain possession of the Property. RISK OF LOSS SHALL PASS TO THE PURCHASER IMMEDIATELY AND AUTOMATICALLY AT THE TIME OF SALE. Neither the Substitute Trustees nor the Lender shall have any obligation to obtain or maintain any insurance coverage with respect to the Property. The Property shall be sold subject to: (1) the Internal Revenue Service's statutory 120-day right of redemption; (2) any easements, restrictions, declarations, site plans, and restrictive covenants of record affecting the same; (3) any and all disclosures and conditions on any plats of record affecting all or any portion of the Property; (4) any encroachments, overlaps, boundary line disputes and other matters which could be disclosed by an accurate survey of the Property; (5) any matters which would be disclosed by a physical inspection of the Property; (6) any and all environmental conditions, problems and/or violations, if any, that may exist on, affect or relate to the Property, including, without limitation, housing code violations, the existence of any lead paint, asbestos or radon or any other hazardous or toxic substances; (7) that certain Purchase Money Deed of Trust dated December 17, 1993 from John J. Hildreth and M. Noelle Hildreth for the benefit of NationsBanc Mortgage Corporation, which Deed of Trust is recorded among the Land Records of Howard County, Maryland in Liber 3100, folio 234; (8) Maryland State Tax Lien No. 13-C-55-039218 dated February 2, 2001; (9) Maryland State Tax Lien No. 13-C-55-040323 dated September 28, 2001; and (10) Federal Tax Lien No. 16082 dated March 17, 2005. For estimated balance information with respect to the obligations referred to in items (7) through (10) above, please contact Patricia Jefferson at 410-385-3406. WAIVERS: The purchaser waives and releases the Substitute Trustees and the Lender and each of their respective agents, successors and assigns from any and all claims the purchaser and/or its successors and assigns may now have or may have in the future relating to: (1) any condition, problem or violation affecting the Property; (2) any existing or future building or zoning code problems or violations, and (3) the accuracy or validity of any information described herein. Purchaser has not relied on anything in the foreclosure advertisement but rather has relied solely on such investigations, examinations or inspections of the Property as the purchaser has made. IMPROVEMENTS: The Property is believed to be improved by a two story home of approximately 2,420 square feet± above ground, situate on approximately 17,926 square feet of land ±. The home is believed to contain an attached garage. TERMS OF SALE: This advertisement, as amended by any oral announcements during the conduct of the sale, constitutes the Substitute Trustees' entire terms upon which the Property shall be offered for sale, sold or purchased. The Substitute Trustees reserve the right to withdraw the Property or release it from the Deed of Trust, in whole or in part, at any time before sale. If the Substitute Trustees determine that the final bid is not commensurate with the value of the Property, they may reject the bid and withdraw the Property from sale. If any dispute arises among the bidders, the Substitute Trustees shall have the sole and final discretion either to determine the successful bidder or to reoffer and resell the Property. A cash deposit or certified check made payable to the Substitute Trustees in the amount of $40,000 will be required of the purchaser at the time and place of sale. The purchaser is required to increase its deposit to 10% of the bid price within five (5) business days of the sale. All cash deposits or certified checks shall be delivered to the Substitute Trustees c/o Miles & Stockbridge P.C., 100 Light Street, Baltimore, Maryland 21202. All deposits shall be held by the Substitute Trustees in a non-interest bearing escrow account to be applied to the purchase price at the time of settlement. The Lender, or its nominee, if the successful bidder, shall not be required to post a deposit. The balance of such purchase price, together with interest at the rate of ten percent (10%) per annum on the unpaid purchase money from the date of sale to date of settlement (as hereinafter specified) must be paid on the date of settlement. All taxes (except outstanding real property taxes, which shall be the sole responsibility of the purchaser) and assessments, including, but not limited to, rents, ground rents, public charges, sewer charges, water rents, assessments, utilities or similar items, if any, payable on an annual or any other basis shall be adjusted as of the date of the foreclosure sale and thereafter assumed and paid by the purchaser at settlement. The purchaser shall pay all expenses and costs required for or incident to its settlement, including, without limitation, all state and local transfer taxes, documentary taxes, agricultural taxes, recording taxes and fees, title examination costs, title insurance premiums, and attorneys' fees. The purchaser shall settle and comply with the sale terms within ten (10) days after the Internal Revenue Service's 120-day right of redemption period passes or within ten (10) days of the waiver of the Internal Revenue Service's 120-day right of redemption and the Circuit Court for Howard County, Maryland finally ratifies the sale, unless said period is extended by the Substitute Trustees, their successors or assigns, for good cause shown. TIME IS OF THE ESSENCE. If the purchaser defaults, in addition to any other legal or equitable remedies available to them, the Substitute Trustees may declare the entire deposit forfeited and resell the Property at the risk and cost of the defaulting purchaser. The purchaser shall not be entitled to any surplus proceeds or profit resulting from any resale of all or any portion of the Property. Neither the Substitute Trustees, the Auctioneer, nor the Lender are liable for any matter relating to the sale or to the Property, except that if title to the Property cannot be transferred in accordance with the terms hereof for any reason, such liability is limited solely to the return of the purchaser's deposit. There shall be no other rights or remedies against the Substitute Trustees, the Auctioneer and/or the Lender, either in law or equity. NOTE: The material contained herein describing the Property has been obtained from sources believed to be reliable; however, no express or implied warranty is made as to the accuracy of any description. All dimensions or areas referred to herein are approximate. For further information regarding the sale and the Property, please contact the offices or visit the website of the Auctioneer. Matthew S. Sturtz and Kristen M. Siracusa, Substitute Trustees HCT 7/173 July 28 - August 4, 11 4339404
18. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 12541 GREENSPRING AVE. OWINGS MILLS, MD 21117 Under a power of sale contained in a certain Deed of Trust from William J. Lavelle and Terri L. Lavelle, dated July 19, 2006 and recorded in Liber 24276, folio 512 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 11:03 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $37,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-617845) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/154 July 28-Aug. 4, 11 4339671
19. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 1227 64TH ST. BALTIMORE, MD 21237 Under a power of sale contained in a certain Deed of Trust from Troy Kenneth Scheuer and Heather Diane Combs a/k/a Heather Diane Combs-Scheuer, dated May 20, 2005 and recorded in Liber 21989, folio 184 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 10:55 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and described as Tax ID #15-1519712720 and Tax ID #15-1519712721 and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $11,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5.5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2013-38699) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/161 July 28-Aug. 4, 11 4340327
20. 7/28/2016 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 3407 SANTEE ROAD NOTTINGHAM, MD 21236 CASE NUMBER 03-C-15-009029 Under and by virtue of the power of sale contained in a Deed of Trust from Lester F. Pague, III, Mary C. Pague, recorded among the Land Records of Baltimore County in Liber 0023077, folio 047, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Circuit Court for Baltimore Co., at the Courthouse Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Wednesday, August 10, 2016 at 09:00 AM: All that lot of ground and the improvements thereon situate in Baltimore County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Baltimore County, in Liber 0023077, folio 047, also being further described in a Deed recorded among the Land Records of Baltimore County in Liber 6664, folio 201. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $20,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Baltimore County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 7.50000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com JT 7/790 July 26-Aug. 2, 9 4339366
21. 7/28/2016 Alba Law Group, P.A. 11350 McCormick Road Executive Plaza III, Suite 200 Hunt Valley, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES' SALE OF REAL PROPERTY KNOWN AS NO. 39 WESTERN WINDS CIRCLE BALTIMORE, MD 21244 CASE NUMBER 03-C-16-000443 Under and by virtue of the power of sale contained in a Deed of Trust from Jaye Justine Lane, recorded among the Land Records of Baltimore County in Liber 14923, folio 134, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Substituted Trustees will offer for sale at public auction, at the Circuit Court for Baltimore Co., at the Courthouse Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204 on Wednesday, August 10, 2016 at 09:00 AM: All that lot of ground and the improvements thereon situate in Baltimore County, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Baltimore County, in Liber 14923, folio 134, also being further described in a Deed recorded among the Land Records of Baltimore County in Liber 14923, folio 130. The improvements thereon consist of a dwelling. The property will be sold in "AS IS" condition, subject to any existing building violations, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents, successors or assigns make any representations or warranties, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $6,000.00 will be required of the purchaser, other than the Holder of the Note or its assigns, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Baltimore County. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of 8.00000% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason , there shall be no abatement of interest. If the purchaser defaults, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees' attorney a fee of $250.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason, purchaser's sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with, or accepted funds from, the mortgagor. Upon termination of the contract, Purchaser's sole remedy shall be return of the deposit. Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta, Substituted Trustees Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com JT 7/789 July 26-Aug. 2, 9 4339323
22. 7/28/2016 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 9110 RIVER HILL RD. LAUREL, MD 20723 Under a power of sale contained in a certain Deed of Trust dated April 29, 2005 and recorded in Liber 9177, Folio 228 among the Land Records of Howard Co., MD, with an original principal balance of $450,000.00 and a current interest rate of 6.87500% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on AUGUST 12, 2016 AT 9:40 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $45,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees HCT 7/158 July 28-Aug. 4, 11 4340215
23. 7/28/2016 OLIVERI & ASSOCIATES, LLC Attorneys at Law 635 N. Bestgate Rd - Ste 200 Annapolis, Maryland 21401 410-295-3000 TRUSTEES' SALE Of valuable IMPROVED RESIDENTIAL CONDOMINIUM REAL ESTATE known as 5 Hurdleford Court Baltimore, MD 21209 Under and by virtue of a Decree for Sale of Premises by the Circuit Court for Baltimore County, MD dated March 25, 2016, in a case captioned Summit Chase Townhouse Association, Inc. v. Edward Levy and Joanne Levy (Case No. 03-C-16-002652) with John M. Oliveri, Esq. and Timothy J. Larsen, Esq. being appointed as Trustees in said order to sell said property, the undersigned will offer for sale at Public Auction at the premises of 5 Hurdleford Court, Baltimore, MD 21209, on August 10, 2016 1:00 O'Clock P.M. All that lot of ground situate in Baltimore County, Maryland, and described as follows, that is to say: BEING KNOWN AND DESIGNATED as Lot No. 29, as shown on a Plat entitled, "Section 5 Summit Chase, formerly Falls II, formerly Summit Green Section One", which Plat is recorded among the Land Records of Baltimore County, Maryland in Plat Book No. SM 59 folio 133. The improvements thereon being known as No. 5 Hurdleford Court, Baltimore, Maryland 21209. Being the lot of ground which by Deed dated May 15, 2006, and recorded among the Land Records of Baltimore County in Liber 23859 folio 666, was granted and conveyed by Joshua M. Mauer and Sherry B. Mauer to Julie L. Glass, now known as Julie L. Becker, and Stephen J. Becker. SUBJECT TO covenants, conditions and restrictions of record. TOGETHER WITH the buildings thereupon, and the rights, alleys, ways, waters, privileges, appurtenances and advantages thereto belonging, or in anywise appertaining. Tax Identification No. 21-00-011091. TERMS OF SALE: The property will be sold in "as is" condition, subject to any and all covenants, conditions, restrictions, easements, rights of way and limitations of record, and with no warranties. The property will be sold subject to any building or housing violations, easements, agreements, restrictions, terms, rights of way, covenants, conditions, rights of redemption, and other encumbrances, if any, affecting the subject property, whether or not of record. A Deposit of Five Thousand Dollars ($5,000.00) will be required of the purchaser in the form of cash or certified check on the day of sale. The Beneficiary, or any subsidiary of beneficiary, named in the Decree of Sale, if a bidder, shall not be required to make a deposit. Interest at the rate of 1.0% per month shall be paid on the unpaid purchase price from the date of sale to the date of settlement if the property is purchased by someone other than the Beneficiary. The balance of the purchase price shall be paid in cash within ten (10) days of final ratification of the sale by the Circuit Court Baltimore County, time being of the essence. If compliance with the terms of sale does not take place within ten (10) days after final ratification, the deposit shall be forfeited and the property resold at the risk and expense of the defaulting purchaser. Taxes, water rent, and all other public charges and assessments payable on an annual or periodic basis, including sanitary and metropolitan district charges and special paving taxes, and condominium fees, if any, will be adjusted as of the date of sale and thereafter shall be paid by the purchaser. The cost of all recordation and transfer taxes, any agricultural use or transfer tax, and any and all other costs incident to the recording of the deed to the purchaser shall be borne by the purchaser. The Trustees reserve the right to reject any and all bids in his sole and absolute discretion and to extend the settlement date. Purchaser assumes the risk of loss to the property immediately after sale and shall be solely responsible for obtaining possession of the property. Conveyance of the property shall be by trustees' deed, without covenant or warranty, expressed or implied, unless otherwise required by statute, court rule or the Deed of Trust. If for any reason the Trustees are unable to convey title, the purchaser's sole remedy at law and equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be null and void and have no further force or effect, and the purchaser shall have no claim against the Trustees, Beneficiary, or Auctioneers. The information contained herein was obtained from sources deemed to be reliable, but is offered for information purposes only. The Trustees, Beneficiary, and Auctioneers make no representations or warranties with respect to the accuracy of this information, and the purchaser waives and releases the Trustees, Beneficiary, and Auctioneers from any and all claims the purchaser or purchaser's successors or assigns may now have or may have in the future relating to the condition of the property, including, but not limited to, the environmental condition thereof. This advertisement, as amended or supplemented by any oral announcements during the conduct of the sale, constitutes the entire terms upon which the property shall be offered for sale. John M. Oliveri, Timothy J. Larsen Trustees CAMPBELL AUCTIONEERS & APPRAISERS, LLC Members Maryland Auctioneers Association 811 High St - Ste. 100 Chestertown, MD 21620 Chestertown: 410-810-8915 Annapolis: 410-268-1108 www.campbellllc.com JT 7/791 July 26-Aug. 2, 9 4341014
24. 7/28/2016 BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 (301) 961-6555 SUBSTITUTE TRUSTEES' SALE OF REAL PROPERTY AND ANY IMPROVEMENTS THEREON 6200 WAVING WILLOW PATH CLARKSVILLE, MD 21029 Under a power of sale contained in a certain Deed of Trust dated January 13, 2006 and recorded in Liber 9779, Folio 119 among the Land Records of Howard Co., MD, with an original principal balance of $547,500.00 and a current interest rate of 7.37500% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction, AUCTION SALE TO BE HELD AT THE THOMAS DORSEY BUILDING, 9250 BENDIX ROAD, COLUMBIA, MD 21045, on AUGUST 12, 2016 AT 9:41 AM ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Howard Co., MD and more fully described in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $55,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year's real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within ten days of ratification, subject to order of court, purchaser agrees that property will be resold and entire deposit retained by Sub Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser's sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES Howard N. Bierman, Carrie M. Ward, et al., Substitute Trustees HCT 7/159 July 28-Aug. 4, 11 4340255
25. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 24 WOODLAND AVE. BALTIMORE, MD 21222 Under a power of sale contained in a certain Deed of Trust from Sharon D. Clevenger and Shayna D. Clevenger, dated October 29, 2007 and recorded in Liber 26399, folio 391 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 11:07 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $5,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 8.54% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-616520) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/168 July 28-Aug. 4, 11 4340539
26. 7/28/2016 COHN, GOLDBERG & DEUTSCH, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE, SUITE 208 TOWSON, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 6479 GALWAY DRIVE CLARKSVILLE, MD 21029 Under a power of sale contained in a certain Deed of Trust from Mohinder K. Sandhu and Jaspel Sandhu, dated June 14, 2005 and recorded in Liber 9279, Folio 405 among the Land Records of Howard County, Maryland, with an original principal balance of $620,000.00, and an original interest rate of 2.750%, default having occurred under the terms thereof, the Substitute Trustees will sell at public auction at the Thomas Dorsey Building, 9250 Bendix Road, Columbia, Maryland 21045 [PLEASE NOTE THAT THIS IS A TEMPORARY LOCATION DURING THE RENOVATION OF THE COUNTY COURT HOUSE], on August 17, 2016 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Howard County, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting same, if any and with no warranty of any kind. Terms of Sale: A deposit of $55,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Howard County. At the Substitute Trustees' discretion, the foreclosure purchaser, if a corporation or LLC, must produce evidence, prior to bidding, of the legal formation of such entity. The purchaser, other than the Holder of the Note, its assigns, or designees, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason , there shall be no abatement of interest. All due and/or unpaid private utility, water and facilities charges, or front foot benefit payments, are payable by the purchaser without adjustment. Real estate taxes and all other public charges, or assessments, including water/sewer charges, ground rent, or condo/HOA assessments, not otherwise divested by ratification of the sale, to be adjusted as of the date of foreclosure auction, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps, transfer taxes and settlement expenses, and all other costs incident to settlement, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale, the Substitute Trustees may, in addition to any other available remedies, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees, plus all costs incurred, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of resale, reasonable attorney's fees, and all other charges due and incidental and consequential damages, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title, the purchaser's sole remedy at law or in equity shall be the return of the deposit. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Edward S. Cohn, Stephen N. Goldberg, Richard E. Solomon, Richard J. Rogers, Michael McKeefery, and Christianna Kersey, Substitute Trustees Mid-Atlantic Auctioneers, LLC (410) 825-2900 www.mid-atlanticauctioneers.com HCT 7/156 July 28-Aug. 4, 11 4339785
27. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 8013 GOUGH ST. BALTIMORE, MD 21224 Under a power of sale contained in a certain Deed of Trust from John Winebrenner, dated October 2, 2006 and recorded in Liber 24633, folio 422 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 11:06 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $14,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5.75% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #2010-07820) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/167 July 28-Aug.4, 11 4340531
28. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 4817 VALLEY FORGE RD. RANDALLSTOWN, MD 21133 Under a power of sale contained in a certain Deed of Trust from Derryl Stratton, dated March 27, 2008 and recorded in Liber 26873, folio 438 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 11:05 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and described as Tax ID #02-0211151056 and Tax ID #02-2100000354 and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $27,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 6.5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-617744) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/166 July 28-Aug. 4, 11 4340513
29. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 120 CHESTNUT ST. DUNDALK, MD 21222 Under a power of sale contained in a certain Deed of Trust from Melody L. Smith, dated March 21, 2000 and recorded in Liber 14377, folio 247 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on AUGUST 12, 2016 AT 10:59 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $6,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 10.625% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-612472) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/165 July 28-Aug. 4, 11 4340495
30. 7/28/2016 McCabe, Weisberg & Conway, LLC 312 Marshall Avenue, Suite 800 Laurel, Maryland 20707 www.mwc-law.com SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 9756 HARVESTER CIR., UNIT #9756 PERRY HALL, MD 21128 Under a power of sale contained in a certain Deed of Trust from Donna L. Mace a/k/a Donna L. Staskowiak, dated August 3, 2009 and recorded in Liber 28591, folio 290 among the Land Records of Baltimore Co., MD, default having occurred under the terms thereof and at the request of the parties secured thereby, the undersigned Substitute Trustees will offer for sale at public auction at the Circuit Court for Baltimore Co., at the Court House Door, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza), Towson, MD 21204, on JULY 29, 2016 AT 10:57 AM ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore Co., Maryland and described as Unit 9756, in a condominium regime known as "Phase A-4, Coach House Condominium, at Perry Hall Farms, Inc." and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. The property will be sold in an "as is" condition and subject to conditions, restrictions, easements, encumbrances and agreements of record affecting the subject property, if any, and with no warranty of any kind. Terms of Sale: A deposit in the form of cashier's or certified check, or in such other form as the Substitute Trustees may determine, at their sole discretion, for $25,000 at the time of sale. If the noteholder and/or servicer is the successful bidder, the deposit requirement is waived. Balance of the purchase price is to be paid within fifteen (15) days of the final ratification of the sale by the Circuit Court for Baltimore Co., Maryland. Interest is to be paid on the unpaid purchase price at the rate of 5% per annum from date of sale to the date the funds are received in the office of the Substitute Trustees, if the property is purchased by an entity other than the noteholder and/or servicer. If payment of the balance does not occur within fifteen days of ratification, the deposit will be forfeited and the property will be resold at the risk and cost of the defaulting purchaser. There will be no abatement of interest due from the purchaser in the event settlement is delayed for any reason. Taxes, ground rent, water rent, and all other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, and front foot benefit charges, if applicable, to be adjusted for the current year to the date of sale, and assumed thereafter by the purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from the date of sale. The purchaser shall be responsible for the payment of the ground rent escrow, if required. Cost of all documentary stamps, transfer taxes, and all settlement charges shall be borne by the purchaser. If the Substitute Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law or equity shall be limited to the refund of the deposit to the purchaser. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. Purchaser shall be responsible for obtaining physical possession of the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after the sale. (Matter #15-614652) Laura H. G. O'Sullivan, et al., Substitute Trustees 7/074 July 14, 21, 28 4308920
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