Maryland Legals

1. 12/7/2019

Alba Law Group\, P.A. 11350 McCormick Road Executive Plaza I\, Suite 302 Hunt Valley\, MD 21031 (443) 541-8600 SUBSTITUTED TRUSTEES’ SALE OF REAL PROPERTY KNOWN AS NO. 40 COLLETON COURT BALTIMORE\, MD 21236 CASE NUMBER C-03-CV-19-003000 Under and by virtue of the power of sale contained in a Deed of Trust from Terry L. Barcikowski\, recorded among the Land Records of Baltimore County in Liber 40649\, folio 151\, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan\, Thomas P. Dore\, Brian McNair\, and Angela Nasuta as Substituted Trustees\, the Substituted Trustees will offer for sale at public auction\, at the Circuit Court for Baltimore Co.\, at the Courthouse Door\, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza)\, Towson\, MD 21204 on Thursday\, December 19\, 2019 at 10:00 AM: All that lot of ground and the improvements thereon situate in Baltimore County\, State of Maryland\, as described in the Deed of Trust recorded among the Land Records of Baltimore County\, in Liber 40649\, folio 151\, also being further described in a Deed recorded among the Land Records of Baltimore County in Liber 40649\, folio 144. The improvements thereon consist of a dwelling. The property will be sold in “AS IS” condition\, subject to any existing building violations\, restrictions and agreements of record. The purchaser assumes all risks of loss for the property as of the date of sale. Neither the Substituted Trustees nor their respective agents\, successors or assigns make any representations or warranties\, either expressed or implied with respect to the property. The Substituted Trustees shall convey insurable title. TERMS OF THE SALE: A deposit in a form acceptable to the Substituted Trustee in the amount of $20\,000.00 will be required of the purchaser\, other than the Holder of the Note or its assigns\, at the time and place of sale. Any amount tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns\, the balance of the purchase price shall be paid immediately with available funds within ten (10) days of the final ratification of the sale by the Circuit Court for Baltimore County. Time is of the essence. The purchaser\, other than the Holder of the Note or its assigns\, shall pay interest at the rate of 4.87500% per annum on the unpaid portion of the purchase price from the date of sale to date of settlement. Real property taxes and assessments shall be adjusted to the date of sale and assumed thereafter by the purchaser. Ground rent\, water and/or sewer charges public or private\, if any\, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps and transfer taxes shall be paid by the purchaser. Purchaser shall have the responsibility of obtaining possession of the property. In the event settlement is delayed for any reason \, there shall be no abatement of interest. If the purchaser defaults\, the entire deposit is forfeited. The Substituted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of both sales\, attorney fees\, all other charges due\, and incidental and consequential damages. Defaulting purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $350.00 in connection with the filing of a motion to resell. In the event the Substituted Trustees do not convey title for any reason\, purchaser’s sole remedy is return of the deposit. The Purchaser shall have no further recourse against the Mortgagor\, the Mortgagee or the Mortgagee's attorney. The Substituted Trustees shall have the right to terminate this contract in the event the Holder or its Servicer has entered into any agreement with\, or accepted funds from\, the mortgagor. Upon termination of the contract\, Purchaser’s sole remedy shall be return of the deposit. Mark S. Devan\, Thomas P. Dore\, Brian McNair\, and Angela Nasuta\, Substituted Trustees Tidewater Auctions\, LLC (410) 825-2900 www.tidewaterauctions.com JT 12/619 Dec. 3\, 10\, 17 6528695

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2. 12/7/2019

ALLAN P. FEIGELSON\, Substitute Trustee\, Plaintiff\, V.\, LINDA DEITZ\, HARRY DEITZ\, JR.\, Defendant(s) IN THE CIRCUIT COURT FOR HARFORD COUNTY\, MARYLAND Civil No. C-12-CV-19-000457 NOTICE Notice\, this 25th day of November\, 2019\, by the Circuit Court for Harford County\, Maryland\, that the sale of the property mentioned in these proceedings\, made and reported by Allan P. Feigelson\, Substitute Trustee\, be ratified and confirmed unless cause to the contrary thereof be shown on or before the 26th day of December\, 2019\, next\, provided a copy of this Notice be inserted in some newspaper published in Harford County once in each of three successive weeks before the 26th day of December\, 2019 next. The report of sale states the amount of sale to be $150\,480.00. The Address of the property is: 307 Guilford Court\, Bel Air\, MD 21015. James Reilly Clerk\, Circuit Court for Harford County True Copy: Test: James Reilly Clerk of Circuit Court By: Kim Dodge Deputy Clerk AGF 12-2604 December 6\, 13\, 20 6533456

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3. 12/7/2019

Carrie M. Ward\, et al.\, 6003 Executive Blvd.\, Suite 101\, Rockville\, MD 20852\, Sub Trustees\, Plaintiffs\, vs.\, THOMAS J. LANGFORD\, FRANCES R. LANGFORD\, 309 Rolling Knoll Drive\, Bel Air\, MD 21014\, Defendant(s) IN THE CIRCUIT COURT FOR HARFORD COUNTY\, MARYLAND Case No. C-12-CV-18-000839 NOTICE Notice is hereby given 2nd day of December\, 2019\, by the Circuit Court for Harford County\, Maryland\, that the sale of the property mentioned in these proceedings and described as 309 Rolling Knoll Drive\, Bel Air\, MD 21014\, made and reported by the Substitute Trustee\, will be RATIFIED AND CONFIRMED\, unless cause to the contrary thereof be shown on or before the 2nd day of January\, 2020\, provided a copy of this NOTICE\, be inserted in some newspaper printed in said County\, once in each of three successive weeks before the 2nd day of January\, 2020. The report states the purchase price at the Foreclosure sale to be $340\,000.00. James Reilly Clerk\, Circuit Court for Harford County\, Maryland True Copy: Test: James Reilly Clerk of Circuit Court By: G. Solis Deputy Clerk AGF 12-2603 December 6\, 13\, 20 6533426

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4. 12/7/2019

Carrie M. Ward\, et al.\, 6003 Executive Blvd.\, Suite 101\, Rockville\, MD 20852\, Sub Trustees\, Plaintiffs\, vs.\, JOSEPH STEVE FREEMAN\, SHERRI FREEMAN\, SHERRI FREEMAN\, TRUSTEE OF THE TRUST OF B.D. ALLEN AKA B.D. ALLEN REVOCABLE LIVING TRUST\, 2225 Grafton Shop Road\, Forest Hill\, MD 21050\, Defendant(s) IN THE CIRCUIT COURT FOR HARFORD COUNTY\, MARYLAND Case No. C-12-CV-19-000619 NOTICE Notice is hereby given 26th day of No-vember\, 2019\, by the Circuit Court for Harford County\, Maryland\, that the sale of the property mentioned in these proceed-ings and described as 2225 Grafton Shop Road\, Forest Hill\, MD 21050 made and reported by the Substitute Trustee\, will be RATIFIED AND CONFIRMED\, unless cause to the contrary thereof be shown on or before the 26th day of December\, 2019\, provided a copy of this NOTICE\, be insert-ed in some newspaper printed in said County\, once in each of three successive weeks before the 26th day of December\, 2019. The report states the purchase price at the Foreclosure sale to be $207\,680.00. James Reilly Clerk\, Circuit Court for Harford County\, Maryland True Copy: Test: James Reilly Clerk of Circuit Court By: M. Glackin Deputy Clerk AGF 12-2005 December 4\, 11\, 18 6530408

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5. 12/7/2019

Carrie M. Ward\, et al.\, 6003 Executive Blvd.\, Suite 101\, Rockville\, MD 20852\, Sub Trustees\, Plaintiffs\, vs.\, KERRI L. MCDONALD\, 4207 Chapel Gate Place\, Belcamp\, MD 21017\, Defendant(s) IN THE CIRCUIT COURT FOR HARFORD COUNTY\, MARYLAND Case No. C-12-CV-18-000131 NOTICE Notice is hereby given 27th day of November\, 2019\, by the Circuit Court for Harford County\, Maryland\, that the sale of the property mentioned in these proceedings and described as 4207 Chapel Gate Place\, Belcamp\, MD 21017 made and reported by the Substitute Trustee\, will be RATIFIED AND CONFIRMED\, unless cause to the contrary thereof be shown on or before the 27th day of December\, 2019\, provided a copy of this NOTICE\, be inserted in some newspaper printed in said County\, once in each of three successive weeks before the 27th day of December\, 2019. The report states the purchase price at the Foreclosure sale to be $142\,880.00. James Reilly Clerk\, Circuit Court for Harford County\, Maryland True Copy: Test: James Reilly Clerk of Circuit Court By: Kim Dodge Deputy Clerk AGF 12-2006 December 4\, 11\, 18 6530423

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6. 12/7/2019

Carrie M. Ward\, et al.\, 6003 Executive Blvd.\, Suite 101\, Rockville\, MD 20852\, Sub Trustees\, Plaintiffs\, vs.\, PATRICIA A. EBY\, STEPHEN D. EBY\, 3246 Rock Creek Court\, Abingdon\, MD 21009\, Defendant(s) IN THE CIRCUIT COURT FOR HARFORD COUNTY\, MARYLAND Case No. C-12-CV-19-000722 NOTICE Notice is hereby given 26th day of November\, 2019\, by the Circuit Court for Harford County\, Maryland\, that the sale of the property mentioned in these proceedings and described as 3246 Rock Creek Court\, Abingdon\, MD 21009\, made and reported by the Substitute Trustee\, will be RATIFIED AND CONFIRMED\, unless cause to the contrary thereof be shown on or before the 26th day of December\, 2019\, provided a copy of this NOTICE\, be inserted in some newspaper printed in said County\, once in each of three successive weeks before the 26th day of December\, 2019. The report states the purchase price at the Foreclosure sale to be $160\,000.00. James Reilly Clerk\, Circuit Court for Harford County\, Maryland True Copy: Test: James Reilly Clerk of Circuit Court By: R. Schultz Deputy Clerk AGF 12-2007 December 4\, 11\, 18 6530434

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7. 12/7/2019

CHANGE OF OFFICERS TRANSFER NOTICE 1st DISTRICT BNR-BWL-ON SALE ONLY LICENSE FROM: John K. Mooney\, Member/Authorized Person TRANSFER TO: Maria Von Nordeck\, Member/Authorized Person Thomas Avallone\, Member/Authorized Person Bruce F. Hawkins\, Member/Authorized Person Bertucci’s Restaurants (Bel Air)\, L.L.C. T/A Bertucci’s 12 Bel Air South Parkway Bel Air\, MD 21015 HEARING DATE: December 18\, 2019 TIME: 9:00 a.m. Any objections to the issuance of the above-stated license should be filed with the Board on or before December 13\, 2019. All applicants must appear at these hearings. LIQUOR CONTROL BOARD FOR HARFORD COUNTY\, MARYLAND Sheryl Davis Kohl\, Chair Scott S. Baker\, General Manager 6527251 12/4/19\, 12/11/19

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8. 12/7/2019

CHERYL A JONES ESQ ? PESSIN KATZ LAW PA 901 DULANEY VALLEY RD - #400 TOWSON\, MD 21204? NOTICE OF APPOINTMENT NOTICE TO CREDITORS NOTICE TO UNKNOWN HEIRS Estate No. 54817 TO ALL PERSONS INTERESTED IN THE ESTATE OF NAJMUDDIN AHMED . Notice is given that RIFAT SHIRIN 1482 LORING WAY BRENTWOOD\, CA 94516 was on November 18\, 2019 appointed Personal Representative of the estate of NAJMUDDIN AHMED who died on June 9\, 2019 \, with a will a will. Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the attorney. All persons having any objection to the appointment (or to the probate of the decedent’s will) shall file their objections with the Register of Wills on or before the 18th day of May\, 2020 . Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: (1) Six months from the date of the decedent’s death\, except if the decedent died before October 1\, 1992\, nine months from the date of the decedent’s death; or (2) Two months after the personal representative mails or otherwise delivers to the creditor a copy of this published notice or other written notice\, notifying the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date\, or any extension provided by law\, is unenforceable thereafter. Claim forms may be obtained from the Register of Wills. RIFAT SHIRIN Personal Representative(s) True Test Copy Name and Address of Register of Wills for Harford County Derek Hopkins 18 Office Street 1st Floor Bel Air\, MD 21014 Name of newspaper designated by personal representative: Aegis Date of publication: 11/27/2019 11/27\, 12/4\, 12/11/19 6522273

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9. 12/7/2019

CIRCUIT COURT FOR BALTIMORE\, MARYLAND NOTICE ORDER FOR ALTERNATIVE SERVICE CASE NO. C-03-FM-19-003163 Sandra Ezenweani the above named plaintiff has filed a petition/complaint/motion entitled: Absolute Divorce in which he/she is seeking the court to grant Divorce. The Circuit Court for Baltimore County may grant that relief unless Donnell Edwards above named defendant can show reason why the court should not grant relief. Donnell Edwards must file a response to the petition/complaint/motion on or before: January 31st\, 2020. If Donnell Edwards fails to respond within the time allowed\, the court may enter a judgement by default or grant the relief sought\, as long as a copy of this notice is: published in some newspaper published in this county/city\, once in each of three successive weeks on or before December 31st\, 2019. And sent via text\, email and messenger to all known electronic address. After the time period in the judge’s order has passed\, you may ask the court for the default judgement or to move forward with your case. 11/04/19 /s/Julie L. Ensor\, Clerk 12/3\, 12/10\, 12/17/19 6526971

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10. 12/7/2019

COHN\, GOLDBERG & DEUTSCH\, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE\, SUITE 208 TOWSON\, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 5126 KEY VIEW WAY\, UNIT 5126 PERRY HALL\, MD 21128 Under a power of sale contained in a certain Deed of Trust from Jennifer L. Eberwein\, dated February 23\, 2018 and recorded in Liber 40322\, Folio 52 among the Land Records of Baltimore County\, Maryland\, with an original principal balance of $298\,773.00\, and an original interest rate of 4.125%\, default having occurred under the terms thereof\, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County\, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza)\, Towson\, MD 21204\, on December 19\, 2019 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Baltimore County\, MD and more fully described in the aforesaid Deed of Trust. The property being sold is a condominium unit and all common elements appurtenant thereto. Terms of Sale: The property will be sold “as is” and subject to conditions\, restrictions\, easements and agreements of record affecting same\, if any and with no warranty of any kind. A deposit of $29\,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. At the Substitute Trustees’ discretion\, the foreclosure purchaser\, if a corporation or LLC\, must produce evidence\, prior to bidding\, of the legal formation of such entity. The purchaser\, other than the Holder of the Note\, its assigns\, or designees\, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason \, there shall be no abatement of interest. All due and/or unpaid private utility\, water and sewer facilities charges\, or front foot benefit payments\, are payable by the purchaser without adjustment. Real estate taxes and all other public charges\, or assessments\, ground rent\, or condo/HOA assessments\, not otherwise divested by ratification of the sale\, to be adjusted as of the date of foreclosure auction\, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps\, transfer taxes and settlement expenses\, and all other costs incident to settlement\, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale\, the Substitute Trustees may\, in addition to any other available remedies\, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser\, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees\, plus all costs incurred\, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee\, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event\, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of resale\, reasonable attorney's fees\, and all other charges due and incidental and consequential damages\, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title\, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including\, but not limited to\, determination of whether the borrower entered into any repayment agreement\, reinstated or paid off the loan prior to the sale. In any such event\, this sale shall be null and void\, and the Purchaser's sole remedy\, in law or equity\, shall be the return of his deposit without interest. Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, and Christianna Kersey\, Substitute Trustees Mid-Atlantic Auctioneers\, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 12/603 Dec. 3\, 10\, 17 6525053

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11. 12/7/2019

COHN\, GOLDBERG & DEUTSCH\, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE\, SUITE 208 TOWSON\, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 515 EPSOM ROAD TOWSON\, MD 21286 Under a power of sale contained in a certain Deed of Trust from Mildred A. Armstrong\, dated May 7\, 2010 and recorded in Liber 29489\, Folio 256 among the Land Records of Baltimore County\, Maryland\, with an original principal balance of $229\,191.00\, and an original interest rate of 3.250%\, default having occurred under the terms thereof\, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County\, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza)\, Towson\, MD 21204\, on December 19\, 2019 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Baltimore County\, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. Terms of Sale: The property will be sold “as is” and subject to conditions\, restrictions\, easements and agreements of record affecting same\, if any and with no warranty of any kind. A deposit of $19\,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. At the Substitute Trustees’ discretion\, the foreclosure purchaser\, if a corporation or LLC\, must produce evidence\, prior to bidding\, of the legal formation of such entity. The purchaser\, other than the Holder of the Note\, its assigns\, or designees\, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason \, there shall be no abatement of interest. All due and/or unpaid private utility\, water and sewer facilities charges\, or front foot benefit payments\, are payable by the purchaser without adjustment. Real estate taxes and all other public charges\, or assessments\, ground rent\, or condo/HOA assessments\, not otherwise divested by ratification of the sale\, to be adjusted as of the date of foreclosure auction\, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps\, transfer taxes and settlement expenses\, and all other costs incident to settlement\, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale\, the Substitute Trustees may\, in addition to any other available remedies\, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser\, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees\, plus all costs incurred\, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee\, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event\, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of resale\, reasonable attorney's fees\, and all other charges due and incidental and consequential damages\, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title\, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including\, but not limited to\, determination of whether the borrower entered into any repayment agreement\, reinstated or paid off the loan prior to the sale. In any such event\, this sale shall be null and void\, and the Purchaser's sole remedy\, in law or equity\, shall be the return of his deposit without interest. Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, and Christianna Kersey\, Substitute Trustees Mid-Atlantic Auctioneers\, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 12/604 Dec. 3\, 10\, 17 6525069

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12. 12/7/2019

COHN\, GOLDBERG & DEUTSCH\, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE\, SUITE 208 TOWSON\, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 3 GREENWOOD AVENUE BALTIMORE\, MD 21206 Under a power of sale contained in a certain Deed of Trust from Iaian Raftery\, dated June 30\, 2015 and recorded in Liber 36411\, Folio 475 among the Land Records of Baltimore County\, Maryland\, with an original principal balance of $146\,301.00\, and an original interest rate of 4.250%\, default having occurred under the terms thereof\, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County\, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza)\, Towson\, MD 21204\, on December 19\, 2019 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Baltimore County\, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. Terms of Sale: The property will be sold “as is” and subject to conditions\, restrictions\, easements and agreements of record affecting same\, if any and with no warranty of any kind. A deposit of $14\,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. At the Substitute Trustees’ discretion\, the foreclosure purchaser\, if a corporation or LLC\, must produce evidence\, prior to bidding\, of the legal formation of such entity. The purchaser\, other than the Holder of the Note\, its assigns\, or designees\, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason \, there shall be no abatement of interest. All due and/or unpaid private utility\, water and sewer facilities charges\, or front foot benefit payments\, are payable by the purchaser without adjustment. Real estate taxes and all other public charges\, or assessments\, ground rent\, or condo/HOA assessments\, not otherwise divested by ratification of the sale\, to be adjusted as of the date of foreclosure auction\, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps\, transfer taxes and settlement expenses\, and all other costs incident to settlement\, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale\, the Substitute Trustees may\, in addition to any other available remedies\, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser\, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees\, plus all costs incurred\, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee\, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event\, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of resale\, reasonable attorney's fees\, and all other charges due and incidental and consequential damages\, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title\, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including\, but not limited to\, determination of whether the borrower entered into any repayment agreement\, reinstated or paid off the loan prior to the sale. In any such event\, this sale shall be null and void\, and the Purchaser's sole remedy\, in law or equity\, shall be the return of his deposit without interest. Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, and Christianna Kersey\, Substitute Trustees Mid-Atlantic Auctioneers\, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 12/605 Dec. 3\, 10\, 17 6525106

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13. 12/7/2019

COHN\, GOLDBERG & DEUTSCH\, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE\, SUITE 208 TOWSON\, MARYLAND 21204 Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 3415 HENRY HARFORD DRIVE ABINGDON\, MD 21009 Under a power of sale contained in a certain Deed of Trust from Markswell Uzoma Nwachinemere and Chienyenwa Nwachinemere\, dated June 22\, 2006 and recorded in Liber 6833\, Folio 498 among the Land Records of Harford County\, Maryland\, with an original principal balance of $435\,100.00\, and an original interest rate of 6.875%\, default having occurred under the terms thereof\, the Substitute Trustees will sell at public auction at the Courthouse door at the Main Street entrance for the Circuit Court for Harford County\, on DECEMBER 12\, 2019 AT 1:15 PM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Harford County\, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. Terms of Sale: The property will be sold “as is” and subject to conditions\, restrictions\, easements and agreements of record affecting same\, if any and with no warranty of any kind. A deposit of $66\,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Harford County. At the Substitute Trustees’ discretion\, the foreclosure purchaser\, if a corporation or LLC\, must produce evidence\, prior to bidding\, of the legal formation of such entity. The purchaser\, other than the Holder of the Note\, its assigns\, or designees\, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason\, there shall be no abatement of interest. All due and/or unpaid private utility\, water and sewer facilities charges\, or front foot benefit payments\, are payable by the purchaser without adjustment. Real estate taxes and all other public charges\, or assessments\, ground rent\, or condo/HOA assessments\, not otherwise divested by ratification of the sale\, to be adjusted as of the date of foreclosure auction\, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps\, transfer taxes and settlement expenses\, and all other costs incident to settlement\, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale\, the Substitute Trustees may\, in addition to any other available remedies\, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser\, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees\, plus all costs incurred\, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee\, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event\, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of resale\, reasonable attorney's fees\, and all other charges due and incidental and consequential damages\, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title\, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including\, but not limited to\, determination of whether the borrower entered into any repayment agreement\, reinstated or paid off the loan prior to the sale. In any such event\, this sale shall be null and void\, and the Purchaser's sole remedy\, in law or equity\, shall be the return of his deposit without interest. Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, and Christianna Kersey\, Substitute Trustees Mid-Atlantic Auctioneers\, LLC (410) 825-2900 www.mid-atlanticauctioneers.com AGW 11-2009 November 27 December 4\, 11 6525208

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14. 12/7/2019

COHN\, GOLDBERG & DEUTSCH\, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE\, SUITE 208 TOWSON\, MARYLAND 21204 Substitute Trustees' Sale OF IMPROVED REAL PROPERTY 542 JUNE APPLE COURT ABINGDON\, MD 21009 Under a power of sale contained in a certain Deed of Trust from Frank J. Bowen\, Jr. and Helen V. Bowen\, dated January 24\, 2006 and recorded in Liber 6625\, Folio 317 among the Land Records of Harford County\, Maryland\, with an original principal balance of $275\,000.00\, and an original interest rate of 9.550%\, default having occurred under the terms thereof\, the Substitute Trustees will sell at public auction at the Courthouse door at the Main Street entrance for the Circuit Court for Harford County\, on DECEMBER 19\, 2019 AT 1:15 PM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Harford County\, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. Terms of Sale: The property will be sold “as is” and subject to conditions\, restrictions\, easements and agreements of record affecting same\, if any and with no warranty of any kind. A deposit of $28\,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Harford County. At the Substitute Trustees’ discretion\, the foreclosure purchaser\, if a corporation or LLC\, must produce evidence\, prior to bidding\, of the legal formation of such entity. The purchaser\, other than the Holder of the Note\, its assigns\, or designees\, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason\, there shall be no abatement of interest. All due and/or unpaid private utility\, water and sewer facilities charges\, or front foot benefit payments\, are payable by the purchaser without adjustment. Real estate taxes and all other public charges\, or assessments\, ground rent\, or condo/HOA assessments\, not otherwise divested by ratification of the sale\, to be adjusted as of the date of foreclosure auction\, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps\, transfer taxes and settlement expenses\, and all other costs incident to settlement\, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale\, the Substitute Trustees may\, in addition to any other available remedies\, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser\, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees\, plus all costs incurred\, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee\, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event\, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of resale\, reasonable attorney's fees\, and all other charges due and incidental and consequential damages\, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title\, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including\, but not limited to\, determination of whether the borrower entered into any repayment agreement\, reinstated or paid off the loan prior to the sale. In any such event\, this sale shall be null and void\, and the Purchaser's sole remedy\, in law or equity\, shall be the return of his deposit without interest. Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, and Christianna Kersey\, Substitute Trustees Mid-Atlantic Auctioneers\, LLC (410) 825-2900 www.mid-atlanticauctioneers.com AGW 12-2004 December 4\, 11\, 18 6529270

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15. 12/7/2019

COHN\, GOLDBERG & DEUTSCH\, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE\, SUITE 208 TOWSON\, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 39 PENNY LANE\, UNIT 39 BALTIMORE\, MD 21209 Under a power of sale contained in a certain Deed of Trust from Ali Khaldi Idrissi and Yelena Olegovna Idrissi\, dated February 23\, 2005 and recorded in Liber 21530\, Folio 182 among the Land Records of Baltimore County\, Maryland\, modified by Loan Modification Agreement recorded on March 21\, 2011 in the Land Records of Baltimore County at Liber No. 30633\, Folio 75\, with an original principal balance of $174\,000.00\, and an original interest rate of 4.500%\, default having occurred under the terms thereof\, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County\, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza)\, Towson\, MD 21204\, on December 12\, 2019 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Baltimore County\, MD and more fully described in the aforesaid Deed of Trust. The property being sold is a condominium unit and all common elements appurtenant thereto. Terms of Sale: The property will be sold “as is” and subject to conditions\, restrictions\, easements and agreements of record affecting same\, if any and with no warranty of any kind. A deposit of $15\,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. At the Substitute Trustees’ discretion\, the foreclosure purchaser\, if a corporation or LLC\, must produce evidence\, prior to bidding\, of the legal formation of such entity. The purchaser\, other than the Holder of the Note\, its assigns\, or designees\, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason \, there shall be no abatement of interest. All due and/or unpaid private utility\, water and sewer facilities charges\, or front foot benefit payments\, are payable by the purchaser without adjustment. Real estate taxes and all other public charges\, or assessments\, ground rent\, or condo/HOA assessments\, not otherwise divested by ratification of the sale\, to be adjusted as of the date of foreclosure auction\, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps\, transfer taxes and settlement expenses\, and all other costs incident to settlement\, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale\, the Substitute Trustees may\, in addition to any other available remedies\, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser\, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees\, plus all costs incurred\, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee\, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event\, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of resale\, reasonable attorney's fees\, and all other charges due and incidental and consequential damages\, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title\, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including\, but not limited to\, determination of whether the borrower entered into any repayment agreement\, reinstated or paid off the loan prior to the sale. In any such event\, this sale shall be null and void\, and the Purchaser's sole remedy\, in law or equity\, shall be the return of his deposit without interest. Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, and Christianna Kersey\, Substitute Trustees Mid-Atlantic Auctioneers\, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 11/669 Nov. 26 Dec. 3\, 10 6519419

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16. 12/7/2019

COHN\, GOLDBERG & DEUTSCH\, LLC ATTORNEYS AT LAW 600 BALTIMORE AVENUE\, SUITE 208 TOWSON\, MARYLAND 21204 SUBSTITUTE TRUSTEES' SALE OF IMPROVED REAL PROPERTY 110 WILLIAMS AVENUE DUNDALK\, MD 21222 Under a power of sale contained in a certain Deed of Trust from Linda Jarrard and Donna Jarrard\, dated December 9\, 2008 and recorded in Liber 27535\, Folio 646 among the Land Records of Baltimore County\, Maryland\, modified by Loan Modification Agreement recorded on May 2\, 2017 in the Land Records of Baltimore County at Liber No. 38910\, Folio 253\, with an original principal balance of $136\,853.00\, and an original interest rate of 3.750%\, default having occurred under the terms thereof\, the Substitute Trustees will sell at public auction at the Courthouse door for the Circuit Court for Baltimore County\, 401 Bosley Ave. (Main Entrance Facing Patriot Plaza)\, Towson\, MD 21204\, on December 12\, 2019 AT 10:00 AM ALL THAT FEE-SIMPLE LOT OF GROUND and the improvements thereon situated in Baltimore County\, MD and more fully described in the aforesaid Deed of Trust. The property is improved by a dwelling. Terms of Sale: The property will be sold “as is” and subject to conditions\, restrictions\, easements and agreements of record affecting same\, if any and with no warranty of any kind. A deposit of $10\,000.00 by certified funds only (no cash will be accepted) is required at the time of auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore County. At the Substitute Trustees’ discretion\, the foreclosure purchaser\, if a corporation or LLC\, must produce evidence\, prior to bidding\, of the legal formation of such entity. The purchaser\, other than the Holder of the Note\, its assigns\, or designees\, shall pay interest on the unpaid purchase money at the note rate from the date of foreclosure auction to the date funds are received in the office of the Substitute Trustees. In the event settlement is delayed for any reason \, there shall be no abatement of interest. All due and/or unpaid private utility\, water and sewer facilities charges\, or front foot benefit payments\, are payable by the purchaser without adjustment. Real estate taxes and all other public charges\, or assessments\, ground rent\, or condo/HOA assessments\, not otherwise divested by ratification of the sale\, to be adjusted as of the date of foreclosure auction\, unless the purchaser is the foreclosing lender or its designee. Cost of all documentary stamps\, transfer taxes and settlement expenses\, and all other costs incident to settlement\, shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. TIME IS OF THE ESSENCE. If the purchaser shall fail to comply with the terms of the sale or fails to go to settlement within ten (10) days of ratification of the sale\, the Substitute Trustees may\, in addition to any other available remedies\, declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser\, and the purchaser agrees to pay reasonable attorneys' fees for the Substitute Trustees\, plus all costs incurred\, if the Substitute Trustees have filed the appropriate motion with the Court to resell the property. Purchaser waives personal service of any paper filed in connection with such a motion on himself and/or any principal or corporate designee\, and expressly agrees to accept service of any such paper by regular mail directed to the address provided by said bidder at the time of foreclosure auction. In such event\, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price\, all costs and expenses of resale\, reasonable attorney's fees\, and all other charges due and incidental and consequential damages\, and any deficiency in the underlying secured debt. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. If the Substitute Trustees cannot convey insurable title\, the purchaser's sole remedy at law or in equity shall be the return of the deposit without interest. The sale is subject to post-sale confirmation and audit of the status of the loan with the loan servicer including\, but not limited to\, determination of whether the borrower entered into any repayment agreement\, reinstated or paid off the loan prior to the sale. In any such event\, this sale shall be null and void\, and the Purchaser's sole remedy\, in law or equity\, shall be the return of his deposit without interest. Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, and Christianna Kersey\, Substitute Trustees Mid-Atlantic Auctioneers\, LLC (410) 825-2900 www.mid-atlanticauctioneers.com JT 11/670 Nov. 26 Dec. 3\, 10 6519454

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17. 12/7/2019

David S. Ostrow Esquire? 11419 Cronridge Drive Suite #1 Owings Mills\, MD 21117? NOTICE OF APPOINTMENT NOTICE TO CREDITORS NOTICE TO UNKNOWN HEIRS Estate No. 54853 TO ALL PERSONS INTERESTED IN THE ESTATE OF Elaine Elva Hawkins . Notice is given that Richard H. Hawkins\, III 657 Garvine Mill Road Fawn Grove\, PA 17321 and Robert Hawkins\, 1028 East Macphail Road Bel Air\, MD 21015 was on November 19\, 2019 appointed Personal Representative of the estate of Elaine Elva Hawkins who died on September 28\, 2019 \, without a will. Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the attorney. All persons having any objection to the appointment (or to the probate of the decedent’s will) shall file their objections with the Register of Wills on or before the 19th day of May\, 2020 . Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: (1) Six months from the date of the decedent’s death\, except if the decedent died before October 1\, 1992\, nine months from the date of the decedent’s death; or (2) Two months after the personal representative mails or otherwise delivers to the creditor a copy of this published notice or other written notice\, notifying the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date\, or any extension provided by law\, is unenforceable thereafter. Claim forms may be obtained from the Register of Wills. Richard H. Hawkins III and Robert Hawkins Personal Representative(s) True Test Copy Name and Address of Register of Wills for Harford County Derek Hopkins 18 Office Street 1st Floor Bel Air\, MD 21014 Name of newspaper designated by personal representative: Aegis Date of publication: November 27\, 2019 11/27\, 12/4\, 12/11/2019 6521614

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18. 12/7/2019

Diane S. Rosenberg\, Mark D. Meyer\, John A. Ansell\, III\, Kenneth Savitz\, Jennifer Rochino\, Sydney Roberson\, Rosenberg & Associates\, LLC\, 4340 East West Highway\, Suite 600\, Bethesda\, MD 20814\, Substitute Trustees\, Plaintiff(s)\, v.\, Marjorie E. Jarvis\, 36 Aberdeen Avenue\, Aberdeen\, MD 21001\, Defendant(s) IN THE CIRCUIT COURT FOR HARFORD COUNTY\, MARYLAND Case No. 12C17000009 NOTICE Notice is hereby given this 20th day of November\, 2019\, by the Circuit Court for Harford County\, Maryland\, that the sale of 36 Aberdeen Avenue\, Aberdeen\, MD 21001\, made and reported\, will be ratified and confirmed\, unless cause to the contrary thereof be shown on or before the 20th day of December\, 2019\, provided a copy of this notice be inserted in a daily newspaper printed in said County\, once in each of three successive weeks before the 20th day of December\, 2019. The Report of Sale states the amount of the foreclosure sale price to be $57\,000.00. James Reilly Clerk of the Circuit Court Harford County\, MD True Copy: Test: James Reilly Clerk of the Circuit Court By: G. Solis Deputy Clerk AGF 11-2645 November 29 December 6\, 13 6526996 Diane S. Rosenberg\, Mark D. Meyer\, John A. Ansell\, III\, Jennifer Rochino\, Rosenberg & Associates\, LLC\, 4340 East West Highway\, Suite 600\, Bethesda\, MD 20814 \, Substitute Trustees\, Plaintiffs\, vs. Gary Howard\, Jr.\, 831 Comer Square\, Bel Air\, MD 21014 Defendant(s) In The Circuit Court For Harford County\, Maryland CASE NO. 12C14000475 NOTICE Notice is hereby given this 15th day of November\, 2018 \, by the Circuit Court for Harford County\, Maryland\, that the sale of 831 Comer Square\, Bel Air\, MD 21014 \, made and reported\, will be ratified and confirmed\, unless cause to the contrary thereof be shown on or before the 17th day of December\, 2018 \, provided a copy of this notice be inserted in a newspaper printed in said County\, once in each of three successive weeks before the . The Report of Sale states the amount of the Foreclosure sale price to be $233\,000.00 . JAMES REILLY Clerk of the Circuit Court Harford County\, Maryland True Copy: Test: James Reilly Clerk of Circuit Court By: M. Glackin Deputy Clerk AGF 11-2649 November 23\, 30 December 7 {orderid}

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19. 12/7/2019

Dianne Moorehead Huges Esq.? 5 S. Hickory Ave Bel Air\, MD 21014? NOTICE OF APPOINTMENT NOTICE TO CREDITORS NOTICE TO UNKNOWN HEIRS Estate No. 54622 TO ALL PERSONS INTERESTED IN THE ESTATE OF Bernadette Elizabeth Bernhardt . Notice is given that James E. Bernhardt\, 7616 Zoei Drive Rosedale\, MD 21237 and Carol A. Mongan\, 404 Abbey Circle Abingdon\, MD 21009 was on November 25\, 2019 appointed Personal Representative of the estate of Bernadette Elizabeth Bernhardt who died on August 11\, 2019 \, with a will. Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the attorney. All persons having any objection to the appointment (or to the probate of the decedent’s will) shall file their objections with the Register of Wills on or before the 25th day of May\, 2020 . Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: (1) Six months from the date of the decedent’s death\, except if the decedent died before October 1\, 1992\, nine months from the date of the decedent’s death; or (2) Two months after the personal representative mails or otherwise delivers to the creditor a copy of this published notice or other written notice\, notifying the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date\, or any extension provided by law\, is unenforceable thereafter. Claim forms may be obtained from the Register of Wills. James E. Bernhardt and Carol A. Mongan Personal Representative(s) True Test Copy Name and Address of Register of Wills for Harford County Derek Hopkins 18 Office Street 1st Floor Bel Air\, MD 21014 Name of newspaper designated by personal representative: Aegis Date of publication: December 4\, 2019 12/4\, 12/11\, 12/18/2019 6529483

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20. 12/7/2019

Edward S. Cohn\, Stephen N. Goldberg\, Richard E. Solomon\, Richard J. Rogers\, Michael McKeefery\, Christianna Kersey\, 600 Baltimore Avenue\, Suite 208\, Towson\, MD 21204\, Substitute Trustees\, Plaintiffs\, V.\, Michele L. Thomas\, 2207 Retreat Court\, Edgewood\, MD 21040\, Defendant IN THE CIRCUIT COURT FOR HARFORD COUNTY\, MARYLAND Case No. C-12-CV-19-000606 NOTICE Notice is hereby given this 27th day of November\, 2019\, by the Circuit Court for Harford County\, that the sale of the property mentioned in these proceedings\, made and reported\, will be ratified and confirmed\, unless cause to the contrary thereof be shown on or before the 27th day of December\, 2019\, provided a copy of this notice be published in a newspaper of general circulation in Harford County\, once in each of three successive weeks before the 27th day of December\, 2019. The Report of Sale states the amount of the foreclosure sale price to be $226\,935.00. The property sold herein is known as 2207 Retreat Court\, Edgewood\, MD 21040. James Reilly Clerk of the Circuit Court Harford County\, Maryland True Copy: Test: James Reilly Clerk of Circuit Court By: Kim Dodge Deputy Clerk AGF 12-2008 December 4\, 11\, 18 6530458

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